15 U.S.C. § 1681 (FCRA): Credit Report Rights Explained
Plain-English guide to 15 U.S.C. § 1681, the FCRA's purpose section, with links to the operative rules on background checks, disputes, and damages.
16 min read
Consumer Protection Laws
23 articles
Aetna L-ADR Spine Surgery Settlement: 2 Deadlines Still Open
Final approval came June 5, 2026. The future-surgery path closed Aug 31, 2026; reimbursement claims are due Sept 29 and coverage requests Dec 28, 2026.
8 min read
Amazon PA COVID-Screening Wage Settlement: No Claim Needed
Amazon's Pennsylvania COVID-screening wage settlement pays automatically, no claim form needed. See who is covered and the October 15, 2026 opt-out deadline.
7 min read
Ashley Mattress Fiberglass Settlement: Claim Window Closed
The Ashley/Nectar/DreamCloud/Siena mattress claim window closed July 17, 2026. Opt-outs and objections run to Sept 16, 2026; final hearing Sept 24, 2026.
7 min read
Cosequin Dog Settlement: Claim Window Closed, Awaiting Ruling
The Cosequin dog supplement claim window closed July 21, 2026. The August 13, 2026 fairness hearing has been held and no ruling is posted on the official site yet.
6 min read
Dovenmuehle Mortgage Pay-to-Pay Fee Settlement (NC)
NC borrowers charged phone/IVR fees by Dovenmuehle: preliminary approval granted, payment is automatic, opt-out/objection deadline Sept 23, 2026.
7 min read
Fandango Settlement: Claim Window Closed, Awaiting Court Approval
Fandango's convenience fee and FanClub claim window closed August 17, 2026, and the August 7 approval hearing was held. Epiq and the San Diego court post what comes next.
9 min read
Grubhub Settlement: Claim Window Closed, Hearing Oct 7, 2026
Grubhub's California delivery fee claim window closed August 7, 2026. The final approval hearing is now October 7, 2026, and credits follow 60 days after approval.
6 min read
Honda Auto Idle Stop Settlement: Approved, Claim Window Closed
Honda's Auto Idle Stop settlement won final approval May 20, 2026, and the reimbursement claim window closed August 18, 2026. Warranty extensions reach two model years.
9 min read
Hyundai/Kia Immobilizer Theft Settlement: Payout Guide
36-state Hyundai/Kia theft settlement pays up to $4,500 for thefts on or after April 29, 2025. Limited fund pays until exhausted, so do not wait to file.
9 min read
John Deere Right-to-Repair Settlement: Claims Open to Dec 31, 2026
The $99M John Deere repair settlement is taking claims through December 31, 2026. Exclusion and objection close December 4, and the final hearing is January 19, 2027.
8 min read
Kaiser Permanente Out-of-Network Health Claims Settlement
Kaiser's DOL settlement lets CA members seek reimbursement for out-of-network mental health care. Not a lawsuit; deadline is 180 days from your notice.
8 min read
Leesa, Helix, Bear, Brooklyn Bedding Settlement (2026)
Leesa, Helix, Bear, and Brooklyn Bedding mattress settlement (Grossman v. Night US) is pending final court approval. Claim deadline is September 25, 2026.
9 min read
PlayStation Store Antitrust Settlement: What to Do Now
Sony's $7.85M PSN settlement is pending final approval. Active accounts get automatic credit; deactivated accounts must contact AB Data by Aug. 27, 2026.
8 min read
PPL CDPAP Wage Settlement: No Claim Form, Automatic Pay
PPL's $162M CDPAP caregiver wage settlement (Calderon v. PPL) is pending final approval. Downstate NY personal assistants are paid automatically.
10 min read
Resident Home Mattress Settlement: Claim Window Closed, Oct 2
Resident Home's Nectar, DreamCloud, Siena, Awara and CloverLane pricing claim window closed August 18, 2026. A final approval hearing is set for October 2, 2026.
8 min read
State Farm Alabama Purchasing Fees Settlement: Window Closed
The State Farm Alabama Purchasing Fees settlement (Dortch v. State Farm) closed its claim window July 15, 2026. Payout was $20.50 flat, no proof required.
7 min read
State Farm Arkansas Total-Loss Settlement: Approved, Not Yet Paid
The court granted final approval of the State Farm Arkansas total-loss settlement and entered judgment on July 16, 2026. Claims closed August 19, 2026; payment timing comes from the administrator, Rust Consulting.
7 min read
Talcott Hartford Premium Tax Settlement: No Claim Needed
As of July 2026: no claim form. Talcott/Hartford life insurance premium tax settlement pays $11M automatically. Opt-out/objection deadline Aug 26, 2026.
9 min read
Tennessee Farmers Mutual Settlement: Awaiting Court Approval
The $5.85M Tennessee Farmers Mutual total-loss settlement is awaiting a ruling after its August 14, 2026 final approval hearing. No claim form is needed.
7 min read
Toyota Forklift Emissions Settlement: Payout & Deadline
As of July 2026, the $299.5M Toyota IC forklift emissions settlement is approved and open for claims through Sept 22, 2026. Check eligibility and payout.
8 min read
Traeger Wood Pellets Settlement: Closed, Coupon Expired
The Traeger wood pellets settlement is closed and approved, and its $3 in-store coupon expired July 30, 2026. There is no claims process and no official site.
9 min read
Whirlpool Freezer Drain Tube Settlement: Free Part to Dec 31, 2026
The Whirlpool/Maytag freezer drain settlement is final. Eligible Group B owners can still get a free replacement drain tube through December 31, 2026.
9 min read