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Tennessee bankruptcy guide: the state opted out of federal exemptions, a $35,000 homestead ($52,500 joint, since 2022), the $10,000 personal-property wildcard
South Dakota bankruptcy guide: the state opted out of federal exemptions, an unlimited-value homestead limited by acreage, personal-property limits, and the
South Carolina bankruptcy guide: the state opted out of federal exemptions, a homestead near $76,125 (indexed), motor-vehicle and wildcard limits, and the 2026
Rhode Island bankruptcy guide: choose state or federal exemptions, a $500,000 homestead under R.I. Gen. Laws 9-26-4.1, a $12,000 vehicle exemption, plus 2026
Pennsylvania bankruptcy guide: choose state or federal exemptions. PA has no state homestead, so home equity is protected by the federal $31,575 homestead.
Oregon bankruptcy guide: choose state or federal exemptions, a homestead up to $150,000 under ORS 18.395, a $10,000 vehicle exemption, plus 2026 means-test
Oklahoma bankruptcy guide: the state opted out of federal exemptions, offers an unlimited-value homestead (acreage-limited), a $7,500 vehicle exemption, and
Ohio bankruptcy guide: the state opted out of federal exemptions, indexes its homestead exemption to $182,625, exempts a vehicle and household goods, and uses
North Dakota bankruptcy guide: the state opted out of federal exemptions, protects up to $150,000 of home equity, exempts a vehicle and personal property, and
North Carolina bankruptcy guide: the state opted out of federal exemptions, the homestead is $35,000, plus the April 2026 means-test median income.
New York bankruptcy guide: filers may choose federal or state exemptions, the homestead is tiered by county up to $204,825, plus the 2026 means test.
New Mexico bankruptcy guide: filers may choose federal or state exemptions, the homestead is $150,000, plus the April 2026 means-test median income.