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Maryland is an at-fault state with pure contributory negligence: even 1% fault bars all recovery. Learn PIP, 30/60/15 minimums, UM/UIM rules, and the 3-year SOL.
Maine is an at-fault state with modified comparative fault (50% bar), 50/100/25 minimums, mandatory UM/UIM, and a generous 6-year injury filing deadline.
Louisiana is an at-fault state with a 2-year prescription period and modified 51% comparative fault. Learn the 15/30/25 minimums, UM/UIM rules, and no pay no play law.
Kentucky choice no-fault state: PIP default, $1,000 threshold to sue, 2-year MVRA deadline, 25/50/25 minimums, pure comparative fault. Know your rights.
Kansas is a no-fault (PIP) state. Learn the K.S.A. 40-3117 tort threshold, 25/50/25 insurance minimums, 2-year filing deadline, and modified comparative fault rules.
Iowa is an at-fault state with modified comparative fault (51% bar). Learn Iowa's minimum insurance limits, 2-year statute of limitations, and UM/UIM rules.
Indiana is an at-fault state with a 51% comparative-fault bar, 25/50/25 minimum insurance, and a 2-year injury filing deadline. Learn your rights after a crash.
Illinois is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 insurance minimums, 2-year lawsuit deadline, and UM/UIM rules.
Idaho is an at-fault state with modified comparative negligence (50% bar), 25/50/15 minimum insurance, and a 2-year injury filing deadline. Know your rights.
Hawaii is a no-fault state with mandatory PIP and a $5,000 or serious-injury threshold to sue for pain and suffering. Learn the 40/80/20 limits, 2-year SOL, and comparative negligence rule.
Georgia is an at-fault state with a 2-year car accident SOL, 25/50/25 minimum insurance, and a 50% modified comparative negligence bar. Learn your rights.
Florida is a no-fault PIP state. Learn the verbal serious-injury threshold, 2-year lawsuit deadline, modified comparative negligence, and minimum insurance rules.