How to Opt Out of SmartBackgroundChecks (2026)

Independently fact-checked against primary sources (last audited August 14, 2026). · 3 primary sources cited on this page. How we verify our legal content

How to Opt Out of SmartBackgroundChecks (2026)

Updates

Corrected how this page describes the law: the FTC's TruthFinder and Instant Checkmate case is now quoted accurately (the Fair Credit Reporting Act has no registration step), the FAQ now explains that consumer reporting agency status depends on what a site does rather than on whether it complies, and California's DROP deletion duty is now correctly described as applying to any data broker rather than only registered ones.

Independently fact-checked against the cited primary sources

Sources and References

  1. SmartBackgroundChecks: opt-out page (returned a Cloudflare bot-verification challenge on every access attempt this session; content not independently verified)(smartbackgroundchecks.com)
  2. California Privacy Protection Agency: public Data Broker Registry (check broker registration status)(cppa.ca.gov).gov
  3. California Privacy Protection Agency: DROP (Delete Request and Opt-Out Platform) regulations and status(cppa.ca.gov).gov
  4. Federal Trade Commission: TruthFinder and Instant Checkmate $5.8 million FCRA settlement (Sept. 2023), background-report screening enforcement(ftc.gov).gov
  5. California Civil Code 1798.99.86 (Delete Act): accessible deletion mechanism; data broker 45-day access and deletion duties beginning August 1, 2026(leginfo.legislature.ca.gov)
  6. 15 U.S.C. 1681a(f): Fair Credit Reporting Act definition of a consumer reporting agency(govinfo.gov)
Share: