North Carolina
North Carolina AI Laws: Enacted and What's Next (2027)
Independently fact-checked against primary sources (last audited November 5, 2026). · 11 primary sources cited on this page. How we verify our legal content

As of November 2026, North Carolina has no comprehensive AI law that we could find. Its main AI-specific law is Session Law 2024-37 (HB 591), which wrote AI-made images into G.S. 14-190.5A and other sex crime statutes. Governor Stein's Executive Order No. 24 sets AI policy for state agencies, and many AI bills were filed in 2025 and 2026 without becoming law in the records we read.
How we checked: We read G.S. 14-190.5A on the General Assembly's site on November 5, 2026, and it matched what this page says. Other statute quotes come from our stored copy of the General Statutes, captured July 29, 2026, which is a copy, not a check of current law. Bill histories and bill summaries come from the Legislative Reporting Service of the UNC School of Government, read November 4, 2026, and are reported as that service shows them. The exception is SB 316, which we read on the General Assembly's site on November 5, 2026. We did not review the General Assembly's other bill records or session laws for this page.
This page covers North Carolina law as of November 4, 2026. It is general legal information, not legal advice. For the national picture, see our guide to US AI laws.
North Carolina's AI Image Law: S.L. 2024-37 (HB 591)

The UNC service shows HB 591 signed July 8, 2024 as S.L. 2024-37. It reports that the act applies to offenses committed on or after December 1, 2024. The statutes below carry 2024-37 in their history notes in our stored copy.

- Disclosure of private images, G.S. 14-190.5A. An "image" includes "a realistic visual depiction created, adapted, or modified by technological means, including algorithms or artificial intelligence, such that a reasonable person would believe the image depicts an identifiable individual." The crime requires all of the following: a knowing disclosure with intent to coerce, harass, intimidate, demean, humiliate or cause financial loss, or to cause others to do so; a depicted person identifiable from the image or information offered with it; intimate parts or sexual conduct that are or are realistically depicted; no affirmative consent to the disclosure; and an image obtained, created, adapted or modified without consent, or in circumstances where the person knew or should have known it was expected to stay private.
- Penalty and exceptions. It is a Class H felony for a person 18 or older. For a person under 18, a first offense is a Class 1 misdemeanor and a later offense a Class H felony. The section exempts voluntary exposure in public or commercial settings, disclosures in the public interest, and interactive computer service providers for images provided by another person.
- Minors, G.S. 14-190.17C. Knowingly producing, distributing, receiving or possessing with intent to distribute material that depicts a minor engaging in sexual activity and is obscene is a Class E felony. Knowingly possessing such material is a Class H felony. "It is not a required element of any offense under this section that the minor depicted actually exist." Under G.S. 14-190.13, "material" includes computer-generated depictions made by "algorithms or artificial intelligence", and "obscene" has its own four-part definition.
- Sexual extortion, G.S. 14-202.7. This section uses the same AI "image" definition. It covers intentionally threatening to disclose a private image, or to decline to delete, remove or retract one, to compel a victim or family member to act or refrain from acting, with intent to obtain more private images, anything else of value, or an acquittance, advantage or immunity. It is a Class F felony for an adult. For a minor, a first offense is a Class 1 misdemeanor and a later one a Class F felony. The aggravated offense, an adult targeting a minor or an individual with a disability, is a Class E felony.
Our guide to North Carolina deepfake laws has the detail.
Executive Order No. 24: AI in State Government
Executive Order No. 24, "Advancing Trustworthy Artificial Intelligence That Benefits All North Carolinians," was signed September 2, 2025. It "remains in effect until December 31, 2028, or until rescinded."
- It creates an AI council of "twenty-five (25) members (or more, per the Governor's discretion)", co-chaired by the Secretary of the Department of Information Technology and the Secretary of the Department of Commerce or designee.
- It places an AI Accelerator in the Department of Information Technology as a "centralized hub for AI governance, research, partnership, development, implementation, and training."
- It asks each Cabinet agency for "at least three AI use case proposals within 180 days of this Executive Order."
It is a policy order for state government, not a statute.
Insurers and AI: Department of Insurance Bulletin 24-B-19

The Department of Insurance issued Bulletin 24-B-19 on December 18, 2024. It reminds insurers holding certificates of authority that decisions or actions affecting consumers, when made or supported by advanced analytical and computational technologies including AI systems, must comply with all applicable insurance laws and regulations, including those on unfair trade practices and unfair discrimination.
The bulletin sets out the Department's expectations for how insurers govern these tools and what it may request in an investigation or examination. It is a regulator's statement of expectations under existing law, not a new law. The NAIC's status list, dated November 3, 2026, shows it as North Carolina's adoption of the NAIC model bulletin.
The Attorney General and AI: LivCor and Letters to Congress
On June 18, 2026, Attorney General Jeff Jackson announced a $7 million settlement with landlord LivCor. The release says "LivCor will stop using non-public data from other landlords, either through RealPage's software or by other means, to set rents." It relies on antitrust law and names no AI statute. We read the release, not the settlement.
In a September 2026 release, the Attorney General said he and 25 other attorneys general urged Congress to set federal AI regulations and safety protocols.
Attorneys general in Arizona, Arkansas, Idaho, Iowa, Montana, Nebraska and West Virginia announced separate suits against OpenAI on October 14, 2026. Official releases from several of those states also name Kansas. North Carolina is not in that list. We did not review every release on the Attorney General's site.
What We Did Not Find in North Carolina Law

We found no enacted North Carolina statute specifically on AI in hiring, companion chatbots, frontier models, AI in insurance review, or AI labels on election ads. That rests on three limited searches:
- Stored statutes. A search of our July 29, 2026 copy for "artificial intelligence" returned only G.S. 14-190.5A, 14-190.13 and 14-202.7. "Chatbot" and "deepfake" returned nothing. Hits for "algorithm", "automated", "machine learning" and "synthetic media" looked unrelated by section title, and each search shows at most 25 sections. A law passed after that date would not appear.
- 2026 session laws. The UNC service's session law list, through S.L. 2026-62, shows no title naming AI. A title scan cannot find a provision inside a broader act.
- 2025 session laws. The UNC service's 2025 list, S.L. 2025-1 through 2025-97, shows no title naming AI. A title scan cannot find a provision inside a broader act.
AI Note-Takers and Recording in North Carolina
AI meeting assistants raise recording consent questions. Our guide to North Carolina AI meeting recording laws covers them.
Federal Law and North Carolina's AI Rules
As of November 4, 2026, we found no federal statute in the public laws of the 119th Congress that sets general rules for private AI systems or generally preempts state AI laws. In December 2025, Executive Order 14365 directed federal agencies to challenge or discourage state AI laws the administration views as conflicting with national policy, and called for a federal framework from Congress. The order itself does not declare any state law invalid. See our pages on the AI executive orders and state AI law preemption.
What Changes in North Carolina AI Law in 2027
As of November 4, 2026, we found no AI law scheduled to take effect in North Carolina in 2027; we searched our stored copy of the General Statutes captured July 29, 2026, the UNC service's lists of 2025 and 2026 session laws by title, and web sources for those sessions.
The bills below are not law in the records we read. Except for SB 316, the last action shown is what the UNC service displayed on November 4, 2026, and descriptions come from its summaries of the edition named. A bill can change. We did not confirm whether the General Assembly can still act on them in 2026. A bill not enacted in the 2025-26 biennium does not carry into 2027 and would have to be filed again.
| Bill | What the summary describes | Last action shown |
|---|---|---|
| HB 301, Social Media & AI Safety | Senate version: limits on children's accounts on addictive social media platforms, K-12 AI literacy standards, a state model AI policy and local school AI policies | Senate passed June 10, 2026; House failed to concur June 23; conferees appointed June 23-24, 2026 |
| SB 316, Lower Healthcare Costs | Editions 3 and 4, SECTION 8.(a): a new G.S. 58-50-61(s) barring an AI-based algorithm as the sole basis to deny a utilization review determination. The UNC summary describes the bill as mainly health care price and billing changes | Passed Senate March 27, 2025; withdrawn from House Rules and re-referred to House Health May 6, 2026. Read on the General Assembly's site November 5, 2026 |
| HB 565, Limit Use of AI Medicaid/Commercial Insurance | Senate substitutes: no AI-based algorithm as the sole basis to deny a utilization review determination; no AI system designed to promote upcoding in health billing, with only the Attorney General able to sue; yearly Medicaid attestations from July 1, 2027 | Re-referred to Senate Rules June 23, 2026 |
| HB 1161, Omnibus Artificial Intelligence Protections | As filed: a ban on AI in political ads, school AI policies and a Fair AI Hiring Act, among other parts | Referred to a House committee May 4, 2026 |
| HB 934, AI Regulatory Reform Act | Committee substitute: a deepfake offense at G.S. 14-459, and immunity for AI developers and interactive computer services for a learned professional's errors from an AI product | Re-referred to House Election Law May 6, 2025 |
| HB 375, AI/BAN Deceptive Ads | As filed: a new AI and Synthetic Media Act on campaign media, generated child sexual material, fabricated intimate images and AI disclosure | Referred to a House committee March 13, 2025 |
| SB 287, Safeguard Health Ins. Utilization Reviews | As filed: no AI algorithm as the sole basis for a utilization review denial | Referred to Senate Rules March 17, 2025 |
| SB 315, More Transparency/Efficiency in Utiliz. Rev. | As filed: mainly prior authorization transparency, with one AI sole-basis clause | Referred to Senate Health Care March 18, 2025 |
| SB 624, AI Chatbots - Licensing/Safety/Privacy | As filed: a state license for health information chatbots, and a Chatbot Safety and Privacy Act | Referred to Senate Rules March 26, 2025 |
| SB 640, AI Ethics and Literacy Across Education | As filed: K-12 AI instruction standards | Referred to Senate Rules March 26, 2025 |
| SB 735, AI Innovation Trust Fund | As filed: a trust fund plus covered-model developer safety duties, Attorney General enforcement and whistleblower protections | Re-referred to Senate Appropriations March 26, 2025 |
| SB 738, Digital Content Provenance Initiative | As filed: a state program on cryptographic authentication of digital content, with $500,000 | Re-referred to Senate Appropriations March 26, 2025 |
| SB 963, AI Chatbots-Licensing, Safety, & Privacy | As filed: a health information chatbot license and related duties | Summary dated April 30, 2026; no history shown |
| SB 981, AI in Ed Task Force and Standards | As filed: an AI in education task force and K-12 AI standards | Summary dated May 1, 2026; no history shown |
| SB 988, Protect Workers in the Age of AI Act | As filed: a workforce transition program and fund for displaced workers | Summary dated April 30, 2026; no history shown |
For SB 316, we read Edition 3 and Edition 4 on the General Assembly's site. In both, that one sentence in SECTION 8.(a) is the only mention of AI or an algorithm. The site does not label which edition the Senate passed. The Senate adopted Amendment 1 and passed the bill on March 27, 2025, and the bill was engrossed that day, so we infer that the Senate passed Edition 4. SB 316 is still a bill, not a law.
More North Carolina Laws
Explore other North Carolina law topics on Recording Law:
- North Carolina Recording Laws
- North Carolina Data Privacy Laws
- North Carolina Surveillance Camera Laws
- North Carolina Background Check Laws
- North Carolina Sexting Laws
- North Carolina Biometric Privacy Laws
- North Carolina Whistleblower Laws
- North Carolina Deepfake Laws
- North Carolina AI Meeting Recording Laws
Frequently Asked Questions
Does North Carolina have an AI law?
North Carolina has AI-specific criminal law on images in S.L. 2024-37 (HB 591), and Executive Order No. 24 sets AI policy for state agencies. As of November 2026, we found no comprehensive North Carolina AI law in a stored copy of the statutes and the UNC School of Government's bill records.
Are AI deepfakes illegal in North Carolina?
Not all of them. G.S. 14-190.5A covers realistic AI images only where a person knowingly discloses an image showing intimate parts or sexual conduct of an identifiable person, with intent to coerce, harass, intimidate, demean, humiliate or cause financial loss, or to cause others to do so, without affirmative consent, and the image was obtained, created, adapted or modified without consent or in circumstances where the person knew or should have known it was expected to stay private. It is a Class H felony for an adult. Listed exceptions apply.
Is AI-generated child sexual abuse material illegal in North Carolina?
G.S. 14-190.17C makes it a felony to knowingly produce, distribute, receive, possess with intent to distribute, or possess material that depicts a minor engaging in sexual activity and is obscene. Material includes computer-generated depictions made with algorithms or AI, and the minor depicted need not actually exist.
Does North Carolina regulate AI in health insurance?
We found no enacted statute on it. HB 565, SB 287 and SB 316 are bills, not laws, in the records we read on November 4 and 5, 2026. Department of Insurance Bulletin 24-B-19 tells insurers that AI-supported decisions must comply with existing insurance law, but a bulletin is not a new law.
Does North Carolina regulate AI in hiring?
We found no enacted North Carolina statute specifically on AI in hiring. HB 1161 as filed would create a Fair AI Hiring Act, but the UNC service showed it in a House committee as of November 4, 2026.
What is North Carolina Executive Order 24?
Governor Stein signed Executive Order No. 24 on September 2, 2025. It creates an AI council and an AI Accelerator in the Department of Information Technology, and asks each Cabinet agency for at least three AI use case proposals within 180 days. It remains in effect until December 31, 2028 or until rescinded.
Will North Carolina pass an AI law in 2027?
We cannot predict that. As of November 4, 2026, we found no AI law scheduled to take effect in 2027. A bill not enacted in the 2025-26 biennium would have to be filed again.
Updates
SB 316 now rests on the bill text on the General Assembly's site: Editions 3 and 4 would add G.S. 58-50-61(s). It passed the Senate March 27, 2025, was re-referred May 6, 2026, and is still a bill. G.S. 14-190.5A re-read with no change.
Corrected the status and descriptions of North Carolina AI bills, added the AI clause shown in the UNC summary of SB 316, and added HB 301, HB 565, the insurance bulletin and the LivCor settlement.
Independently fact-checked against the cited primary sources
Corrected the description of the deepfake offense under G.S. 14-190.5A, which punishes the knowing disclosure of an intimate image with a specific intent to harm rather than its creation, added the statute's exceptions and the AI child-exploitation provisions that Session Law 2024-37 also enacted, and added coverage of House Bill 1161, the omnibus AI bill filed in April 2026.
Corrected the G.S. 14-190.5A penalty table to the statute's actual three-tier structure (adult Class H felony; juvenile first offense Class 1 misdemeanor; juvenile repeat offense Class H felony), removing two fabricated offense categories, and restored the statute's intent element to the Key Elements list.
The Law Behind This Article
This article rests on the statutory provisions below, held in our own legal record and retrieved from the official source. Tap a section to read the operative text.
North Carolina General Statutes, Chapter 14: Criminal Law.
§ 14-190.5ADisclosure of private images; civil actionIn forcecited in 6 of our articles
(a) Definitions. - The following definitions apply in this section: (1) Disclose. - Transfer, publish, distribute, or reproduce. (2) Image. - A photograph, film, videotape, recording, live transmission, digital or computer-generated visual depiction, including a realistic visual depiction created, adapted, or modified by technological means, including algorithms or artificial intelligence, such that a reasonable person would believe the image depicts an identifiable individual, or any other reproduction that is created, adapted, or modified by electronic, mechanical, or other means. (3) Intimate parts. - Any of the following naked human parts: (i) male or female genitals, (ii) male or female pubic area, (iii) male or female anus, or (iv) the nipple of a female over the age of 12. (4), (5) Repealed by Session Laws 2017-93, s. 1, effective December 1, 2017, and applicable to offenses committed on or after that date. (6) Sexual conduct. - Includes any of the following: a. Vaginal, anal, or oral intercourse, whether actual or simulated, normal or perverted. b. Masturbation, excretory functions, or lewd exhibition of uncovered genitals. c.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at ncleg.gov
Also relied on in: North Carolina Video Recording Laws: Public, Private, and Voyeurism Rules, North Carolina Voyeurism and Hidden Camera Laws: Offenses and Penalties, Are Deepfakes Illegal in North Carolina? Laws (2027)
§ 14-190.13Definitions for certain offenses concerning minorsIn forcecited in 3 of our articles
The following definitions apply to G.S. 14-190.14, displaying material harmful to minors; G.S. 14-190.15, disseminating or exhibiting to minors harmful material or performances; G.S. 14-190.16, first degree sexual exploitation of a minor; G.S. 14-190.17, second degree sexual exploitation of a minor; G.S. 14-190.17A, third degree sexual exploitation of a minor; and G.S. 14-190.17C, obscene visual representation of sexual exploitation of a minor: (1) Child sex doll. - Means an anatomically correct doll, mannequin, or robot that meets both of the following requirements: a. Has the features of or features that resemble those of a minor. b. Is intended to be used for sexual stimulation or gratification. (1d) Harmful to minors. - That quality of any material or performance that depicts sexually explicit nudity or sexual activity and that, taken as a whole, has the following characteristics: a. The average adult person applying contemporary community standards would find that the material or performance has a predominant tendency to appeal to a prurient interest of minors in sex; and b.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at ncleg.gov
Cited in 15 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- State v. Fletcher (Supreme Court of North Carolina 2017, 370 N.C. 313)“…rmining that “oral intercourse” as that term is used in N.C.G.S. § 14-190.13(5)(b) did not involve penetration. We g…”
- State v. Howell (Court of Appeals of North Carolina 2005, 169 N.C. App. 58)“…minor engaging in sexual activity. Id. N.C.G.S. § 14-190.13 (2000) defines “material” as: “Pictures…”
- Cinema I Video, Inc. v. Thornburg (Court of Appeals of North Carolina 1986, 83 N.C. App. 544)“…t require the use of a live minor. Plaintiffs complain that G.S. 14-190.13(2) states, inter alia, that for purpo…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: North Carolina Age Verification Law: The PAVE Act Explained
§ 14-190.17CObscene visual representation of sexual exploitation of a minorIn forcecited in 4 of our articles
(a) It is a Class E felony for any person to knowingly produce, distribute, receive, or possess with intent to distribute material that meets both of the following criteria: (1) Depicts a minor engaging in sexual activity. (2) Is obscene. (b) It is a Class H felony for any person to knowingly possess material that meets both of the following criteria: (1) Depicts a minor engaging in sexual activity. (2) Is obscene. (c) It is not a required element of any offense under this section that the minor depicted actually exist. (2024-37, s. 2(e).)
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at ncleg.gov
Also relied on in: North Carolina Sexting Laws: Legal Consequences and Penalties
§ 14-202.7Sexual extortion; aggravated sexual extortionIn forcecited in 3 of our articles
(a) Definitions. - The following definitions apply in this section: (1) Adult. - A person 18 years or older. (2) Disclose. - To transfer, publish, distribute, or reproduce. (3) Image. - A photograph, film, videotape, recording, live transmission, digital or computer-generated visual depiction, including a realistic visual depiction created, adapted, or modified by technological means, including algorithms or artificial intelligence, such that a reasonable person would believe the image depicts an identifiable individual, or any other reproduction that is created, adapted, or modified by electronic, mechanical, or other means. (4) Immediate family member. - As defined in G.S. 14-43.17. (5) Individual with a disability. - As defined in G.S. 14-32.1. (6) Minor. - A person who has not reached the age of 18 years. (7) Private image. - An image depicting sexual activity or sexually explicit nudity. (8) Sexual activity. - As defined in G.S. 14-190.13. (9) Sexually explicit nudity. - As defined in G.S. 14-190.13. (b) Sexual Extortion.
Official text (excerpt) · last checked 2026-07-29 · Read the full text in our law library · Verify at ncleg.gov
Also relied on in: Is Blackmail Illegal in North Carolina? Extortion Laws and Penalties
United States Code Title 47
§ 230Protection for private blocking and screening of offensive materialIn forcecited in 17 of our articles
The Congress finds the following: The rapidly developing array of Internet and other interactive computer services available to individual Americans represent an extraordinary advance in the availability of educational and informational resources to our citizens. These services offer users a great degree of control over the information that they receive, as well as the potential for even greater control in the future as technology develops. The Internet and other interactive computer services offer a forum for a true diversity of political discourse, unique opportunities for cultural development, and myriad avenues for intellectual activity. The Internet and other interactive computer services have flourished, to the benefit of all Americans, with a minimum of government regulation. Increasingly Americans are relying on interactive media for a variety of political, educational, cultural, and entertainment services.
Official text (excerpt) · last checked 2026-07-28 · Read the full text in our law library · Verify at uscode.house.gov
Cited in 853 court opinions in our collectionLatest citing opinion in our collection: 2026
Opinions citing this section in our collection:
- Nemet Chevrolet, Ltd. v. Consumeraffairs. Com, Inc. (Court of Appeals for the Fourth Circuit 2009, 591 F.3d 250)“…cation of information created and developed by others.2 See 47 U.S.C. § 230(c)(1), (e)(3), & (f)(3); Zeran v. Am. O…”
- Reno v. American Civil Liberties Union (Supreme Court of the United States 1997, 521 U.S. 844)“…entitled "Online Family Empowerment." See 110 Stat. 137 , 47 U. S. C. § 230 (1994 ed., Supp. II); 141 Cong. Rec. 2…”
- Doe v. MySpace, Inc. (Court of Appeals for the Fifth Circuit 2008, 528 F.3d 413)“…aims were barred by the Communications Decency Act (“CDA”), 47 U.S.C § 230, and Texas common law. For the followin…”
Identified automatically from the court opinions citing this section — not a ranking of which case controls.
Also relied on in: Ninth Circuit: Section 230 Is a Defense, Not Immunity From Suit, xAI Sues Grok User Over Alleged AI-Generated Child Sexual Abuse Material, Illinois Voyeurism and Hidden Camera Laws: Penalties and BIPA Rules (2026)
Sources and References
- UNC School of Government Legislative Reporting Service (bill records read November 4, 2026)(lrs.sog.unc.edu)
- HB 591 / S.L. 2024-37 bill record (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- HB 591 bill summary, offenses on or after December 1, 2024 (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- G.S. 14-190.5A: disclosure of private images(www.ncleg.gov).gov
- G.S. 14-190.17C: obscene visual representation of sexual exploitation of a minor (stored copy captured July 29, 2026)(www.ncleg.gov).gov
- G.S. 14-190.13: definitions (stored copy captured July 29, 2026)(www.ncleg.gov).gov
- G.S. 14-202.7: sexual extortion (stored copy captured July 29, 2026)(www.ncleg.gov).gov
- Executive Order No. 24 (Governor Stein, September 2, 2025)(governor.nc.gov).gov
- NC Department of Insurance Bulletin 24-B-19 (December 18, 2024)(ncdoi.gov).gov
- NAIC: Implementation of Model Bulletin on Use of AI Systems by Insurers (status as of November 3, 2026)(content.naic.org)
- NC Attorney General: LivCor settlement release (June 18, 2026)(ncdoj.gov).gov
- NC Attorney General: letter to Congress on AI regulation (September 2026)(ncdoj.gov).gov
- Session law list (UNC Legislative Reporting Service, through S.L. 2026-62)(lrs.sog.unc.edu)
- HB 301 bill record (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- HB 565 bill record (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- HB 1161 bill record (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- SB 316 bill record and summaries (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- 2025 session law list, S.L. 2025-1 through 2025-97 (UNC Legislative Reporting Service)(lrs.sog.unc.edu)
- North Carolina General Assembly, Senate Bill 316, Lower Healthcare Costs, bill record (read November 5, 2026)(www.ncleg.gov).gov
- North Carolina General Assembly, S316, Edition 3(www.ncleg.gov).gov
- North Carolina General Assembly, S316, Edition 4(www.ncleg.gov).gov