Arizona Personal Injury Settlement Calculator
Get a rough estimate of what a Arizona personal injury or dog-bite claim might be worth, based on your medical bills and losses. This is an estimate to understand the factors — not a prediction or an offer.
This is a rough estimate, not a prediction or an offer.
There is no formula that predicts a settlement. This tool uses the common "multiplier method" to show the factors that drive value and a wide range — actual outcomes depend on the facts, insurance limits, the venue, and negotiation. Consult a Arizona personal-injury attorney about your case.
Enter your medical bills and losses to see an estimated range
The multiplier method (pain-and-suffering as a multiple of your medical bills) is a common starting point, not a guarantee. Most personal-injury cases settle out of court; most attorneys work on a contingency fee (commonly around a third, but the rate is set by your agreement and some states regulate or cap it), and an attorney is the only way to value your specific claim. This tool is not legal advice and RecordingLaw.com is not a law firm.
How the Estimate Works
No tool can predict a settlement — every case is different and the number depends on the facts, the available insurance, the venue, and negotiation. What this calculator does is apply the multiplier method, the rough starting point insurers and attorneys use: it adds up your economic damages (medical bills, lost wages, property damage), then estimates pain and suffering as a multiple of those damages (about 1.5× for minor injuries up to 5× or more for catastrophic ones), and shows a wide range. It is a way to understand value, not a guarantee.
It then applies Arizona's fault rule, because how fault is shared directly changes what you can recover.
Arizona's Fault Rule: pure comparative negligence
ARS 12-2505 codifies pure comparative negligence: the claimant's action "is not barred," and "the full damages shall be reduced in proportion to the relative degree of the claimant's fault." There is NO percentage bar (a plaintiff 99% at fault still recovers 1%). The sole exception: no comparative negligence in favor of a claimant who "intentionally, wilfully or wantonly caused or contributed to" the injury/death. Comparative fault is a question of fact for the jury.
Source: Ariz. Rev. Stat. § 12-2505; § 12-542; § 11-1025; Ariz. Const. art. 2, § 31.
Damage Caps in Arizona
No cap on general personal-injury damages. The Arizona Constitution art. 2, § 31 expressly forbids any law "limiting the amount of damages to be recovered for causing the death or injury of any person" — this strikes down both economic/noneconomic AND punitive caps for ordinary PI and med-mal. Punitive damages are available but uncapped (subject to federal due-process review). Claims against public entities/employees carry a 180-day notice-of-claim requirement (ARS 12-821.01) and a 1-year SOL (ARS 12-821), not a cap.
Dog-Bite Liability in Arizona
ARS 11-1025 imposes strict liability: the owner of a dog that bites a person who is in a public place or lawfully in a private place (including the owner's property) "is liable for damages... regardless of the former viciousness of the dog or the owner's knowledge of its viciousness." No prior-bite/knowledge requirement (so not "one-bite"). Breed may not be considered. Exceptions for military/police dogs. (Provocation is a defense under ARS 11-1027.)
Deadline to File a Claim in Arizona
Arizona generally requires a personal-injury lawsuit to be filed within 2 years of the injury (the statute of limitations). Standard PI SOL is 2 years from accrual under ARS 12-542, including medical-malpractice and wrongful-death (death claim accrues at date of death). Discovery rule can delay accrual; minors/incapacity toll. Claims against government entities/employees must be filed within 1 year (ARS 12-821) after a 180-day notice of claim (ARS 12-821.01). Miss it and your claim is usually barred no matter how strong it is, so do not wait to talk to an attorney.
- Arizona is a pure comparative negligence state (ARS 12-2505): damages are reduced by the plaintiff's fault percentage with no bar, so even a plaintiff 99% at fault recovers 1% — no recovery only if the plaintiff acted intentionally/willfully/wantonly.
- The personal-injury statute of limitations is 2 years from accrual (ARS 12-542), covering negligence, med-mal, and wrongful death.
- Dog-bite liability is strict (ARS 11-1025): the owner is liable regardless of the dog's prior viciousness or the owner's knowledge; no 'one free bite.' Breed cannot be considered; provocation is a defense (ARS 11-1027).
- Arizona abolished joint-and-several liability (ARS 12-2506); each defendant generally pays only its own apportioned percentage of fault, including fault allocated to non-parties.
- No damage caps on personal-injury or wrongful-death claims — the Arizona Constitution (art. 2, § 31) bans laws limiting such damages, which also voids caps on punitive and med-mal damages.
- Suits against government entities/employees require a 180-day notice of claim (ARS 12-821.01) and a shortened 1-year SOL (ARS 12-821).
Frequently Asked Questions
How much is my Arizona injury claim worth?
No one can tell you a number in advance. A rough estimate adds your economic damages (medical bills, lost wages) and applies a pain-and-suffering multiplier, then adjusts for fault under Arizona's pure comparative negligence rule. The real value depends on the facts, the insurance available, and negotiation — an attorney is the only way to value your specific case.
Does my own fault reduce my Arizona settlement?
Yes. ARS 12-2505 codifies pure comparative negligence: the claimant's action "is not barred," and "the full damages shall be reduced in proportion to the relative degree of the claimant's fault." There is NO percentage bar (a plaintiff 99% at fault still recovers 1%). The sole exception: no comparative negligence in favor of a claimant who "intentionally, wilfully or wantonly caused or contributed to" the injury/death. Comparative fault is a question of fact for the jury.
How long do I have to file in Arizona?
Generally 2 years from the injury. Standard PI SOL is 2 years from accrual under ARS 12-542, including medical-malpractice and wrongful-death (death claim accrues at date of death). Discovery rule can delay accrual; minors/incapacity toll. Claims against government entities/employees must be filed within 1 year (ARS 12-821) after a 180-day notice of claim (ARS 12-821.01).
Is this calculator accurate?
It is a rough estimate to show the factors that drive value — not a prediction or an offer. Real settlements vary enormously. Treat any number here as a ballpark and consult a Arizona personal-injury attorney.
Disclaimer
This estimator is for general informational purposes only and is not legal advice or a prediction of any outcome. RecordingLaw.com is not a law firm. The value of a personal-injury claim can only be assessed by a licensed attorney reviewing your specific facts.