Alabama Car Accident Laws: Fault, Insurance, and Your Claim
Alabama is a pure at-fault state with contributory negligence: 1% fault bars all recovery. Learn the 25/50/25 insurance minimums and 2-year filing deadline.
8 min read
Car Accident Laws
56 articles
Alaska Car Accident Laws: Fault, Insurance, and Your Claim
Alaska is an at-fault state with pure comparative negligence. Learn the 50/100/25 minimums, 2-year SOL, UM/UIM rules, and non-economic damages cap.
7 min read
Arizona Car Accident Laws: Fault, Insurance, and Your Claim
Arizona is an at-fault state with pure comparative negligence (A.R.S. § 12-2505), 25/50/15 minimum insurance, and a 2-year injury lawsuit deadline.
7 min read
Arizona Supreme Court Bars UIM Stacking Across Jointly Purchased Household Policies
Arizona Supreme Court's July 6, 2026 Balzan ruling caps underinsured motorist stacking when household auto policies are jointly purchased. What it means.
7 min read
Arkansas Car Accident Laws: Fault, Insurance, and Your Claim
Arkansas is an at-fault state with add-on PIP and a 3-year injury SOL. Learn the 25/50/25 minimums, modified comparative fault rules, and UM/UIM requirements.
7 min read
California Car Accident Laws: Fault, Insurance, and Your Claim
California is an at-fault state with pure comparative negligence, 30/60/15 minimum insurance (2025), a 2-year PI lawsuit deadline, and no PIP requirement.
7 min read
Car Accident Laws by State (2026): Fault, No-Fault, and Your Claim
Compare car accident laws in all 50 states and DC: at-fault vs. no-fault, negligence rules, minimum insurance limits, and filing deadlines.
12 min read
Colorado Car Accident Laws: Fault, Insurance, and Your Claim
Colorado is an at-fault state with a 3-year car accident SOL, 25/50/15 minimum insurance, and a 50% modified comparative negligence bar. Learn your rights.
6 min read
Connecticut Car Accident Laws: Fault, Insurance, and Your Claim
Connecticut is an at-fault state with modified comparative negligence (51% bar), 25/50/25 minimums, mandatory UM/UIM, and a 2-year injury filing deadline.
7 min read
Delaware Car Accident Laws: Fault, Insurance, and Your Claim
Delaware is an at-fault state with mandatory add-on PIP. Learn the 25/50/10 limits, 51% comparative fault bar, 2-year SOL, and how to protect your claim.
8 min read
District of Columbia Car Accident Laws: Fault, Insurance, and Your Claim
DC is an at-fault state with optional PIP add-on and pure contributory negligence. Learn DC's 25/50/10 minimums, 3-year SOL, 60-day PIP election, and your rights after a crash.
7 min read
Florida Car Accident Laws: No-Fault, PIP, and Your Claim
Florida is a no-fault PIP state. Learn the verbal serious-injury threshold, 2-year lawsuit deadline, modified comparative negligence, and minimum insurance rules.
8 min read
Georgia Car Accident Laws: Fault, Insurance, and Your Claim
Georgia is an at-fault state with a 2-year car accident SOL, 25/50/25 minimum insurance, and a 50% modified comparative negligence bar. Learn your rights.
6 min read
Hawaii Car Accident Laws: No-Fault, PIP, and Your Claim
Hawaii is a no-fault state with mandatory PIP and a $5,000 or serious-injury threshold to sue for pain and suffering. Learn the 40/80/20 limits, 2-year SOL, and comparative negligence rule.
8 min read
Idaho Car Accident Laws: Fault, Insurance, and Your Claim
Idaho is an at-fault state with modified comparative negligence (50% bar), 25/50/15 minimum insurance, and a 2-year injury filing deadline. Know your rights.
7 min read
Illinois Car Accident Laws: Fault, Insurance, and Your Claim
Illinois is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 insurance minimums, 2-year lawsuit deadline, and UM/UIM rules.
7 min read
Indiana Car Accident Laws: Fault, Insurance, and Your Claim
Indiana is an at-fault state with a 51% comparative-fault bar, 25/50/25 minimum insurance, and a 2-year injury filing deadline. Learn your rights after a crash.
7 min read
Iowa Car Accident Laws: Fault, Insurance, and Your Claim
Iowa is an at-fault state with modified comparative fault (51% bar). Learn Iowa's minimum insurance limits, 2-year statute of limitations, and UM/UIM rules.
6 min read
Kansas Car Accident Laws: No-Fault, PIP, Insurance, and Your Claim
Kansas is a no-fault (PIP) state. Learn the K.S.A. 40-3117 tort threshold, 25/50/25 insurance minimums, 2-year filing deadline, and modified comparative fault rules.
7 min read
Kentucky Car Accident Laws: Fault, Insurance, and Your Claim
Kentucky choice no-fault state: PIP default, $1,000 threshold to sue, 2-year MVRA deadline, 25/50/25 minimums, pure comparative fault. Know your rights.
7 min read
Louisiana Car Accident Laws: Fault, Insurance, and Your Claim
Louisiana is an at-fault state with a 2-year prescription period and modified 51% comparative fault. Learn the 15/30/25 minimums, UM/UIM rules, and no pay no play law.
8 min read
Maine Car Accident Laws: Fault, Insurance, and Your Claim
Maine is an at-fault state with modified comparative fault (50% bar), 50/100/25 minimums, mandatory UM/UIM, and a generous 6-year injury filing deadline.
7 min read
Maryland Car Accident Laws: Fault, Insurance, and Your Claim
Maryland is an at-fault state with pure contributory negligence: even 1% fault bars all recovery. Learn PIP, 30/60/15 minimums, UM/UIM rules, and the 3-year SOL.
8 min read
Massachusetts Car Accident Laws: Fault, Insurance, and Your Claim
Massachusetts is a no-fault state with a $2,000 PIP threshold. Learn about the 3-year SOL, 25/50/30 minimums, mandatory UM coverage, and modified comparative negligence.
7 min read
Michigan Car Accident Laws: No-Fault, PIP Tiers, and Your Claim
Michigan is a no-fault PIP state. Learn the verbal serious-injury threshold, tiered PIP choices from the 2019 reform, 3-year lawsuit deadline, and minimum insurance rules.
9 min read
Middlesex Jury Awards $56 Million After Amazon Driver Fell Asleep and Hit Newburyport Man
A Middlesex Superior Court jury awarded $56 million to Malcolm Carnwath after Amazon Logistics stipulated to liability for a drowsy-driving crash in Portsmouth, New Hampshire.
6 min read
Minnesota Car Accident Laws: No-Fault, PIP, and Your Claim
Minnesota is a no-fault PIP state. Learn the hybrid tort threshold, 6-year lawsuit deadline, modified comparative negligence, and minimum 30/60/10 insurance rules.
8 min read
Mississippi Car Accident Laws: Fault, Insurance, and Your Claim
Mississippi is an at-fault state with pure comparative negligence, 25/50/25 minimums, and a 3-year injury filing deadline. Learn your rights after a crash.
7 min read
Missouri Car Accident Laws: Fault, Insurance, and Your Claim
Missouri is an at-fault state with pure comparative negligence, 25/50/25 minimum insurance, mandatory UM coverage, and a 5-year injury filing deadline.
7 min read
Montana Car Accident Laws: Fault, Insurance, and Your Claim
Montana is an at-fault state with a 51% comparative negligence bar, 25/50/20 minimum insurance, and a 3-year statute of limitations (MCA 27-2-204).
6 min read
Nebraska Car Accident Laws: Fault, Insurance, and Your Claim
Nebraska is an at-fault state with a 50% comparative-fault bar. Learn minimum insurance limits (25/50/25), the 4-year statute of limitations, and UM/UIM rules.
7 min read
Nevada Car Accident Laws: Fault, Insurance, and Your Claim
Nevada is an at-fault state with a 51% comparative-fault bar, 25/50/20 minimum insurance, and a 2-year injury lawsuit deadline. Learn your rights under Nevada law.
7 min read
New Hampshire Car Accident Laws: Fault, Insurance, and Your Claim
NH is an at-fault state with no mandatory insurance, modified comparative fault (51% bar), 25/50/25 minimums when a policy is required, and a 3-year filing deadline.
7 min read
New Jersey Car Accident Laws: No-Fault Choice, PIP, and Your Claim
New Jersey is a choice no-fault state: PIP pays first, then you pick limited-tort (verbal threshold) or full-tort. Learn the 35/70/25 limits, 2-year SOL, and 51% bar.
8 min read
New Jersey's First-in-the-Nation E-Bike Insurance Law Takes Effect July 19
New Jersey's e-bike law hit its July 19, 2026 compliance deadline: e-bikes must be registered, riders licensed, and motorized bicycles insured, a first-in-the-nation e-bike insurance mandate.
6 min read
New Mexico Car Accident Laws: Fault, Insurance, and Your Claim
New Mexico is an at-fault state with pure comparative negligence. Learn the 25/50/10 minimums, 3-year filing deadline, and UM/UIM rules under NMSA 1978.
7 min read
New York Car Accident Laws: No-Fault, Serious Injury, and Your Claim
New York is a no-fault PIP state. Learn the verbal serious-injury threshold (Ins. Law 5102(d)), 3-year lawsuit deadline, pure comparative negligence, and minimum insurance rules.
10 min read
North Carolina Car Accident Laws: Fault, Insurance, and Your Claim
North Carolina is a pure at-fault state with contributory negligence: 1% fault bars all recovery. Learn the 50/100/50 minimums, 3-year SOL, and mandatory UIM rule.
8 min read
North Dakota Car Accident Laws: No-Fault, PIP, and Your Claim
North Dakota is a no-fault PIP state with a $2,500 monetary and 60-day verbal serious-injury threshold, 25/50/25 minimums, mandatory UM/UIM, and a 6-year SOL.
8 min read
Ohio Car Accident Laws: Fault, Insurance, and Your Claim
Ohio is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum insurance, optional UM/UIM, and a 2-year statute of limitations (R.C. 2305.10).
8 min read
Oklahoma Car Accident Laws: Fault, Insurance, and Your Claim
Oklahoma is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum liability limits, and a 2-year PI statute of limitations. Learn your rights.
7 min read
Oregon Car Accident Laws: Fault, Insurance, and Your Claim
Oregon is an at-fault state with mandatory add-on PIP, modified-51 comparative fault, 25/50/20 minimums, and a 2-year injury filing deadline.
7 min read
Pennsylvania Car Accident Laws: Tort Choice, PIP, and Your Claim
Pennsylvania is a choice no-fault state: elect full tort or limited tort at policy purchase. Learn the 15/30/5 minimums, 2-year SOL, verbal threshold, and 51% bar.
8 min read
Pennsylvania's 'Paul Miller's Law' Takes Effect: Handheld Phones Now Banned Behind the Wheel
Pennsylvania's Paul Miller's Law (Act 18 of 2024) banned handheld device use while driving as of June 5, 2025. Here is what the statute says and why it matters.
6 min read
Rhode Island Car Accident Laws: Fault, Insurance, and Your Claim
Rhode Island is an at-fault state with pure comparative negligence. Minimum limits are 25/50/25, UM/UIM is required by default, and the PI deadline is 3 years.
7 min read
South Carolina Car Accident Laws: Fault, Insurance, and Your Claim
South Carolina is an at-fault state with modified comparative negligence (51% bar), 25/50/25 minimum insurance, mandatory UM coverage, and a 3-year injury SOL.
7 min read
South Dakota Car Accident Laws: Fault, Insurance, and Your Claim
South Dakota is an at-fault state with a rare slight-gross negligence rule (SDCL 20-9-2). Learn the 25/50/25 minimums, mandatory UM/UIM, and the 3-year filing deadline.
8 min read
Tennessee Car Accident Laws: Fault, Insurance, and Your Claim
Tennessee car accident laws: at-fault state, 25/50/25 minimums, modified comparative fault 50% bar, and a critical 1-year injury deadline. Know your rights.
7 min read
Texas Car Accident Laws: Fault, Insurance, and Your Claim
Texas is an at-fault state with a 51% comparative negligence bar, 30/60/25 minimum limits, and a 2-year lawsuit deadline. Know your rights before you file.
8 min read
Utah Car Accident Laws: No-Fault, PIP, Tort Threshold, and Your Claim
Utah is a no-fault PIP state. Learn the dual tort threshold (31A-22-309), 4-year lawsuit deadline, 50% comparative negligence bar, and 30/65/25 minimum insurance rules.
10 min read
Vermont Car Accident Laws: Fault, Insurance, and Your Claim
Vermont is an at-fault state with modified comparative fault (51% bar). Learn the 3-year SOL, 25/50/10 insurance minimums, mandatory UM/UIM, and how claims work.
6 min read
Virginia Car Accident Laws: Fault, Insurance, and Your Claim
Virginia is a pure at-fault state with pure contributory negligence — 1% fault bars all recovery. Learn the 50/100/25 insurance limits, 2-year SOL, and more.
6 min read
Washington Car Accident Laws: Fault, Insurance, and Your Claim
Washington is an at-fault state with pure comparative negligence. Learn the 3-year filing deadline, 25/50/10 insurance minimums, UM/UIM rules, and PIP basics.
7 min read
West Virginia Car Accident Laws: Fault, Insurance, and Your Claim
West Virginia is an at-fault state with modified comparative fault (51% bar). Learn WV's insurance minimums, 2-year SOL, UM requirements, and how to file a claim.
6 min read
Wisconsin Car Accident Laws: Fault, Insurance, and Your Claim
Wisconsin is an at-fault state with a 51% comparative-negligence bar. Learn the minimum insurance requirements, statute of limitations, and how fault affects your claim.
6 min read
Wyoming Car Accident Laws: Fault, Insurance, and Your Claim
Wyoming is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 minimums, 4-year lawsuit deadline, and UM rules.
7 min read