Cash App Settlement: Status and Payout Explained
At a glance
- Status
- Approved, awaiting payment
- Defendant
- Block, Inc. and Cash App Investing, LLC
- Settlement fund
- $15,000,000
- Claim deadline
- November 18, 2024
- No-proof cash option
- No
- Max documented payout
- $2,500
- Official site
- www.cashappsecuritysettlement.com
- Court
- United States District Court for the Northern District of California
- Case number
- 22-cv-04823, No. 22-cv-04823
Last verified July 16, 2026
Key dates
| Milestone | Date | What it means |
|---|---|---|
| Claim deadline | November 18, 2024(passed) | Last day to file for a payment |
| Opt-out (exclusion) deadline | November 18, 2024(passed) | Last day to leave the settlement and keep the right to sue |
| Objection deadline | January 13, 2025(passed) | Last day to object to the terms |
| Final approval hearing | January 13, 2025(passed) | When the judge decides whether to approve the settlement |
| Expected payout | Not yet scheduled | Payments are not sent until after final approval and any appeals |
Where to file
The only place to file is the official settlement website:
Verify on the official sitewww.cashappsecuritysettlement.com
Filing is free. No legitimate settlement charges a fee to file a claim.
You cannot file on RecordingLaw.com. We are an independent publisher, not the settlement administrator, and we are not affiliated with any court, agency, or defendant.
Where the Cash App Data Breach Settlement Stands Right Now
As of July 2026, the $15 million Cash App data breach settlement has final court approval but has not finished paying claims. A federal judge in the Northern District of California granted final approval March 27, 2025, months after the November 18, 2024 claim deadline closed.
The official site does not say payments are done. Its current-status answer says payments "will be issued...once the deficiency process has been completed," future tense describing an unfinished step. A claim flagged as deficient (missing information or documentation) waits on that review first.
Four Different "Cash App Settlements," and Which One This Page Covers
Search for a Cash App settlement and you will find headlines about several unrelated cases mixed together. Here is what separates them.
1. This Page: The $15 Million Data Breach Settlement
This is Salinas v. Block, Inc. and Cash App Investing, LLC, N.D. Cal., case number 22-cv-04823: a $15 million class-action settlement over data security incidents, not a government enforcement action. Claims closed November 18, 2024, final approval came March 27, 2025, and payment is not confirmed complete as of July 2026.
2. The CFPB's Enforcement Order (Up to $120 Million, No Claim Form)
Separately, the CFPB brought its own enforcement action against Block over customer-service and fraud-handling failures, unrelated to the breach case. Its consent order (docket 2025-CFPB-0001, entered January 16, 2025) orders Block to pay at least $75 million, up to $120 million, in consumer redress, plus a $55 million penalty to the CFPB's victims relief fund.
There is no claim form; it is automatic. The informational site cashappcfpbsettlement.com states redress checks began mailing June 8, 2026, and directs questions to Block directly.
3. The Washington Text-Message Settlement (Already Paid)
A third, separate case, Bottoms v. Block, Inc. (W.D. Wash., 2:23-cv-01969-MJP), resolved claims over unwanted marketing texts sent through Cash App's referral program. That $12.5 million settlement got final approval December 2, 2025 and is further along: an April 1, 2026 update states failed payments and returned checks were reissued, at $394.36 per accepted claim. A payment or text near that amount came from this case, not the data breach settlement.
4. The 46-State Attorney General Settlement ($45 Million, No Consumer Claim)
Around July 8-9, 2026, Block agreed to pay roughly $45 million to 46 states and Washington, D.C., led by Oregon and Texas, over allegations it misled Cash App users about fraud protection. The money goes to the states by population, not to individual consumers; there is no claim form.
What Happened
The data breach settlement covers three related problems at Cash App and Cash App Investing, Block's brokerage arm: a data security incident Cash App Investing disclosed in April 2022, another Block disclosed in October 2023, and alleged unauthorized or fraudulent withdrawals and transfers on Cash App accounts and linked accounts, plus how Block handled the related complaints.
Because Cash App moves and holds money, not just personal data, this settlement blends a typical data-breach case with account-security allegations, the same overlap behind the separate CFPB and attorney general actions.
Who Was in the Class
You may be a class member if you were a Cash App or Cash App Investing customer, and at least one applies:
- Your information was involved in the incident Cash App Investing disclosed in April 2022.
- Your information was involved in the incident Block disclosed in October 2023.
- You experienced unauthorized or fraudulent withdrawals or transfers on your Cash App account or a linked account, including a related complaint or error-resolution issue.
The claim deadline, November 18, 2024, has passed, so this list now mainly helps you confirm a claim you already filed belongs here, not to one of the other three matters above.
How Much People Realistically Get
Nobody outside the administrator has an exact number; the official materials do not publish an average payment. It pays out in pieces, not one flat amount: documented out-of-pocket losses up to $2,500, documented lost time up to 3 hours at $25 an hour ($75 max), and documented transaction losses tied to an "Unauthorized Account Event." A claimant could recover from more than one category, but each needs its own records.
Unlike some other data-breach settlements, there is no flat cash payment requiring no documentation; every dollar is tied to paperwork. And like any common-fund settlement, these are estimates from a fixed $15 million fund, adjusted up or down by how many valid claims were filed and what the court approved in fees. No amount was ever guaranteed.
How Filing Worked
Filing was free, only through the official site, cashappsecuritysettlement.com. Claimants seeking documented-loss, lost-time, or transaction-loss reimbursement had to submit supporting records before the November 18, 2024 deadline.
That window is closed now. If you already filed, there is nothing more to submit; your claim is being processed or was flagged as deficient, and payment follows once that review finishes. The official site is still the place to check status or contact the administrator, but a new claim cannot be submitted.
Protect Your Cash App Account and Credit Right Now
Whatever happens with the remaining payments, the smart move if your Cash App information was involved is to act on your accounts directly, not wait on a check with no confirmed date.
A credit freeze at all three major bureaus, Equifax, Experian, and TransUnion, is free by federal law and is the strongest step against someone opening new credit in your name. It does not touch your Cash App balance, so also check your Cash App and any linked account for anything you did not authorize. Our guide to freezing your credit after a data breach walks through all three bureaus, step by step.
If you suspect identity theft or unauthorized activity, IdentityTheft.gov, the FTC's free recovery site, builds a personalized recovery plan with pre-filled letters for creditors and bureaus. Be skeptical of any call, text, or email about a Cash App settlement asking you to pay a fee or "verify" your account to release a payment; legitimate administrators never charge for money you are owed.
A Credit Freeze Is Free. Ongoing Monitoring Is a Separate Choice.
A freeze at all three bureaus is the strongest, free defense against someone opening new credit in your name. Aura adds broader monitoring, alerts for new account activity, and coverage this settlement's payout does not provide. Worth a look for your own credit and accounts once the free basics are in place.
See Aura's Monitoring PlansAffiliate disclosure: if you sign up through this link we may earn a commission, at no extra cost to you. Learn more
More Open and Closed Settlements
Cash App is not the only company juggling more than one settlement or enforcement matter at once. Our data breach settlement tracker lists the settlements we have verified, open and closed, in one place.
Frequently Asked Questions
Is the Cash App data breach settlement still open for claims?
No. As of July 2026, the claim deadline, November 18, 2024, has passed, and the window to file a new claim is closed.
Has the Cash App settlement paid out yet?
Not confirmed as fully paid. The court granted final approval March 27, 2025, but as of July 2026 the official site has not confirmed the payout is complete.
How much money will I get from the Cash App settlement?
It depends on documentation, and no amount is guaranteed. This settlement reimburses up to $2,500 in documented losses, plus separate reimbursement for lost time and transaction losses, all pro rata from the $15 million fund.
Is there a flat, no-proof payment in the Cash App settlement?
No. Unlike some other data breach settlements, every payment category here needs documentation: out-of-pocket losses, lost time, and transaction losses all need supporting records.
Is the CFPB's Cash App order the same as this settlement?
No, they are separate. The CFPB's consent order (docket 2025-CFPB-0001, January 16, 2025) orders Block to pay up to $120 million in redress plus a $55 million penalty, with no claim form; this page covers a different, $15 million class-action settlement.
I got a payment or text about a $394 Cash App settlement. Is that the same case?
No, that is a different, already-paid case. A $394.36 payment matches Bottoms v. Block, a separate $12.5 million Washington text-message settlement, not the $15 million data breach settlement covered here.
Does the $45 million Cash App attorney general settlement pay individual consumers?
No. The roughly $45 million multistate settlement Block reached with 46 states and Washington, D.C. around July 2026 pays the states by population, with no consumer claim form, separate from the $15 million data breach settlement.
Am I eligible for the Cash App data breach settlement?
You may have been eligible if you were a Cash App or Cash App Investing customer affected by the April 2022 or October 2023 incidents, or unauthorized withdrawals on your account. Since the deadline passed, eligibility now mainly matters for tracking a claim you already filed.
What should I do if my Cash App information was exposed?
Since the deadline to file a new claim has passed, protect your accounts directly: freeze your credit free at all three bureaus, watch your Cash App and linked bank account, and use IdentityTheft.gov if you suspect misuse.
How to tell a settlement notice is real
Check the case name, case number, and court against the official settlement site. Go to that site directly instead of clicking a link in an email or text. Nobody legitimate will call, text, or email out of the blue asking for your Social Security number, bank account, or card details, and nobody will charge you to file. Report anyone who does at ReportFraud.ftc.gov.
Informational only. Not legal, tax, or financial advice, and not affiliated with any settlement.
RecordingLaw.com is an independent legal-information publisher. We are not a law firm, not a settlement administrator, and not affiliated with, endorsed by, or acting on behalf of any court, government agency, defendant, or claims administrator described on this page. Reading this page does not create an attorney-client relationship.
We do not process claims and we never collect your claim information. You cannot file a claim on RecordingLaw.com. To file, opt out, object, or check your status, use only the official settlement administrator identified above. We link to it for your convenience.
Filing a legitimate claim is free. No legitimate settlement or administrator will charge you a fee to file, or ask for your Social Security number, bank, or card details by unsolicited call, text, or email. If someone does, it is likely a scam. Report it at ReportFraud.ftc.gov.
Deadlines, amounts, and approval status change and are set by the court. We verify against the official administrator and court records, but confirm the current details on the official site before acting. Nothing here guarantees eligibility, a payment, or any amount. Settlement payments may be taxable. See IRS Publication 4345. and consult a tax professional. For advice about your specific situation, consult a licensed attorney in your state. Affiliate disclosure.
Sources and References
- Consumer Financial Protection Bureau: Enforcement Action, Block, Inc. (Docket No. 2025-CFPB-0001)(consumerfinance.gov).gov
- Connecticut Attorney General: Attorney General Tong Announces Multistate Settlement Over Deceptive Practices on Cash App(portal.ct.gov).gov
- IdentityTheft.gov (Federal Trade Commission)(identitytheft.gov).gov
- Credit Freeze or Fraud Alert: What's Right for You? (FTC Consumer Advice)(consumer.ftc.gov).gov
- Salinas v. Block, Inc., Case No. 3:22-cv-04823 (N.D. Cal.): Court Docket(courtlistener.com)
- Salinas v. Block, Inc. and Cash App Investing, LLC: Official Settlement Website(cashappsecuritysettlement.com)
- Cash App Security Settlement: Frequently Asked Questions (official)(cashappsecuritysettlement.com)
- In the Matter of Block, Inc.: CFPB Consent Order Redress Information (official)(cashappcfpbsettlement.com)
- Bottoms v. Block, Inc., Case No. 2:23-cv-01969-MJP (W.D. Wash.): Official Settlement Website(bottomstextsettlement.com)