Alabama Car Accident Laws: Fault, Insurance, and Your Claim
Alabama is a pure at-fault state with contributory negligence: 1% fault bars all recovery. Learn the 25/50/25 insurance minimums and 2-year filing deadline.
10 min read
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Car Accident Laws
52 articles
Alaska Car Accident Laws: Fault, Insurance, and Your Claim
Alaska is an at-fault state with pure comparative negligence. Learn the 50/100/25 minimums, 2-year SOL, UM/UIM rules, and non-economic damages cap.
9 min read
Arizona Car Accident Laws: Fault, Insurance, and Your Claim
Arizona is an at-fault state with pure comparative negligence (A.R.S. § 12-2505), 25/50/15 minimum insurance, and a 2-year injury lawsuit deadline.
8 min read
Arkansas Car Accident Laws: Fault, Insurance, and Your Claim
Arkansas is an at-fault state with add-on PIP and a 3-year injury SOL. Learn the 25/50/25 minimums, modified comparative fault rules, and UM/UIM requirements.
10 min read
California Car Accident Laws: Fault, Insurance, and Your Claim
California is an at-fault state with pure comparative negligence, 30/60/15 minimum insurance (2025), a 2-year PI lawsuit deadline, and no PIP requirement.
10 min read
Car Accident Laws by State (2026): Fault, No-Fault, and Your Claim
Compare car accident laws in all 50 states and DC: at-fault vs. no-fault, negligence rules, minimum insurance limits, and filing deadlines.
16 min read
Colorado Car Accident Laws: Fault, Insurance, and Your Claim
Colorado is an at-fault state with a 3-year car accident SOL, 25/50/15 minimum insurance, and a 50% modified comparative negligence bar. Learn your rights.
8 min read
Connecticut Car Accident Laws: Fault, Insurance, and Your Claim
Connecticut is an at-fault state with modified comparative negligence (51% bar), 25/50/25 minimums, mandatory UM/UIM, and a 2-year injury filing deadline.
9 min read
Delaware Car Accident Laws: Fault, Insurance, and Your Claim
Delaware is an at-fault state with mandatory add-on PIP. Learn the 25/50/10 limits, 51% comparative fault bar, 2-year SOL, and how to protect your claim.
10 min read
District of Columbia Car Accident Laws: Fault, Insurance, and Your Claim
DC is an at-fault state with optional PIP add-on and pure contributory negligence. Learn DC's 25/50/10 minimums, 3-year SOL, 60-day PIP election, and your rights after a crash.
10 min read
Florida Car Accident Laws: No-Fault, PIP, and Your Claim
Florida is a no-fault PIP state. Learn the verbal serious-injury threshold, 2-year lawsuit deadline, modified comparative negligence, and minimum insurance rules.
11 min read
Georgia Car Accident Laws: Fault, Insurance, and Your Claim
Georgia is an at-fault state with a 2-year car accident SOL, 25/50/25 minimum insurance, and a 50% modified comparative negligence bar. Learn your rights.
9 min read
Hawaii Car Accident Laws: No-Fault, PIP, and Your Claim
Hawaii is a no-fault state with mandatory PIP and a $5,000 or serious-injury threshold to sue for pain and suffering. Learn the 40/80/20 limits, 2-year SOL, and comparative negligence rule.
11 min read
Idaho Car Accident Laws: Fault, Insurance, and Your Claim
Idaho is an at-fault state with modified comparative negligence (50% bar), 25/50/15 minimum insurance, and a 2-year injury filing deadline. Know your rights.
9 min read
Illinois Car Accident Laws: Fault, Insurance, and Your Claim
Illinois is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 insurance minimums, 2-year lawsuit deadline, and UM/UIM rules.
9 min read
Indiana Car Accident Laws: Fault, Insurance, and Your Claim
Indiana is an at-fault state with a 51% comparative-fault bar, 25/50/25 minimum insurance, and a 2-year injury filing deadline. Learn your rights after a crash.
10 min read
Iowa Car Accident Laws: Fault, Insurance, and Your Claim
Iowa is an at-fault state with modified comparative fault (51% bar). Learn Iowa's minimum insurance limits, 2-year statute of limitations, and UM/UIM rules.
8 min read
Kansas Car Accident Laws: No-Fault, PIP, Insurance, and Your Claim
Kansas is a no-fault (PIP) state. Learn the K.S.A. 40-3117 tort threshold, 25/50/25 insurance minimums, 2-year filing deadline, and modified comparative fault rules.
9 min read
Kentucky Car Accident Laws: Fault, Insurance, and Your Claim
Kentucky choice no-fault state: PIP default, $1,000 threshold to sue, 2-year MVRA deadline, 25/50/25 minimums, pure comparative fault. Know your rights.
10 min read
Louisiana Car Accident Laws: Fault, Insurance, and Your Claim
Louisiana is an at-fault state with a 2-year prescription period and modified 51% comparative fault. Learn the 15/30/25 minimums, UM/UIM rules, and no pay no play law.
10 min read
Maine Car Accident Laws: Fault, Insurance, and Your Claim
Maine is an at-fault state with modified comparative fault (50% bar), 50/100/25 minimums, mandatory UM/UIM, and a generous 6-year injury filing deadline.
9 min read
Maryland Car Accident Laws: Fault, Insurance, and Your Claim
Maryland is an at-fault state with pure contributory negligence: even 1% fault bars all recovery. Learn PIP, 30/60/15 minimums, UM/UIM rules, and the 3-year SOL.
11 min read
Massachusetts Car Accident Laws: Fault, Insurance, and Your Claim
Massachusetts is a no-fault state with a $2,000 PIP threshold. Learn about the 3-year SOL, 25/50/30 minimums, mandatory UM coverage, and modified comparative negligence.
9 min read
Michigan Car Accident Laws: No-Fault, PIP Tiers, and Your Claim
Michigan is a no-fault PIP state. Learn the verbal serious-injury threshold, tiered PIP choices from the 2019 reform, 3-year lawsuit deadline, and minimum insurance rules.
12 min read
Minnesota Car Accident Laws: No-Fault, PIP, and Your Claim
Minnesota is a no-fault PIP state. Learn the hybrid tort threshold, 6-year lawsuit deadline, modified comparative negligence, and minimum 30/60/10 insurance rules.
11 min read
Mississippi Car Accident Laws: Fault, Insurance, and Your Claim
Mississippi is an at-fault state with pure comparative negligence, 25/50/25 minimums, and a 3-year injury filing deadline. Learn your rights after a crash.
10 min read
Missouri Car Accident Laws: Fault, Insurance, and Your Claim
Missouri is an at-fault state with pure comparative negligence, 25/50/25 minimum insurance, mandatory UM coverage, and a 5-year injury filing deadline.
9 min read
Montana Car Accident Laws: Fault, Insurance, and Your Claim
Montana is an at-fault state with a 51% comparative negligence bar, 25/50/20 minimum insurance, and a 3-year statute of limitations (MCA 27-2-204).
8 min read
Nebraska Car Accident Laws: Fault, Insurance, and Your Claim
Nebraska is an at-fault state with a 50% comparative-fault bar. Learn minimum insurance limits (25/50/25), the 4-year statute of limitations, and UM/UIM rules.
9 min read
Nevada Car Accident Laws: Fault, Insurance, and Your Claim
Nevada is an at-fault state with a 51% comparative-fault bar, 25/50/20 minimum insurance, and a 2-year injury lawsuit deadline. Learn your rights under Nevada law.
9 min read
New Hampshire Car Accident Laws: Fault, Insurance, and Your Claim
NH is an at-fault state with no mandatory insurance, modified comparative fault (51% bar), 25/50/25 minimums when a policy is required, and a 3-year filing deadline.
10 min read
New Jersey Car Accident Laws: No-Fault Choice, PIP, and Your Claim
New Jersey is a choice no-fault state: PIP pays first, then you pick limited-tort (verbal threshold) or full-tort. Learn the 35/70/25 limits, 2-year SOL, and 51% bar.
11 min read
New Mexico Car Accident Laws: Fault, Insurance, and Your Claim
New Mexico is an at-fault state with pure comparative negligence. Learn the 25/50/10 minimums, 3-year filing deadline, and UM/UIM rules under NMSA 1978.
9 min read
New York Car Accident Laws: No-Fault, Serious Injury, and Your Claim
New York is a no-fault PIP state. Learn the verbal serious-injury threshold (Ins. Law 5102(d)), 3-year lawsuit deadline, pure comparative negligence, and minimum insurance rules.
13 min read
North Carolina Car Accident Laws: Fault, Insurance, and Your Claim
North Carolina is a pure at-fault state with contributory negligence: 1% fault bars all recovery. Learn the 50/100/50 minimums, 3-year SOL, and mandatory UIM rule.
11 min read
North Dakota Car Accident Laws: No-Fault, PIP, and Your Claim
North Dakota is a no-fault PIP state with a $2,500 monetary and 60-day verbal serious-injury threshold, 25/50/25 minimums, mandatory UM/UIM, and a 6-year SOL.
11 min read
Ohio Car Accident Laws: Fault, Insurance, and Your Claim
Ohio is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum insurance, optional UM/UIM, and a 2-year statute of limitations (R.C. 2305.10).
10 min read
Oklahoma Car Accident Laws: Fault, Insurance, and Your Claim
Oklahoma is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum liability limits, and a 2-year PI statute of limitations. Learn your rights.
9 min read
Oregon Car Accident Laws: Fault, Insurance, and Your Claim
Oregon is an at-fault state with mandatory add-on PIP, modified-51 comparative fault, 25/50/20 minimums, and a 2-year injury filing deadline.
10 min read
Pennsylvania Car Accident Laws: Tort Choice, PIP, and Your Claim
Pennsylvania is a choice no-fault state: elect full tort or limited tort at policy purchase. Learn the 15/30/5 minimums, 2-year SOL, verbal threshold, and 51% bar.
12 min read
Rhode Island Car Accident Laws: Fault, Insurance, and Your Claim
Rhode Island is an at-fault state with pure comparative negligence. Minimum limits are 25/50/25, UM/UIM is required by default, and the PI deadline is 3 years.
9 min read
South Carolina Car Accident Laws: Fault, Insurance, and Your Claim
South Carolina is an at-fault state with modified comparative negligence (51% bar), 25/50/25 minimum insurance, mandatory UM coverage, and a 3-year injury SOL.
9 min read
South Dakota Car Accident Laws: Fault, Insurance, and Your Claim
South Dakota is an at-fault state with a rare slight-gross negligence rule (SDCL 20-9-2). Learn the 25/50/25 minimums, mandatory UM/UIM, and the 3-year filing deadline.
11 min read
Tennessee Car Accident Laws: Fault, Insurance, and Your Claim
Tennessee car accident laws: at-fault state, 25/50/25 minimums, modified comparative fault 50% bar, and a critical 1-year injury deadline. Know your rights.
10 min read
Texas Car Accident Laws: Fault, Insurance, and Your Claim
Texas is an at-fault state with a 51% comparative negligence bar, 30/60/25 minimum limits, and a 2-year lawsuit deadline. Know your rights before you file.
10 min read
Utah Car Accident Laws: No-Fault, PIP, Tort Threshold, and Your Claim
Utah is a no-fault PIP state. Learn the dual tort threshold (31A-22-309), 4-year lawsuit deadline, 50% comparative negligence bar, and 30/65/25 minimum insurance rules.
13 min read
Vermont Car Accident Laws: Fault, Insurance, and Your Claim
Vermont is an at-fault state with modified comparative fault (50% bar). Learn the 3-year SOL, 25/50/10 insurance minimums, mandatory UM/UIM, and how claims work.
9 min read
Virginia Car Accident Laws: Fault, Insurance, and Your Claim
Virginia is a pure at-fault state with pure contributory negligence — 1% fault bars all recovery. Learn the 50/100/25 insurance limits, 2-year SOL, and more.
8 min read
Washington Car Accident Laws: Fault, Insurance, and Your Claim
Washington is an at-fault state with pure comparative negligence. Learn the 3-year filing deadline, 25/50/10 insurance minimums, UM/UIM rules, and PIP basics.
9 min read
West Virginia Car Accident Laws: Fault, Insurance, and Your Claim
West Virginia is an at-fault state with modified comparative fault (51% bar). Learn WV's insurance minimums, 2-year SOL, UM requirements, and how to file a claim.
8 min read
Wisconsin Car Accident Laws: Fault, Insurance, and Your Claim
Wisconsin is an at-fault state with a 51% comparative-negligence bar. Learn the minimum insurance requirements, statute of limitations, and how fault affects your claim.
8 min read
Wyoming Car Accident Laws: Fault, Insurance, and Your Claim
Wyoming is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 minimums, 4-year lawsuit deadline, and UM rules.
9 min read