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Estimate what a car-accident injury claim might be worth, by state. Enter your medical bills and losses to see a rough range — built on the factors that actually drive value, with your state's fault system, minimum insurance limits, and filing deadline.
⚠ A rough estimate, not a prediction or an offer.
No tool can predict a settlement. This shows the factors and a wide range to help you understand value — and recovery is capped by the available insurance. Consult a car-accident attorney about your case.
There is no formula that predicts a settlement, but most start from the same rough math: add up the economic damages (medical bills, lost wages, vehicle damage), then estimate pain and suffering as a multiple of your medical bills — about 1.5× for minor injuries up to 5× or more for catastrophic ones. The result is a wide range, because real value depends on the facts, the available insurance limits, the venue, and negotiation.
Two things matter most in a car crash. First, your state's fault system: in a no-fault state your own PIP pays first and you can only sue the other driver for pain and suffering if your injuries clear a serious-injury threshold; in an at-fault state you claim directly against the driver who caused the crash. Second, the available insurance — the at-fault driver's liability limits (often just the state minimum) or your own uninsured/underinsured-motorist coverage. Pick your state for its specific rules, or read the hit-and-run laws by state.