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Arizona Car Accident Laws: Fault, Insurance, and Your Claim

Independently fact-checked against primary sources (last audited August 17, 2026). · Reviewed by the RecordingLaw editorial team. · Law checked current as of August 17, 2026. · 7 primary sources cited on this page. How we verify our legal content

Arizona Car Accident Laws: Fault, Insurance, and Your Claim

Updates

Added the statutory exception to Arizona's pure comparative negligence rule (no comparative-negligence right for a claimant who intentionally, wilfully or wantonly caused or contributed to the injury) and corrected the crash-reporting section: the driver's immediate-notice duty under A.R.S. § 28-666 applies to injury or death crashes, and the $2,000 figure belongs to the investigating officer's report under § 28-667, not to any driver reporting threshold.

Independently fact-checked against the cited primary sources; governing law re-checked for recent changes

Governing law re-checked for recent changes

Reviewed and approved by an editor

Sources and References

  1. A.R.S. § 28-4009 — Minimum motor vehicle liability insurance limits(azleg.gov).gov
  2. A.R.S. § 28-4135 — Motor vehicle financial responsibility(azleg.gov).gov
  3. A.R.S. § 20-259.01 — Uninsured and underinsured motorist coverage offer requirement(azleg.gov).gov
  4. A.R.S. § 12-542 — Two-year statute of limitations for personal injury(azleg.gov).gov
  5. A.R.S. § 12-2505 — Pure comparative negligence(azleg.gov).gov
  6. A.R.S. § 12-821.01 — 180-day notice of claim for government defendants(azleg.gov).gov
  7. A.R.S. § 12-821 — One-year suit deadline for government defendants(azleg.gov).gov
  8. A.R.S. § 28-666 — Duty to give immediate notice of an accident resulting in injury or death(azleg.gov)
  9. A.R.S. § 28-662 — Duty to stop at the scene of an accident involving vehicle damage(azleg.gov)
  10. A.R.S. § 28-663 — Duty to give information and render aid(azleg.gov)
  11. A.R.S. § 28-667 — Investigating officer's written accident report and the $2,000 threshold(azleg.gov)
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