UK Speeding Fine Calculator (2026)
Enter the speed limit, the recorded speed, and (optionally) relevant weekly income to see the Sentencing Council speed band, an estimated fine range, and the likely points or disqualification, with the full step-by-step working shown. Free, instant, and calculated entirely in your browser; no email or phone number required.
This estimates the England & Wales magistrates' court approach only. Scotland and Northern Ireland use different sentencing frameworks.
Band B · estimated fine
£375.00 - £625.00
41-50 mph in a 30mph limit · estimate only, not a court order
Starting point
£500.00
Fine cap
£1,000.00
Points or disqualification
4-6 points or disqualification for 7-28 days
This tool estimates the England & Wales magistrates' court approach under the Sentencing Council's Speeding guideline only: the speed band from the recorded speed and limit, that band's fine as a percentage of relevant weekly income, and the £1,000.00 (or £2,500.00 on a motorway) statutory cap. Scotland and Northern Ireland use different sentencing frameworks and are not covered here. A court decides the actual fine based on income and personal circumstances, and many lower-level offences are resolved with a fixed penalty notice or a speed awareness course instead of going to court.
How Speeding Fines Are Calculated
In England and Wales, most speeding offences that reach court are sentenced under the Sentencing Council's Speeding guideline. The recorded speed, compared against the posted limit, places the offence into one of three bands:
- Band A: the fine is 25%-75% of relevant weekly income (starting point 50%), plus 3 penalty points.
- Band B: the fine is 75%-125% of relevant weekly income (starting point 100%), plus 4-6 points or disqualification for 7-28 days.
- Band C: the fine is 125%-175% of relevant weekly income (starting point 150%), plus 6 points or disqualification for 7-56 days.
The fine is capped by law at £1,000.00 for most roads, or £2,500.00 for offences on a motorway. Courts also adjust the percentage within a band for aggravating or mitigating factors (poor weather, a vulnerable location, previous convictions, or a genuine emergency), which this calculator does not model. Many lower-level offences, particularly toward the bottom of Band A, never reach court at all: police commonly offer a £100.00 fixed penalty notice plus 3 points, or a speed awareness course, as an alternative.
The official rules are published at gov.uk: Speeding penalties and the Sentencing Council guideline. See the full Speeding Fines UK guide for how fixed penalties, speed awareness courses, and court bands fit together, the penalty points guide for how points build up toward a totting-up ban, and the UK driving laws hub for the wider picture.
What This Calculator Does Not Cover
This tool applies the standard Band A-C formula for England and Wales only. Scotland and Northern Ireland use different sentencing frameworks and are not covered here. It does not model a court's discretion to move within (or, exceptionally, outside) a band for aggravating or mitigating factors, how "relevant weekly income" is adjusted for benefits, high earners, or genuine hardship, or the separate £100.00 fixed penalty notice and speed awareness course routes that resolve most lower-level offences without ever reaching a magistrates' court. Because of these factors, this figure is an estimate of the standard guideline calculation, not a prediction of any actual sentence. Take advice from a solicitor before relying on any figure for a real case.
Frequently Asked Questions
How accurate is this speeding fine calculator?
It applies the published Sentencing Council formula exactly: the speed band from the recorded speed and limit, that band's percentage-of-income fine range and starting point, and the statutory £1,000 (£2,500 motorway) cap. It is still an estimate, because a court can move within (or occasionally outside) a band for aggravating or mitigating factors, and this tool does not model those.
Does this apply in Scotland or Northern Ireland?
No. This calculator estimates the England and Wales magistrates' court approach under the Sentencing Council guideline. Scotland and Northern Ireland have their own sentencing frameworks for speeding, which are not covered by this tool.
What is "relevant weekly income"?
It is broadly your take-home pay per week, which the court uses as the base figure for the percentage-based fine. Courts make adjustments for benefits, dependants, high income, and genuine hardship when working out the real figure; this calculator treats it as a single input for simplicity.
Will I definitely get points, or could I lose my licence instead?
Band A offences carry 3 fixed points. Bands B and C give the court a choice between points (4-6 for Band B, 6 for Band C) or a discretionary disqualification (7-28 days for Band B, 7-56 days for Band C). Which one is imposed depends on the specific facts and is a matter for the court.
Why does my result show a percentage range instead of a £ figure?
If no relevant weekly income is entered, the calculator shows the guideline percentage-of-income range instead, since the £ fine cannot be worked out without it. Enter a weekly income figure to see the estimated £ range.
Does this tool store or send my information anywhere?
No. All of the math runs in your browser. Nothing you type into this calculator is saved, transmitted, or used to contact you.
This calculator estimates the England & Wales speeding-fine guideline published at sentencingcouncil.org.uk and gov.uk/speeding-penalties. It is general information, not legal advice, and RecordingLaw.com is not affiliated with the Sentencing Council, the courts, or the UK government. A court decides the actual fine and any points or disqualification based on the full circumstances of the case; this figure is an estimate only and never a guarantee of any outcome.
Know someone who could use this? Share this free tool: