Speeding Fines UK: Fixed Penalty & Court Bands Explained

Most speeding offences in England and Wales end with a £100 fixed penalty and 3 points, or a speed awareness course instead of points. Higher speeds go before magistrates, who fine you a percentage of your weekly income under the Sentencing Council's banded guideline.

The Fixed Penalty Notice: The Most Common Outcome

For speeding that is only just over the limit, the usual outcome is a Fixed Penalty Notice: a £100 fine plus 3 penalty points on your licence. Instead of the fixed penalty, the police may offer a speed awareness course as an alternative, at their discretion. Completing the course means no points and no fine beyond the course fee, but it is not available to everyone, and is generally only offered once every three years. Speed awareness courses are offered in England, Wales and Northern Ireland; Police Scotland does not currently offer a diversionary course as an alternative to a speeding fixed penalty. The speed awareness course page covers eligibility and cost in full.

Faster speeds, repeat offences, or other aggravating factors take the case out of the fixed penalty system altogether and send it to a magistrates' court instead.

Court Fines: The Sentencing Council's Speeding Bands

When a speeding case reaches a magistrates' court in England and Wales, the fine is not a flat amount. The Sentencing Council's speeding guideline calculates it as a percentage of your relevant weekly income, within one of three bands, depending on how far over the speed limit you were driving.

The court starts at the "starting point" percentage for the band and then adjusts up or down for aggravating or mitigating factors, such as your driving history, the road conditions, or whether you were driving for work at the time. In every band, the final fine is still capped: £1,000 for an ordinary road, or £2,500 if the offence happened on a motorway.

How the Band Is Decided: Speed Against the Limit

The band is set by how far the recorded speed was above the posted limit, not by a fixed number of miles per hour across every road. The guideline's speed table scales with the limit itself. As a worked example, in a 30mph zone:

• Band A: 31-40mph
• Band B: 41-50mph
• Band C: 51mph and above

The same structure applies at higher limits, such as 40mph, 50mph, 60mph and 70mph zones, with the qualifying speed for each band rising accordingly. A 20mph-over offence in a 70mph motorway limit, for example, sits in a different band than the same 20mph margin in a 30mph residential street.

What Counts as "Weekly Income"

The percentage bands apply to your relevant weekly income, generally your net income, as declared to the court or, if you do not provide the information, as the court reasonably assumes. This is why two drivers caught at the same speed in the same band can receive very different fine amounts. It also means the headline percentages (25-75%, 75-125%, 125-175%) only tell you the proportion, not the final figure, until your income is factored in.

Points, Endorsements and Repeat Offences

A speeding conviction is recorded on your licence as an endorsement (commonly code SP30 for speeding on a public road, or SP50 for a motorway), and stays on your record for 4 years from the date of the offence. Building up 12 or more points within 3 years triggers a "totting-up" disqualification separately from any ban attached to a single Band B or C offence. The penalty points page explains endorsement codes, retention periods and the totting-up rules in full.

England & Wales Only: Scotland and Northern Ireland Differ

The band structure and percentages set out above come from the Sentencing Council's guideline, which applies to courts in England and Wales only. Scotland and Northern Ireland have their own sentencing frameworks for speeding offences, and their courts do not apply the Band A/B/C percentage-of-income model described here. If you were caught speeding in Scotland or Northern Ireland, treat this page as background only and check the position with a solicitor qualified in that jurisdiction.

Estimate Your Likely Fine

The Speeding Fine Estimator applies the England & Wales bands above to your own speed, limit and weekly income, and shows the likely band, the percentage range and the points or disqualification exposure. It is an estimate of how the guideline works, not a prediction of what any particular court will decide, and it does not apply to Scotland or Northern Ireland.

Speeding fines are one part of a wider set of motoring penalties. For the mechanics of endorsements and how points accumulate toward a ban, see penalty points. For the drink-drive limits that differ between nations in the same way speeding sentencing does, see drink driving limit. For the full picture of UK motoring law, visit the UK Driving Laws hub and the United Kingdom hub.

This page explains how the Sentencing Council's speeding guideline generally works in England and Wales; it is general information, not legal advice, and does not cover every aggravating or mitigating factor a court may consider in an individual case. If you are facing a speeding charge, particularly one that could result in disqualification, seek advice from a solicitor. For related topics, see the UK Driving Laws hub and the United Kingdom hub.