Child Identity Theft: Warning Signs, Credit Checks, and the Minor Freeze Right
How child identity theft happens, the FTC's warning signs, how to check if your child has a credit file, and the free Protected Consumer Freeze.
9 min read
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Identity Theft Laws
7 articles
Credit Freeze vs. Fraud Alert: What is the Difference
A credit freeze blocks new credit outright; a fraud alert only makes lenders verify your identity first. Both are free. Here is when to use which.
9 min read
How to Report Identity Theft: FTC Report and Next Steps
How to report identity theft: file a free FTC report at IdentityTheft.gov, know when a police report also helps, and use FCRA 605B to block fraud.
9 min read
Identity Theft Laws: Federal Rules and State Penalties
Identity theft is a federal crime under 18 U.S.C. 1028 and every state law. See the FTC free recovery process, warning signs, and a 51-state penalty table.
13 min read
Medical Identity Theft: EOB Review, HIPAA Rights, and Fixing Your Records
How to spot medical identity theft in your EOBs, your HIPAA rights to inspect and amend records, and how to notify providers and insurers.
9 min read
Synthetic Identity Theft: How It Works and the CPN Scam Targeting Kids' SSNs
What synthetic identity fraud is, why scammers target children's and seniors' Social Security numbers, and the illegal CPN scheme sold as a fix.
8 min read
Tax Identity Theft: When to File IRS Form 14039
Most tax identity theft cases do not need Form 14039, the IRS says. Learn when to file it, when to follow an IRS letter instead, and the IP PIN program.
8 min read