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Vermont Car Accident Laws: Fault, Insurance, and Your Claim

Independently fact-checked against primary sources (last audited August 18, 2026). · Reviewed by the RecordingLaw editorial team. · Law checked current as of August 18, 2026. · 4 primary sources cited on this page. How we verify our legal content

Vermont Car Accident Laws: Fault, Insurance, and Your Claim

Updates

Corrected Vermont's crash-reporting rules (a mandatory written report to the Commissioner of Motor Vehicles within 72 hours when anyone is injured or property damage reaches $3,000.00, plus the five-day insurance disclosure), replaced an unsupported 90-day government claim deadline with Vermont's actual 20-day town bridge and culvert notice, and restated the comparative-fault comparison against all defendants combined as 12 V.S.A. § 1036 requires.

Independently fact-checked against the cited primary sources; governing law re-checked for recent changes

Corrected Vermont's fault-sharing rule: 12 V.S.A. § 1036 bars recovery only when the plaintiff's fault is GREATER than the defendant's, so an exact 50/50 split still allows a reduced recovery. The 'How fault is shared' section and FAQ previously said 50% or more at fault bars recovery, contradicting the statute and the article's own opening summary.

Governing law re-checked for recent changes

Reviewed and approved by an editor

Sources and References

  1. 23 V.S.A. § 800 — Minimum Motor Vehicle Liability Insurance(legislature.vermont.gov).gov
  2. 23 V.S.A. § 941 — Uninsured/Underinsured Motorist Coverage(legislature.vermont.gov).gov
  3. 12 V.S.A. § 1036 — Modified Comparative Fault(legislature.vermont.gov).gov
  4. 12 V.S.A. § 512 — Statute of Limitations: Personal Injury and Property Damage(legislature.vermont.gov).gov
  5. 23 V.S.A. § 1129 - Crashes; Written Report to the Commissioner of Motor Vehicles(legislature.vermont.gov)
  6. 23 V.S.A. § 1128 - Crashes; Duty to Stop and Give Information(legislature.vermont.gov)
  7. 19 V.S.A. § 987 - Notice to a Town of Injury from an Insufficient Bridge or Culvert (20 Days)(legislature.vermont.gov)
  8. 12 V.S.A. § 5601 - Vermont Tort Claims Act: Liability of the State(legislature.vermont.gov)
  9. 12 V.S.A. § 1036 - Comparative Negligence(legislature.vermont.gov)
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