Kentucky Workers' Comp Settlement Calculator
Estimate the permanent partial disability (PPD) award for a work injury in Kentucky. Enter your wage, the body part, and the impairment rating to see a rough range. This is an estimate, not a prediction or an offer.
A rough estimate, not a prediction or an offer.
Workers' comp has no pain and suffering. This estimates the permanent partial disability award and a typical negotiated settlement range using Kentucky's rules. The impairment rating is set by a doctor and often disputed. Talk to a Kentucky workers' comp attorney.
Add future medical & time off work (for a fuller settlement estimate)
A lump-sum settlement often buys out future medical; time off work is paid separately as temporary disability.
Typical Settlement Range
$17,009 – $24,096
a negotiated lump sum is usually a discount on the gross value · estimate only
PPD Weekly Rate
$667
Weeks of Benefits
42.5 wks
A workers’ comp case usually resolves as a negotiated lump-sum settlement that bundles the disability award with future medical care, then discounts it — so the settlement range here is illustrative, not a quote. Impairment ratings are doctor-assigned and often disputed.
A workers' comp claim usually settles as a negotiated lump sum that bundles the permanent disability award with future medical care, then discounts it for present value and disputed issues — which is why the settlement range is below the gross value. The disability award is built from a statutory schedule (weeks × impairment rating × a weekly rate). The rating itself, average-weekly-wage disputes, and offsets all change the real number. This is not legal advice and RecordingLaw.com is not a law firm.
How Kentucky Pays Permanent Partial Disability
Kentucky uses a whole-person impairment system (weeks based on your overall impairment) for permanent partial disability. PPD is paid at up to $958 per week, generally about 67% of your average weekly wage. Note that this PPD rate is lower than the state's temporary-disability maximum of $1,278.
Kentucky has NO scheduled-member weeks table for any body part — every injury (arm, back, neck, etc.) is valued by a whole-person AMA impairment rating. PPD weekly benefit = 66 2/3% of AWW x a statutory FACTOR that increases with the impairment %: 0-5% -> 0.65; 6-10% -> 0.85; 11-15% -> 1.00; 16-20% -> 1.00; 21-25% -> 1.15; 26-30% -> 1.35; 31-35% -> 1.50; 36%+ -> 1.70 (KRS 342.730(1)(b)). The result is multiplied by 3x if the worker can't return to the type of work performed at injury, plus age/education enhancers. Duration: 425 weeks for impairment <= 50%, 520 weeks if > 50%.
Source: KRS 342.730(1)(b)-(c) (grid factor, multipliers, 425/520-wk duration); 2026 KY WC Benefit Schedule.
The Kentucky Scheduled-Member Basics
IMPAIRMENT-RATING state, no member schedule. bodyAsWhole=425 = the standard PPD benefit DURATION in weeks (520 weeks if impairment > 50%). Calculator: weekly = 2/3 AWW x grid-factor(impairment%) x return-to-work multiplier (1 or 3) x age/education enhancers, capped at 82.5% (or 110%) of state AWW; pay for 425 (or 520) weeks.
Kentucky has a 7-day waiting period before wage-replacement benefits begin.
Frequently Asked Questions
How is a Kentucky workers' comp settlement calculated?
Kentucky uses a whole-person impairment system (weeks based on your overall impairment). For a permanent partial disability, the award is generally the scheduled weeks for the injured body part times your impairment percentage times a weekly rate (up to $958 per week). Medical care and wage-replacement during recovery are separate, and most cases resolve by a negotiated settlement.
What is the Kentucky workers' comp weekly rate?
Permanent partial disability is paid at about 67% of your average weekly wage, capped at $958 per week (2026). The temporary-disability rate may differ.
Does workers' comp pay for pain and suffering?
No. Workers' compensation does not pay pain and suffering. It pays medical care, a portion of lost wages, and a permanent disability award based on your impairment rating. That trade-off is the core of the workers' comp system.
Is this calculator accurate?
It is a rough estimate of the permanent partial disability award to show how Kentucky's schedule works. The impairment rating, average-weekly-wage disputes, and offsets all change the real number, and most claims settle for a negotiated lump sum. Treat any figure here as a ballpark and consult a Kentucky workers' comp attorney.
Disclaimer
This estimator is for general informational purposes only and is not legal advice or a prediction of any outcome. RecordingLaw.com is not a law firm. It estimates the permanent partial disability award only, not the full claim (medical care and wage-replacement are separate), and workers' comp rates and schedules change; figures are current as of 2026-06-02. The value of a claim can only be assessed by a licensed attorney reviewing your specific facts.