Nevada Car Accident Settlement Calculator
Get a rough estimate of what a Nevada car-accident injury claim might be worth, based on your medical bills and losses. This is an estimate to understand the factors — not a prediction or an offer.
This is a rough estimate, not a prediction or an offer.
No tool can predict a settlement. This uses the common "multiplier method" to show the factors that drive value and a wide range — actual outcomes depend on the facts, the available insurance limits, the venue, and negotiation. Consult a Nevada car-accident attorney about your case.
Enter your medical bills and losses to see an estimated range
The multiplier method (pain-and-suffering as a multiple of your medical bills) is a common starting point, not a guarantee. A real recovery is also capped by the available insurance (the at-fault driver's limits, or your own UM/UIM coverage). Most car-accident cases settle; an attorney is the only way to value your specific claim. This tool is not legal advice and RecordingLaw.com is not a law firm.
How the Estimate Works
No tool can predict a car-accident settlement — every case is different and the number depends on the facts, the available insurance, the venue, and negotiation. This calculator applies the multiplier method: it adds your economic damages (medical bills, lost wages, vehicle damage), then estimates pain and suffering as a multiple of your medical bills (about 1.5× for minor injuries up to 5× or more for catastrophic ones), and shows a wide range. It then applies Nevada's fault rule and flags the insurance limits that cap a real payout.
Nevada Is an at-fault (tort) state
Nevada is a traditional at-fault (tort) state. NRS Chapter 485 requires liability insurance to cover tort liabilities arising from the use of a motor vehicle, and the injured party recovers from the at-fault driver and that driver's liability insurer. Nevada has no statutory no-fault/PIP scheme and is not a choice or add-on PIP state.
Minimum Insurance & UM/UIM in Nevada
A settlement is only collectible up to the available insurance. Nevada's minimum required liability coverage is $25,000 per person / $50,000 per accident for bodily injury and $20,000 for property damage. Many drivers carry only the minimum, so a large claim can exceed the at-fault driver's policy. 25/50/20: $25,000 bodily injury per person, $50,000 bodily injury per accident, $20,000 property damage, per NRS 485.185 and NRS 485.3091. These limits took effect July 1, 2018 (raised from 15/30/10 by SB 308, 2017 Legislature).
Uninsured/underinsured motorist (UM/UIM): if the other driver had no insurance or fled the scene, your recovery comes from your own UM/UIM coverage. In Nevada, UM/UIM is must be offered (you may reject it in writing). UM/UIM is not mandatory to carry but must be offered. Under NRS 687B.145(2), insurers must offer uninsured/underinsured motorist coverage in an amount equal to the insured's bodily-injury liability limits; the insured may select lower UM/UIM limits or reject the coverage by written signature/waiver.
Fault & Your Recovery: modified comparative negligence (51% bar)
Nevada follows modified comparative negligence (51% bar). Your award is reduced by your share of fault, and you recover nothing once you are 51% or more at fault.
Deadline to File a Nevada Car-Accident Claim
Nevada generally requires a car-accident injury lawsuit to be filed within 2 years of the crash (the statute of limitations). Two years for personal-injury actions, including car-accident injury claims, under NRS 11.190(4)(e). Property-damage-only claims to vehicles fall under the 3-year period of NRS 11.190(3)(c). Miss it and your claim is usually barred no matter how strong it is, so do not wait to talk to an attorney.
- Nevada is an at-fault (tort) state — there is no no-fault/PIP system, so an injured driver pursues the at-fault driver and their liability insurer directly.
- Minimum mandatory liability coverage is 25/50/20: $25,000 bodily injury per person, $50,000 per accident, and $20,000 property damage (NRS 485.185), in effect since July 1, 2018.
- Nevada follows modified comparative negligence with a 51% bar (NRS 41.141): you can recover only if you are 50% or less at fault, and your award is reduced by your share of fault.
- Uninsured/underinsured motorist coverage is optional but insurers must offer it at your liability limits; you can decline or reduce it only with a signed written waiver (NRS 687B.145).
- The deadline to file a personal-injury lawsuit from a crash is generally two years from the accident date (NRS 11.190(4)(e)); vehicle property-damage claims get three years.
- Medical payments (MedPay) coverage is available and often recommended, but Nevada does not require drivers to buy it.
Frequently Asked Questions
How much is my Nevada car accident claim worth?
No one can tell you a number in advance. A rough estimate adds your economic damages (medical bills, lost wages, vehicle damage) and applies a pain-and-suffering multiplier, then adjusts for fault under Nevada's modified comparative negligence (51% bar) rule. The real value also depends on the available insurance limits — an attorney is the only way to value your specific case.
Is Nevada a no-fault state?
Nevada is a traditional at-fault (tort) state. NRS Chapter 485 requires liability insurance to cover tort liabilities arising from the use of a motor vehicle, and the injured party recovers from the at-fault driver and that driver's liability insurer. Nevada has no statutory no-fault/PIP scheme and is not a choice or add-on PIP state.
Does my own fault reduce my Nevada settlement?
Yes. Nevada follows modified comparative negligence (51% bar). You recover nothing once you are 51% or more at fault.
How long do I have to file in Nevada?
Generally 2 years from the crash. Two years for personal-injury actions, including car-accident injury claims, under NRS 11.190(4)(e). Property-damage-only claims to vehicles fall under the 3-year period of NRS 11.190(3)(c).
Is this calculator accurate?
It is a rough estimate to show the factors that drive value — not a prediction or an offer. Real settlements vary enormously and are capped by the available insurance. Treat any number here as a ballpark and consult a Nevada car-accident attorney.
Disclaimer
This estimator is for general informational purposes only and is not legal advice or a prediction of any outcome. RecordingLaw.com is not a law firm. The value of a car-accident claim can only be assessed by a licensed attorney reviewing your specific facts.