
15 U.S.C. § 1681 (FCRA): Credit Report Rights Explained
Plain-English guide to 15 U.S.C. § 1681, the FCRA's purpose section, with links to the operative rules on background checks, disputes, and damages.
23 articles

Plain-English guide to 15 U.S.C. § 1681, the FCRA's purpose section, with links to the operative rules on background checks, disputes, and damages.
Final approval granted for the Aetna L-ADR spine surgery denial settlement. Up to $55,000 per claim; deadline depends on which of 3 relief paths applies.
Amazon's Pennsylvania COVID-screening wage settlement pays automatically, no claim form needed. See who is covered and the October 15, 2026 opt-out deadline.
As of July 2026, the Ashley/Nectar/DreamCloud/Siena mattress fiberglass settlement's claim window has closed. Final approval hearing is Sept. 24, 2026.
The Cosequin dog supplement settlement's claim deadline passed July 21, 2026. Here's what happens next and what to do if you already filed.
NC borrowers charged phone/IVR fees by Dovenmuehle: preliminary approval granted, payment is automatic, opt-out/objection deadline Sept 23, 2026.
Fandango's $3.25 convenience fee settlement pays cash only if you file a claim; skip it and get a voucher instead. Open through Aug 17, 2026.
Grubhub/Seamless California delivery fee settlement: file for a $10 site credit by August 7, 2026. No proof needed; final court approval still pending.
Honda's Auto Idle Stop no-restart settlement claim window is open as of July 2026. Deadline is August 18, 2026. Check if your Acura or Honda qualifies.
36-state Hyundai/Kia theft settlement pays up to $4,500 for thefts on or after April 29, 2025. Limited fund pays until exhausted, so do not wait to file.
As of July 2026, the $99M John Deere repair settlement has preliminary approval, but the official claims site is not reachable. What to know.
Kaiser's DOL settlement lets CA members seek reimbursement for out-of-network mental health care. Not a lawsuit; deadline is 180 days from your notice.
Leesa, Helix, Bear, and Brooklyn Bedding mattress settlement (Grossman v. Night US) is pending final court approval. Claim deadline is September 25, 2026.
Sony's $7.85M PSN settlement is pending final approval. Active accounts get automatic credit; deactivated accounts must contact AB Data by Aug. 27, 2026.
PPL's $162M CDPAP caregiver wage settlement (Calderon v. PPL) is pending final approval. Downstate NY personal assistants are paid automatically.
Resident Home's Nectar, DreamCloud, Siena, Awara and CloverLane pricing settlement is pending final approval; claim deadline is Aug. 18, 2026.
The State Farm Alabama Purchasing Fees settlement (Dortch v. State Farm) closed its claim window July 15, 2026. Payout was $20.50 flat, no proof required.
State Farm Arkansas total-loss settlement: claims open through August 19, 2026. Est. $489 average payout, pro rata. Opt-out and objection windows have closed.
As of July 2026: no claim form. Talcott/Hartford life insurance premium tax settlement pays $11M automatically. Opt-out/objection deadline Aug 26, 2026.
TFMIC will pay $5.85M over total-loss underpayment claims. Status as of July 2026: pending final court approval, hearing Aug 14. No claim form needed.
As of July 2026, the $299.5M Toyota IC forklift emissions settlement is approved and open for claims through Sept 22, 2026. Check eligibility and payout.
As of July 2026, the Traeger wood pellets settlement is closed and approved. The $3 coupon site is offline days before the July 30 deadline.
As of July 2026, the Whirlpool/Maytag freezer drain settlement is final and the claims website is down. Use the phone and email channels below to file.