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Maine Car Accident Laws: Fault, Insurance, and Your Claim

Independently fact-checked against primary sources (last audited August 18, 2026). · Reviewed by the RecordingLaw editorial team. · Law checked current as of August 18, 2026. · 6 primary sources cited on this page. How we verify our legal content

Maine Car Accident Laws: Fault, Insurance, and Your Claim

Updates

Corrected how Maine reduces damages for comparative fault (14 M.R.S. §156 requires the jury to reduce by dollars and cents, not by percentage), removed an incorrect $125,000 combined-single-limit insurance option and the §1611 mis-citation behind it, and added the 3-year wrongful-death deadline under 18-C M.R.S. §2-807.

Independently fact-checked against the cited primary sources; governing law re-checked for recent changes

Corrected the Maine Tort Claims Act notice-of-claim deadline from 180 days to the statute's actual 365 days (14 M.R.S. §8107(1)) everywhere the page stated it, and re-anchored the $2,000 MedPay minimum to its statutory source (29-A M.R.S. §1605(1)(C)(4)) instead of "the Maine Bureau of Insurance."

Governing law re-checked for recent changes

Reviewed and approved by an editor

Sources and References

  1. 29-A M.R.S. §1601 and §1611 — financial responsibility mandate(legislature.maine.gov).gov
  2. 29-A M.R.S. §1605(1) — minimum 50/100/25 liability limits(legislature.maine.gov).gov
  3. 24-A M.R.S. §2902 — mandatory uninsured/underinsured motorist coverage(legislature.maine.gov).gov
  4. 14 M.R.S. §156 — modified comparative fault (50% bar)(legislature.maine.gov).gov
  5. 14 M.R.S. §752 — 6-year personal-injury statute of limitations(legislature.maine.gov).gov
  6. 14 M.R.S. §8107 — Maine Tort Claims Act, 365-day notice of claim(legislature.maine.gov).gov
  7. 18-C M.R.S. §2-807 — wrongful death, 3-year limitation period(legislature.maine.gov)
  8. 29-A M.R.S. §1611 — insurance required for vehicles for rent, lease, hire or livery(legislature.maine.gov)
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