Nevada
Nevada Car Accident Laws: Fault, Insurance, and Your Claim
Independently fact-checked against primary sources (last audited August 17, 2026). · Reviewed by the RecordingLaw editorial team. · Law checked current as of August 17, 2026. · 6 primary sources cited on this page. How we verify our legal content
Nevada is an at-fault (tort) state that follows modified comparative negligence with a 51% bar, meaning the at-fault driver's liability insurer pays for your injuries and property damage, and you can recover as long as you are 50% or less at fault, with your award reduced by your share of fault.
Is Nevada a no-fault or at-fault state?
Nevada is a traditional at-fault (tort) state. When you are injured in a car accident, you pursue compensation directly from the at-fault driver and that driver's liability insurer, not through a personal injury protection (PIP) policy of your own. The liability itself rests on ordinary negligence principles and on NRS 41.130, which makes a person who injures another by wrongful act, neglect, or default liable to the injured person for damages. NRS Chapter 485 is the separate financial-responsibility law: it requires every driver to maintain liability insurance for the payment of tort liabilities arising from the use of a motor vehicle (NRS 485.185), but it does not itself create the at-fault system. Nevada has never adopted a no-fault or PIP scheme, and it is not a choice or add-on PIP state.
Because Nevada imposes no no-fault threshold, there is no verbal or monetary injury threshold you must cross before you can sue for non-economic damages like pain and suffering. Any injured party may bring a third-party liability claim against the at-fault driver for all economic and non-economic damages from the moment of the crash. Personal injury protection is not sold or required in Nevada. Drivers may optionally purchase Medical Payments (MedPay) coverage to help with immediate medical costs regardless of fault, but the state does not require it.
How fault is shared: Nevada's negligence rule
Nevada follows modified comparative negligence with a 51% bar, codified at NRS 41.141. Under this rule, the court assigns each party a percentage of fault. If your share of fault is 50% or less, you can recover damages from the other party, but your award is reduced proportionally by your own percentage of fault. If you are found 51% or more at fault, you are completely barred from any recovery.
The distinction between the 51% bar Nevada uses and the stricter 50% bar some states impose is meaningful for plaintiffs: a Nevada driver who is found exactly 50% at fault can still recover half of their damages, whereas that same driver would recover nothing in a 50%-bar state. In practice, insurance adjusters routinely raise comparative-fault arguments to reduce settlement offers. For example, if a jury awards $200,000 in damages but finds you 30% at fault, you take home $140,000. If the jury finds you 51% responsible, you collect nothing at all, regardless of the other driver's role in causing the crash.
Minimum car insurance in Nevada
Nevada law requires all registered vehicles to carry minimum liability coverage of 25/50/20 under NRS 485.185 and NRS 485.3091. This means at least $25,000 for bodily injury or death per person, $50,000 for bodily injury or death to all persons in a single accident, and $20,000 for property damage per accident. These limits were raised from the prior 15/30/10 floor when SB 308 passed during the 2017 Legislature, with the new minimums taking effect July 1, 2018.
Uninsured and underinsured motorist (UM/UIM) coverage is not required, but under NRS 687B.145(2) every insurer must offer it to you on a form approved by the Commissioner of Insurance, in an amount equal to your bodily-injury liability limits. The coverage is not automatically included in your policy: it is opt-in, so you have it only if you buy it. The insurer does not have to repeat that offer on a replacement, reinstatement, substitute, or amended policy, but in that situation you may still purchase the coverage by requesting it in writing, and every renewal must include a copy of the offer form. Given the significant share of uninsured drivers on Nevada roads, carrying UM/UIM is a practical safeguard. MedPay is also available as an optional add-on to cover immediate medical expenses after a crash regardless of who caused it: NRS 687B.145(3) requires insurers to offer at least $1,000 of that coverage on a Commissioner-approved form, but Nevada does not mandate that you buy either MedPay or PIP.
How long you have to file: the statute of limitations
Nevada gives car-accident injury victims two years from the date of the accident to file a personal-injury lawsuit, under NRS 11.190(4)(e). Missing this deadline is almost always fatal to your case: a court will dismiss a lawsuit filed even one day late, and the at-fault driver is permanently shielded from liability. The clock ordinarily starts running on the date of the crash, though the discovery rule may toll it if an injury was not reasonably discoverable at that time. If you were hurt in the crash, get a free claim review from a Nevada car accident lawyer before you file the injury lawsuit within those two years (attorney advertising).
Property-damage-only claims (for damage to your vehicle or other property) carry a longer three-year limitations period under NRS 11.190(3)(c), so injury and property-damage claims from the same accident may have different deadlines. If your crash involved a Nevada state or local government vehicle, NRS 41.036 adds an administrative filing: a claim against the State goes to the Attorney General, and a claim against a county, city, or other political subdivision goes to that entity's governing body, in each case within 2 years after the cause of action accrues. That is the same two-year window as an ordinary injury claim, not a shorter one, and subsection 3 of the statute says expressly that filing the claim is not a condition precedent to bringing an action under NRS 41.031. Damages against a government defendant are capped, however: NRS 41.035 limits the award to $200,000 per claimant, exclusive of interest computed from the date of judgment, and bars punitive damages. Those rules make early legal advice especially valuable when a government vehicle is involved. For a broader look at Nevada's civil filing deadlines, see the Nevada statute of limitations page.
What a Nevada car accident claim is worth
The value of a Nevada car accident claim depends on your actual economic losses plus non-economic damages, offset by your share of comparative fault under NRS 41.141. Economic damages include past and future medical bills, lost wages, loss of future earning capacity, and property damage. Non-economic damages cover pain and suffering, emotional distress, loss of enjoyment of life, and inconvenience. Nevada does not impose a statutory cap on non-economic damages in ordinary car accident cases, so large pain-and-suffering awards are possible in serious-injury cases. Claims against a Nevada state or local government defendant are the exception: NRS 41.035 caps the total tort award at $200,000 per claimant and allows no punitive damages.
In practice, the at-fault driver's minimum 25/50/20 policy is often the practical ceiling for how much money is actually available after a serious crash. A catastrophic injury can quickly exceed those limits, which is why your own UM/UIM coverage matters so much when the at-fault driver is uninsured or underinsured. Your net recovery is also reduced dollar-for-dollar by your own percentage of fault, so the comparative-fault finding at trial or in settlement negotiations directly shapes your payout. Use the Nevada car accident settlement calculator to estimate a range based on your specific circumstances.
What to do after a car accident in Nevada
The actions you take in the minutes, hours, and days after a crash can protect both your health and your legal rights. First, move to safety if you can and call 911. Nevada's duty to stop carries no dollar threshold: under NRS 484E.020 the driver of any vehicle in a crash that damages an attended vehicle or other property must immediately stop at the scene, and violating that section is a misdemeanor. If the crash injures or kills anyone, NRS 484E.010 requires the driver to stop and remain at the scene until the duties in NRS 484E.030 are met, and failing to do so is a category B felony. The dollar figure applies only to the separate report you owe the DMV: NRS 484E.070 requires a written or electronic crash report to the Department within 10 days when the crash causes bodily injury, death, or apparent total damage of $750 or more, unless a police officer investigated the crash and that officer's report already records each person's insurance information. While waiting for law enforcement, do not admit fault or apologize, since any statement you make can be used against you in settlement negotiations or litigation.
Document the scene as thoroughly as possible. Photograph vehicle positions, damage to all vehicles, skid marks, traffic signals, road conditions, and any visible injuries. Exchange names, driver's license numbers, insurance policy information, and contact details with every driver involved, and collect contact information from any witnesses. If police respond, ask for the report number so you can obtain the official report later. Seek medical attention promptly, even if you feel fine, because symptoms of concussion, whiplash, and soft-tissue injuries often do not surface until hours or days after impact. Delaying medical care gives insurers grounds to argue your injuries were not serious or were caused by an unrelated event. Before you give a recorded statement to the at-fault driver's insurer or accept any settlement offer, consult a licensed Nevada personal-injury attorney. Most initial consultations are free, and signing a release prematurely can permanently extinguish your right to future compensation.
This article is general legal information, not legal advice. Car accident law varies by state and changes, and settlement values depend on the specific facts. For advice about a specific crash, consult a licensed attorney in Nevada.
Related pages: Nevada Car Accident Settlement Calculator | Nevada Hit-and-Run Laws | Car Accident Laws by State | Nevada Statute of Limitations
More Nevada Laws
- Nevada Dashcam Laws
- Nevada Hit and Run Laws
- Nevada Slip and Fall Laws
- Nevada Statute of Limitations
- Nevada Workers Compensation Laws
Frequently Asked Questions
Is Nevada a no-fault state?
No. Nevada is a tort (at-fault) state with no no-fault or PIP system. When you are injured in a car accident, you recover from the at-fault driver's liability insurer, not through your own PIP policy. There is no verbal or monetary injury threshold you must cross before suing for pain and suffering.
Is Nevada an at-fault state for car accidents?
Yes. Nevada is an at-fault (tort) state, and the injured driver files a third-party liability claim against the driver who caused the accident. The liability comes from common-law negligence and NRS 41.130, which makes a person who injures another by wrongful act, neglect, or default liable for damages, with fault apportioned under NRS 41.141. NRS Chapter 485 is the financial-responsibility law that requires drivers to carry insurance for the payment of tort liabilities; it does not itself create the at-fault system. The at-fault driver's insurer is responsible for paying bodily-injury and property-damage claims up to the policy limits.
What is the statute of limitations for a car accident in Nevada?
Two years from the date of the accident for personal-injury claims under NRS 11.190(4)(e). Property-damage-only claims get three years under NRS 11.190(3)(c). Missing either deadline will almost certainly result in your lawsuit being dismissed, so act promptly.
Can I still recover if I was partly at fault in Nevada?
Yes, as long as your share of fault is 50% or less. Nevada follows modified comparative negligence with a 51% bar under NRS 41.141. Your damages are reduced by your percentage of fault. If you are found 51% or more at fault, you recover nothing.
What are the minimum insurance requirements in Nevada?
Nevada requires minimum liability coverage of 25/50/20: $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 for property damage (NRS 485.185 and NRS 485.3091). Under NRS 687B.145(2) insurers must offer UM/UIM coverage at matching limits on a form approved by the Commissioner of Insurance, but that coverage is opt-in rather than opt-out: it is part of your policy only if you buy it. On a replacement, reinstatement, substitute, or amended policy the insurer need not repeat the offer, and you may purchase the coverage by requesting it in writing.
How much is my Nevada car accident claim worth?
It depends on your economic losses (medical bills, lost wages, property damage) and non-economic losses (pain and suffering, emotional distress), reduced by your share of fault under NRS 41.141. Nevada does not cap non-economic damages in ordinary car accident cases, though a claim against a Nevada state or local government defendant is capped at $200,000 per claimant with no punitive damages under NRS 41.035. The at-fault driver's policy limits often determine what is practically recoverable. Use the Nevada car accident settlement calculator for an estimate.
Is PIP required in Nevada?
No. Nevada does not require personal injury protection (PIP), and PIP is not sold in Nevada. Drivers may optionally purchase Medical Payments (MedPay) coverage to pay for immediate medical expenses regardless of fault: NRS 687B.145(3) requires insurers to offer at least $1,000 of that coverage, but neither PIP nor MedPay is mandated by Nevada law.
Updates
Corrected the Nevada government-claim rule (NRS 41.036 gives the same two-year filing window and is not a precondition to suing, with a $200,000 cap under NRS 41.035), separated the threshold-free duty to stop from the $750 DMV reporting threshold, scoped the UM/UIM written-request rule to replacement and amended policies, and re-sourced Nevada’s at-fault rule to NRS 41.130 and NRS 41.141 rather than NRS Chapter 485.
Independently fact-checked against the cited primary sources; governing law re-checked for recent changes
Corrected NRS 687B.145(2): the statute is an opt-in offer-and-purchase-by-written-request mechanism, not the opt-out 'signed written waiver to decline' framework the page had fabricated in the KeyTakeaways, body, and FAQ.
Governing law re-checked for recent changes
Reviewed and approved by an editor
The Law Behind This Article
This article rests on the statutory provisions below, held in our own legal record and retrieved from the official source. Tap a section to read the operative text.
Nevada Revised Statutes, Chapter 041: ACTIONS AND PROCEEDINGS IN PARTICULAR CASES CONCERNING PERSONS
§ 41.141When comparative negligence not bar to recovery; jury instructions; liability of multiple defendants.In forcecited in 7 of our articles
1. In any action to recover damages for death or injury to persons or for injury to property in which comparative negligence is asserted as a defense, the comparative negligence of the plaintiff or the plaintiff’s decedent does not bar a recovery if that negligence was not greater than the negligence or gross negligence of the parties to the action against whom recovery is sought. 2. In those cases, the judge shall instruct the jury that: (a) The plaintiff may not recover if the plaintiff’s comparative negligence or that of the plaintiff’s decedent is greater than the negligence of the defendant or the combined negligence of multiple defendants. (b) If the jury determines the plaintiff is entitled to recover, it shall return: (1) By general verdict the total amount of damages the plaintiff would be entitled to recover without regard to the plaintiff’s comparative negligence; and (2) A special verdict indicating the percentage of negligence attributable to each party remaining in the action.
Official text (excerpt) · last checked 2026-09-08 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 64 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- Ges, Inc. v. Corbitt (Nevada Supreme Court 2001, 117 Nev. 265)“…ng it jointly and severally liable with Powerline/VIP under NRS 41.141(5)(d), which permits such liability for…”
- State v. State Farm Mutual Automobile Insurance (Nevada Supreme Court 2000, 1 Nev. 290)“…but was, in fact, in conflict with NRS 687B.385 as well as NRS 41.141, the Nevada comparative negligence stat…”
- Davies v. Butler (Nevada Supreme Court 1979, 95 Nev. 763)“…hat with the passage of the comparative negligence statute, NRS 41.141, [3] the legislature intended that hen…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Nevada Dog Bite Laws: Liability and Victim Rights, Medical Malpractice Laws in Nevada (2026): Deadlines & Caps, Nevada Slip and Fall Laws: Proving Premises Liability After Foster v. Costco
§ 41.031Waiver applies to State and its political subdivisions; naming State as defendant; service of process; State does not waive immunity conferred by Eleventh Amendment.In forcecited in 5 of our articles
1. The State of Nevada hereby waives its immunity from liability and action and hereby consents to have its liability determined in accordance with the same rules of law as are applied to civil actions against natural persons and corporations, except as otherwise provided in NRS 41.032 to 41.038, inclusive, 485.318, subsection 3 and any statute which expressly provides for governmental immunity, if the claimant complies with the limitations of NRS 41.010 or the limitations of NRS 41.032 to 41.036, inclusive. The State of Nevada further waives the immunity from liability and action of all political subdivisions of the State, and their liability must be determined in the same manner, except as otherwise provided in NRS 41.032 to 41.038, inclusive, subsection 3 and any statute which expressly provides for governmental immunity, if the claimant complies with the limitations of NRS 41.032 to 41.036, inclusive.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 275 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- Turner v. Staggs (Nevada Supreme Court 1973, 89 Nev. 230)“…claim pursuant to NRS 244.245 and NRS 244.250. 3 See also, NRS 41.031 and NRS 41.036. On August 25, 1971, the…”
- Martinez v. Maruszczak (Nevada Supreme Court 2007, 123 Nev. 433)“…lity and waiver of immunity by a sovereign [as reflected in NRS 41.031(1)]. The governmental-proprietary test…”
- Falline v. GNLV CORP. (Nevada Supreme Court 1991, 107 Nev. 1004)“…as provided in NRS 278.0233 no action may be brought under NRS 41.031 or against an immune contractor or an o…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Nevada Statute of Limitations: Filing Deadlines by Case Type
§ 41.035Limitation on award for damages in tort actions.In forcecited in 3 of our articles
1. An award for damages in an action sounding in tort brought under NRS 41.031 or against a present or former officer or employee of the State or any political subdivision, immune contractor or State Legislator arising out of an act or omission within the scope of the person’s public duties or employment may not exceed the sum of $200,000, exclusive of interest computed from the date of judgment, to or for the benefit of any claimant. An award may not include any amount as exemplary or punitive damages. 2. The limitations of subsection 1 upon the amount and nature of damages which may be awarded apply also to any action sounding in tort and arising from any recreational activity or recreational use of land or water which is brought against: (a) Any public or quasi-municipal corporation organized under the laws of this State. (b) Any person with respect to any land or water leased or otherwise made available by that person to any public agency. (c) Any Indian tribe, band or community whether or not a fee is charged for such activity or use.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 55 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- Martinez v. Maruszczak (Nevada Supreme Court 2007, 123 Nev. 433)“…damages related to Mr. Maruszczak’s death is “capped” under NRS 41.035(1) at $50,000. In response, the…”
- Falline v. GNLV CORP. (Nevada Supreme Court 1991, 107 Nev. 1004)“…of Rush indicates that the holding was predicated on NRS 41.035. 2 Clearly, the immunity offered by NR…”
- State v. Silva (Nevada Supreme Court 1970, 86 Nev. 911)“…ed the statutory damage limit of $25,000 for each claimant [NRS 41.035(1)] unconstitutional upon the ground th…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
§ 41.036Filing tort claim against State with Attorney General; filing tort claim against political subdivision with governing body; review and investigation by Attorney General of tort claim against State; regulations by State Board of Examiners.In forcecited in 6 of our articles
1. Each person who has a claim against the State or any of its agencies arising out of a tort must file the claim within 2 years after the time the cause of action accrues with the Attorney General. 2. Each person who has a claim against any political subdivision of the State arising out of a tort must file the claim within 2 years after the time the cause of action accrues with the governing body of that political subdivision. 3. The filing of a claim in tort against the State or a political subdivision as required by subsections 1 and 2 is not a condition precedent to bringing an action pursuant to NRS 41.031. 4. The Attorney General shall, if authorized by regulations adopted by the State Board of Examiners pursuant to subsection 6, approve, settle or deny each claim that is: (a) Filed pursuant to subsection 1; and (b) Not required to be passed upon by the Legislature. 5. If the Attorney General is not authorized to approve, settle or deny a claim filed pursuant to subsection 1, the Attorney General shall investigate the claim and submit a report of findings to the State Board of Examiners concerning that claim.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 27 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- Turner v. Staggs (Nevada Supreme Court 1973, 89 Nev. 230)“…erson could bring. It is so mentioned in Nevada’s statutes, NRS 41.036(3) 3 and NRS 11.190(5) (b). 4 In Wi…”
- Williams v. Clark County District Attorney (Nevada Supreme Court 2002, 118 Nev. 473)“…t claims against the state to be brought within six months (NRS 41.036). More importantly, however, we overrul…”
- Rogers v. State (Nevada Supreme Court 1969, 85 Nev. 361)“…The state insists that the phrase “within 6 months” used in NRS 41.036(2) should be construed to require filin…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
§ 41.130Liability for personal injury.In force
Except as otherwise provided in NRS 41.745, whenever any person shall suffer personal injury by wrongful act, neglect or default of another, the person causing the injury is liable to the person injured for damages; and where the person causing the injury is employed by another person or corporation responsible for the conduct of the person causing the injury, that other person or corporation so responsible is liable to the person injured for damages.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 8 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- Desert Cab Inc. v. Marino (Nevada Supreme Court 1992, 108 Nev. 32)“…found this evidence “admissible pursuant to NRS 41.133 and NRS 41.130” to conclusively prove Edwards’ civil l…”
- Stockmeier v. Nevada Department of Corrections Psychological Review Panel (Nevada Supreme Court 2008, 124 Nev. 313)“…ch were rendered moot by Stockmeier II. NRS 41.130 does not apply to violations of the Ope…”
- Brown-Osborne Vs. Jackson (Nevada Supreme Court 2020)“…the related appeal in Docket No. 79471, .see NRS 41.130, and we have decided th…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Nevada Revised Statutes, Chapter 485: MOTOR VEHICLES: INSURANCE AND FINANCIAL RESPONSIBILITY
§ 485.185Insurance for payment of tort liabilities arising from maintenance or use of motor vehicle: Coverage to be obtained from insurance company duly licensed and approved; minimum thresholds of coverage.In forcecited in 2 of our articles
1. Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State: (a) In the amount of $25,000 for bodily injury to or death of one person in any one crash; (b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or more persons in any one crash; and (c) In the amount of $20,000 for injury to or destruction of property of others in any one crash, Ê for the payment of tort liabilities arising from the maintenance or use of the motor vehicle. 2. The provisions of this section do not apply to a moped.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 15 court opinions in our collectionLatest citing opinion in our collection: 2021
Opinions citing this section in our collection:
- Salas v. Allstate Rent-A-Car, Inc. (Nevada Supreme Court 2000, 116 Nev. 1165)“…er context of Nevada’s financial responsibility law. NRS 485.185 requires that every owner of a motor ve…”
- Hall v. Enterprise Leasing Co. (Nevada Supreme Court 2006, 122 Nev. 685)“…e under both the lessee’s and the lessor’s policies: NRS 485.185 requires that every owner of a motor ve…”
- State v. Lawlor (Nevada Supreme Court 1985, 101 Nev. 616)“…nt was driving an uninsured vehicle, he was in violation of NRS 485.185, 1 Nevada’s compulsory insurance law.…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Truck Accident Laws in Nevada (2026): Deadlines & Liability
§ 485.3091Motor vehicle liability policy: Requirements.In force
1. An owner’s policy of liability insurance must: (a) Designate by explicit description or by appropriate reference all motor vehicles with respect to which coverage is thereby to be granted; and (b) Insure the person named therein and any other person, as insured, using any such motor vehicle with the express or implied permission of the named insured, against loss from the liability imposed by law for damages arising out of the ownership, maintenance or use of such motor vehicle within the United States of America or the Dominion of Canada, subject to limits exclusive of interest and costs, with respect to each such motor vehicle, as follows: (1) Because of bodily injury to or death of one person in any one crash, $25,000; (2) Subject to the limit for one person, because of bodily injury to or death of two or more persons in any one crash, $50,000; and (3) Because of injury to or destruction of property of others in any one crash, $20,000.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 33 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- United States Fidelity and Guaranty Co. v. Fisher (Nevada Supreme Court 1972, 88 Nev. 155)“…e naming those persons insured thereunder, as prescribed by NRS 485.3091, subsection 2. 1 The polic…”
- Rando v. California State Automobile Ass'n (Nevada Supreme Court 1984, 100 Nev. 310)“…licy and from the use by an insured of a non-owned vehicle. NRS 485.3091. 1 Out statutes, however,…”
- Continental Insurance v. Murphy (Nevada Supreme Court 2004, 120 Nev. 506)“…cy in question is an “owner’s” or “operator’s” policy under NRS 485.3091. 10 Continental claims that the policy…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Nevada Revised Statutes, Chapter 011: LIMITATION OF ACTIONS
§ 11.190Periods of limitation.In forcecited in 13 of our articles
Except as otherwise provided in NRS 40.4639, 125B.050 and 217.007, actions other than those for the recovery of real property, unless further limited by specific statute, may only be commenced as follows: 1. Within 6 years: (a) Except as otherwise provided in NRS 62B.420 and 176.275, an action upon a judgment or decree of any court of the United States, or of any state or territory within the United States, or the renewal thereof. (b) An action upon a contract, obligation or liability founded upon an instrument in writing, except those mentioned in the preceding sections of this chapter. 2. Within 4 years: (a) An action on an open account for goods, wares and merchandise sold and delivered. (b) An action for any article charged on an account in a store. (c) An action upon a contract, obligation or liability not founded upon an instrument in writing.
Official text (excerpt) · last checked 2026-09-08 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 553 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- Edwards v. Emperor's Garden Restaurant (Nevada Supreme Court 2006, 122 Nev. 317)“…44483, the district court dismissed Edwards’ action under NRS 11.190(4)(b), which requires a party to commen…”
- Petersen v. Bruen (Nevada Supreme Court 1990, 106 Nev. 271)“…the statute of limitations to the facts of Petersen's case. NRS 11.190(4)(e) expressly declares that civil act…”
- Leven v. Frey (Nevada Supreme Court 2007, 123 Nev. 399)“…ent or its renewal must be commenced within six years under NRS 11.190(1)(a); thus a judgment expires by limit…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Nevada Defamation Laws: Libel & Slander (2026), Motorcycle Accident Laws in Nevada (2026): Deadlines, Nevada Wrongful Death Laws (2026): Deadlines
Nevada Revised Statutes, Chapter 687B: CONTRACTS OF INSURANCE
§ 687B.145Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured vehicle coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured vehicle coverage.In force
1. Any policy of insurance or endorsement providing coverage under the provisions of NRS 690B.020 or other policy of casualty insurance may provide that if the insured has coverage available to the insured under more than one policy or provision of coverage, any recovery or benefits may equal but not exceed the higher of the applicable limits of the respective coverages, and the recovery or benefits must be prorated between the applicable coverages in the proportion that their respective limits bear to the aggregate of their limits. Any provision which limits benefits pursuant to this section must be in clear language and be prominently displayed in the policy, binder or endorsement. Any limiting provision is void if the named insured has purchased separate coverage on the same risk and has paid a premium calculated for full reimbursement under that coverage.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 30 court opinions in our collectionLatest citing opinion in our collection: 2021
Opinions citing this section in our collection:
- Neumann v. STANDARD FIRE INS. CO. OF HARTFORD (Nevada Supreme Court 1985, 101 Nev. 206)“…cided against Standard Fire. Prior to the passage of NRS 687B.145(1), 1 this Court repeatedl…”
- Torres v. Farmers Insurance Exchange (Nevada Supreme Court 1990, 106 Nev. 340)“…rs, concluding that the anti-stacking amendment met each of NRS 687B.145(1)’s three main requirements for validi…”
- Mid-Century Insurance v. Daniel (Nevada Supreme Court 1985, 101 Nev. 433)“…re required in this appeal to interpret the 1979 version of NRS 687B.145 which directs insurance carriers to pro…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Nevada Revised Statutes, Chapter 484E: CRASHES AND REPORTS OF CRASHES
§ 484E.010Duty to stop at scene of crash involving death or personal injury; penalty.In forcecited in 2 of our articles
1. The driver of any vehicle involved in a crash on a highway or on premises to which the public has access resulting in bodily injury to or the death of a person shall immediately stop his or her vehicle at the scene of the crash or as close thereto as possible, and shall forthwith return to and in every event shall remain at the scene of the crash until the driver has fulfilled the requirements of NRS 484E.030. 2. Every such stop must be made without obstructing traffic more than is necessary. 3. A person failing to comply with the provisions of subsection 1 is guilty of a category B felony and shall be punished by imprisonment in the state prison for a minimum term of not less than 2 years and a maximum term of not more than 20 years and by a fine of not less than $2,000 nor more than $5,000. A person failing to comply with the provisions of subsection 1 commits a separate offense under this section for the bodily injury to or the death of each person that results from a crash with regard to which the person failed to comply with the provisions of subsection 1. 4. A sentence imposed pursuant to subsection 3 may not be suspended nor may probation be granted.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 13 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- Clancy v. State (Nevada Supreme Court 2013, 129 Nev. 840)“…easonable assistance to any person injured in the accident. NRS 484E.010-.030. If the accident resulted in bodil…”
- GUIDRY (RONNEKA) v. STATE (Nevada Supreme Court 2022, 510 P.3d 782)“…t required for a person to be involved in an accident under NRS 484E.010”).3 Similarly, Guidry’s dual convictio…”
- CARTER (TYLER) v. STATE (CRIMINAL) (Nevada Supreme Court 2026, 142 Nev. Adv. Op. No. 34)“…in actions. Nevada's duty-to-stop statutes, NRS 484E.010 and NRS 484E.030, define…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Nevada Hit and Run Laws: Penalties and What to Do
§ 484E.020Duty to stop at scene of crash involving damage to vehicle or property; duty to move vehicle under certain circumstances; penalty.In forcecited in 2 of our articles
1. The driver of any vehicle involved in a crash on a highway or premises to which the public has access resulting only in damage to a vehicle or other property which is driven or attended by any person shall: (a) Immediately stop his or her vehicle at the scene of the crash; and (b) If the driver’s vehicle is creating a hazard or obstructing traffic and can be moved safely, move the vehicle or cause the vehicle to be moved out of the traffic lanes of the roadway to a safe location that does not create a hazard or obstruct traffic and, if applicable, safely fulfill the requirements of NRS 484E.030. 2. A person who violates this section is guilty of a misdemeanor.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
§ 484E.030Duty to give information and render aid; report if no police officer present; penalty.In forcecited in 2 of our articles
1. The driver of any vehicle involved in a crash on a highway or premises to which the public has access resulting in injury to or death of any person or damage to any vehicle or other property which is driven or attended by any person shall: (a) Give his or her name, address and the registration number of the vehicle the driver is driving, and shall upon request and if available exhibit his or her license to operate a motor vehicle to any person injured in such crash or to the driver or occupant of or person attending any vehicle or other property damaged in such crash; (b) Give such information and upon request manually surrender such license to any police officer at the scene of the crash or who is investigating the crash; and (c) Render to any person injured in such crash reasonable assistance, including the carrying, or the making of arrangements for the carrying, of such person to a physician, surgeon or hospital for medical or surgical treatment if it is apparent that such treatment is necessary, or if such carrying is requested by the injured person.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 7 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- CARTER (TYLER) v. STATE (CRIMINAL) (Nevada Supreme Court 2026, 142 Nev. Adv. Op. No. 34)“…Nevada's duty-to-stop statutes, NRS 484E.010 and NRS 484E.030, define those duties, w…”
- Clancy v. State (Nevada Supreme Court 2013, 129 Nev. 840)“…il the driver has fulfilled the requirements of NRS 484E.030. 3. A person failin…”
- Chadwick v. State (Court of Appeals of Nevada 2024, 140 Nev. Adv. Op. No. 10)“…until the driver has fulfilled the requirements of NRS 484E.030"). However, the Stat…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
§ 484E.070Written or electronic report of crash to Department by driver or owner; exceptions; confidentiality; use as evidence at trial.In forcecited in 3 of our articles
1. The Department shall: (a) Approve the format of the forms for crash reports made pursuant to this section; and (b) Make those forms available to persons who are required to forward the reports to the Department pursuant to this section. 2. Except as otherwise provided in subsections 3, 4 and 5, the driver of a vehicle which is in any manner involved in a crash on a highway or on premises to which the public has access, if the crash results in bodily injury to or the death of any person or total damage to any vehicle or item of property to an apparent extent of $750 or more, shall, within 10 days after the crash, forward a written or electronic report of the crash to the Department. Whenever damage occurs to a motor vehicle, the operator shall attach to the crash report an estimate of repairs or a statement of the total loss from an established repair garage, an insurance adjuster employed by an insurer licensed to do business in this State, an adjuster licensed pursuant to chapter 684A of NRS or an appraiser licensed pursuant to chapter 684B of NRS.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at leg.state.nv.us
Cited in 1 court opinions in our collectionLatest citing opinion in our collection: 2025
Opinions citing this section in our collection:
- URIAS (BRANDON) v. DIST. CT. (STATE) (CRIMINAL) (Nevada Supreme Court 2025, 141 Nev. Adv. Op. No. 24)“…150(1) (same); NRS 484C.160(1) (same); NRS 484E.070(2) (same). The inclusion of the term "p…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Nevada Police Reports: How to Get a Crash Report, Incident Report, or Bodycam Video
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This article also draws on these acts and chapters (opening at their first section): Nevada Revised Statutes, Chapter 485: MOTOR VEHICLES: INSURANCE AND FINANCIAL RESPONSIBILITY § 485.010 (Short title.)
Related law for further reading — not part of this article’s citations.
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Sources and References
- Nevada Revised Statutes Chapter 485 (Motor Vehicle Insurance)(leg.state.nv.us).gov
- NRS 485.185 and NRS 485.3091: Mandatory minimum liability coverage (25/50/20)(leg.state.nv.us).gov
- NRS 687B.145(2): UM/UIM offer requirement; coverage is purchased by written request (opt-in), not declined by waiver(leg.state.nv.us).gov
- NRS 41.141: Modified comparative negligence (51% bar)(leg.state.nv.us).gov
- NRS 11.190(4)(e): Two-year personal-injury statute of limitations(leg.state.nv.us).gov
- NRS 11.190(3)(c): Three-year property-damage statute of limitations(leg.state.nv.us).gov
- NRS 41.036: Tort claim against the State filed with the Attorney General, or against a political subdivision with its governing body, within 2 years after accrual; subsection 3 provides that filing is not a condition precedent to suit under NRS 41.031(leg.state.nv.us)
- NRS 41.035: $200,000 limit on tort damages against the State or a political subdivision, exclusive of interest from the date of judgment, and no exemplary or punitive damages(leg.state.nv.us)
- NRS 41.130: Liability for personal injury caused by wrongful act, neglect or default(leg.state.nv.us)
- NRS 484E.020: Duty to stop immediately at the scene of a crash damaging an attended vehicle or property, with no dollar threshold; violation is a misdemeanor(leg.state.nv.us)
- NRS 484E.010: Duty to stop and remain at the scene of a crash causing bodily injury or death; violation is a category B felony(leg.state.nv.us)
- NRS 484E.070: Written or electronic crash report to the Department within 10 days when a crash causes bodily injury, death, or apparent total damage of $750 or more(leg.state.nv.us)
- NRS 687B.145(2)-(3): UM/UIM must be offered at bodily-injury limits on a Commissioner-approved form and MedPay of at least $1,000 must be offered; no reoffer is required on a replacement, reinstatement, substitute or amended policy, where the insured may purchase by written request(leg.state.nv.us)
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