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52 articles
Alabama workers' comp covers employers with 5+ employees. Learn about benefit rates, the 5-day reporting rule, the 2-year filing deadline, and doctor-choice rights.
Alaska workers' comp pays 80% of spendable wages. Learn reporting deadlines, filing limits, doctor choice, and the exclusive-remedy rule under AS 23.30.
Arizona workers' comp is mandatory for all employers (1+ employee). Learn deadlines, wage rates, doctor choice, and how to file a claim under A.R.S. 23-901.
Arkansas workers' comp requires 3+ employees, pays 66 2/3% AWW, has a 30-day report deadline and 2-year claim filing limit. Learn your rights.
California workers' comp guide: mandatory for 1+ employees, 1-year filing deadline, MPN doctor-choice rules, 66 2/3% wage replacement, and exclusive-remedy explained.
Colorado workers' comp pays 66 2/3% of your wages and all medical costs. Know the 10-day report deadline, 2-year claim limit, and designated-provider rules.
Connecticut workers' comp covers all employers with 1+ employees. Learn the 75% net-wage rate, 1-year claim deadline, doctor-choice rules, and exclusive remedy.
Delaware workers' comp: mandatory for 1+ employees, 66 2/3% AWW, 90-day report deadline, 2-year claim limit, and free choice of doctor from day one.
DC workers' comp requires 1+ employee coverage. Learn the 1-year claim deadline, 66 2/3% wage rate, free doctor choice, and how DOES administers benefits.
Florida workers' comp guide: construction 1+, non-construction 4+, agriculture 6+/12+ thresholds, 2-year filing deadline, employer-directed care, and 66 2/3% wage replacement.
Georgia workers' comp: mandatory for 3+ employees, 66 2/3% AWW, 30-day report rule, panel of physicians choice, and 1-year claim deadline.
Hawaii workers' comp covers any employer with 1+ employees. Learn benefit rates, the 2-year filing deadline, doctor-choice rules, and your rights under HRS Ch. 386.
Idaho workers' comp pays 67% of your AWW. Report injuries within 60 days; file a claim with the IIC within 1 year. Learn your rights and deadlines.
Illinois workers' comp: no-fault benefits, 66 2/3% wage replacement, free doctor choice, 45-day report deadline, 3-year filing window. IWCC rules explained.
Indiana workers' comp: mandatory for 1+ employees, 66 2/3% AWW wage replacement, 30-day report deadline, 2-year claim filing limit, employer directs medical care.
Iowa workers' comp pays 80% of spendable earnings. Learn reporting deadlines, employer-directed care rules, and how to file a claim under Iowa Code Ch. 85.
Kansas workers' comp requires coverage for employers with payroll over $20,000. Learn benefits, deadlines, doctor choice, and your rights under K.S.A. 44-501.
Kentucky workers' comp covers all employers with 1+ employee. Learn the 2-year filing deadline, 7-day waiting period, employer-directed medical care, and your rights.
Louisiana workers' comp: mandatory for 1+ employees, 66 2/3% wage replacement, 1-year claim deadline, and you choose your own doctor per specialty.
Maine workers' comp pays 80% of after-tax AWW. Learn filing deadlines, doctor-choice rules, and your rights under Maine's Workers' Compensation Act.
Maryland workers' comp guide: file within 60 days, 2-year absolute bar, 66 2/3% wage replacement, employer-directed care, and exclusive-remedy rules explained.
Massachusetts requires workers' comp for all employers with 1+ employees. Benefits pay 60% of gross AWW. You have 4 years to file a claim. Learn your rights.
Michigan workers' comp pays 80% of after-tax wages. Learn the 90-day report deadline, 2-year claim limit, doctor-choice rules, and your rights under Act 317.
Minnesota workers' comp guide: mandatory coverage, 66 2/3% wage replacement, 3-year filing deadline, employee doctor choice, and exclusive-remedy rules explained.
Mississippi requires workers' comp for 5+ employees. Learn about wage benefits, the 30-day report deadline, 2-year claim limit, and doctor-choice rules.
Missouri workers' comp requires 5+ employees (1+ construction). Learn deadlines, the 66 2/3% wage rate, employer-directed care, and your rights under RSMo Ch. 287.
Montana workers' comp covers every employer with 1+ employees. Learn the 1-year claim deadline, 4-day waiting period, 66 2/3% wage rate, and doctor-choice rules.
Nebraska workers' comp: mandatory for 1+ employees, 66 2/3% AWW wage replacement, 2-year filing deadline, and your right to choose a doctor with your records.
Nevada workers' comp requires coverage for 1+ employees. Learn the 90-day claim deadline, 66 2/3% wage rate, panel doctor rules, and your rights after a workplace injury.
New Hampshire workers' comp pays 60% of your AWW. Learn the 3-year filing deadline, doctor-choice rules, and your rights under RSA 281-A.
New Jersey workers' comp pays 70% of your AWW. Learn reporting deadlines, doctor-choice rules, the 2-year filing limit, and your rights under N.J.S.A. 34:15.
New Mexico workers' comp requires 3+ employees, written notice within 15 days, and a 1-year claim deadline. Learn benefits, doctor choice, and your rights under NMSA 52-1-1.
New York workers' comp pays 66 2/3% of your AWW times your degree of disability. Learn deadlines, doctor-choice rules, and your rights under NY Workers' Compensation Law.
North Carolina workers' comp: mandatory for 3+ employees, 66 2/3% AWW, 30-day report rule, employer-directed doctor, and 2-year claim deadline.
North Dakota requires all employers to cover workers through WSI, a monopolistic state fund. Learn about benefits, the DMP system, deadlines, and your rights.
Ohio is a monopolistic state where all workers' comp coverage comes from the BWC. Learn about benefits, the 2-year filing deadline, doctor choice, and your rights.
Oklahoma workers' comp pays 70% of AWW, has a 1-year filing deadline, and a 3-day wait not paid retroactively. Learn your rights under 85A O.S.
Oregon workers' comp pays 66 2/3% of your wages and all medical costs. Know the 90-day report deadline, strict 1-year claim limit, and worker doctor-choice rules.
Pennsylvania workers' comp rules: 120-day report deadline (21 days for retroactive benefits), 3-year claim SOL, 90-day employer panel, and 66 2/3% wage replacement.
Rhode Island workers' comp: mandatory for 1+ employees, 62% AWW rate, 30-day report deadline, 2-year filing deadline. Know your rights and benefits.
South Carolina workers' comp requires 4+ employees. Learn wage rates, the 90-day report deadline, 2-year claim limit, and who directs your medical care.
South Dakota workers' comp guide: mandatory for 1+ employees, 3-business-day report deadline, 2-year claim limit, 66 2/3% wage replacement, and doctor-choice rules.
Tennessee workers' comp: mandatory for 5+ employees (1+ in construction/mining), 15-day report rule, 1-year claim deadline, 66 2/3% AWW wage replacement, panel doctor choice.
Texas is the only state where workers' comp is optional for private employers. Learn TIBs benefits, the 1-year claim deadline, non-subscriber liability, and doctor choice rules.
Utah workers' comp pays 66 2/3% of your AWW. You have 1 year to file a claim and a 12-year statute of repose. Learn your rights, deadlines, and doctor-choice rules.
Vermont workers' comp covers all employers with 1+ employees. Free doctor choice, 66 2/3% wage replacement, 6-month report deadline, 6-year claim SOL.
Virginia requires workers' comp for employers with 2+ employees. Learn benefits, the strict 2-year filing deadline, doctor panel rules, and your rights.
Washington workers' comp is a monopolistic state fund (L&I). Learn time-loss rates, the 1-year filing deadline, doctor choice rules, and your exclusive-remedy rights.
West Virginia workers' comp is mandatory for 1+ employees. You have only 6 months to file a claim. Learn benefits, doctor choice, and the exclusive-remedy rule.
Wisconsin workers' comp: mandatory coverage rules, 66 2/3% wage replacement, 6-year filing deadline, free choice of doctor (plus a second choice), and the exclusive-remedy rule explained.
Workers' comp is required in 49 states. Learn wage rates, report deadlines, claim filing limits, and doctor-choice rules for all 50 states and DC.
Wyoming is a monopolistic state fund. Learn the 72-hour report rule, 1-year claim deadline, 66 2/3% wage replacement rate, and doctor-choice rules.