Accidents and Personal Injury Claims in Singapore

If you have been hurt in an accident in Singapore, whether on the road, at work, or in a public place, the route to compensation depends on how you were injured and who was responsible. This section explains the two main paths: a civil claim in the courts, and the no-fault work-injury scheme run by the Ministry of Manpower (MOM).

Each page below covers one path completely, with the current figures and the correct procedure. Start with the page closest to your situation.

This is general legal information, not legal advice. Consult a qualified advocate and solicitor about your situation. Figures are current as of 2026.

The deadline that governs every injury claim

The single most important rule is the time limit. Under section 24A of the Limitation Act 1959, a personal-injury claim must be brought within 3 years, running from the date of the accident or from the earliest date you had the knowledge needed to bring the claim, whichever is later. Missing this deadline generally ends the right to sue, so it is the first thing to check.

A claim for property damage alone, such as the cost of repairing your car where nobody was injured, is different. It falls under the general 6-year tort period in section 6 of the same Act. Section 24A carves personal injury out of that longer window into the shorter 3-year one.

Motor-accident claims

Road-accident claims are the most common injury claims in Singapore. They run through the State Courts and start with a mandatory pre-action protocol rather than an immediate lawsuit. The claim is heard in a court chosen by the value of the claim, and the negligent driver's insurer usually stands behind the claim.

The page on motor-accident claims explains the 3-year limit, the Letter of Claim procedure, which court hears a claim of a given size, the insurer's statutory duty to meet a judgment, and what happens when the driver was uninsured or untraced. If your accident also involved a traffic offence, see the driving laws section and the page on demerit points.

Personal injury and work injuries

Injuries at work sit in a category of their own. Instead of proving fault, an injured employee can claim under the Work Injury Compensation Act 2019 (WICA) through MOM, a faster no-fault route with fixed compensation limits. But WICA and a common-law lawsuit against the employer are, in most cases, an either-or choice.

The page on personal injury and work injury claims sets out the WICA no-fault route, the section 63 election between WICA and suing the employer, the section 64 rule for injuries caused by a third party, and the compensation limits current from 1 November 2025.