Canada Car Accidents
12 articles
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Alberta Car Accident Claims: Section B Benefits, the Minor Injury Cap, and the Coming Care-First System
Alberta's current tort and Section B system for car accident claims, the 2026 minor injury cap, and the no-fault Care-First system due January 1, 2027 but not yet in force.
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Car Accident Claims and Auto Insurance Across Canada: A Province-by-Province Comparison
How car accident claims and auto insurance work in every Canadian province and territory: insurance model, right to sue, minor injury caps, limitation periods.
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Driving Without Insurance in Ontario: The Penalties Under the Compulsory Automobile Insurance Act
The real fine range for driving uninsured in Ontario under the Compulsory Automobile Insurance Act, how it differs from forgetting your insurance card, and impoundment.
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ICBC Claims After a Car Accident in British Columbia: Enhanced Care Benefits and the Limited Right to Sue
How to report an ICBC claim in BC, what Enhanced Care no-fault benefits cover, and the narrow exceptions that still let an injured person sue.
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Manitoba Car Accident Claims: MPI, PIPP Benefits, and AICAC Appeals
How Manitoba's no-fault PIPP system pays car accident benefits through MPI, how to appeal a decision to AICAC, and the real penalty for driving uninsured.
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New Brunswick Car Accident Claims: Minor Injury Cap, Section B Benefits, and Driving Without Insurance
How car accident claims work in New Brunswick: the 2026 minor personal injury cap, mandatory Section B benefits, and the real penalty for driving uninsured.
Newfoundland and Labrador Car Accident Claims: No Minor Injury Cap, a Flat Deductible Instead
Newfoundland and Labrador has no minor injury cap. It applies a flat non-pecuniary deductible to every bodily injury claim, plus Section B benefits and insurance offences.
Nova Scotia Car Accident Claims: Minor Injury Cap, Section B Benefits, and Your Right to Sue
How car accident claims work in Nova Scotia: the 2026 minor injury cap, mandatory Section B benefits, the 2 year limitation period, and driving without insurance.
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Ontario Accident Benefits: Mandatory vs. Optional Coverage After the July 2026 SABS Reform
What SABS benefits are mandatory versus optional in Ontario after the July 1, 2026 reform, notice deadlines, Minor Injury Guideline caps, and how to dispute a denial at the LAT.
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SAAQ Accident Claims in Québec: The No-Fault Scheme and the Bar on Suing for Bodily Injury
How Québec's no-fault SAAQ scheme pays accident indemnities, why bodily-injury lawsuits are barred, and the deadlines to claim, request review, and appeal.
Saskatchewan SGI Injury Claims: No Fault vs. Tort Coverage After a Car Accident
Saskatchewan's No Fault vs. Tort coverage election, current 2026 SGI benefit figures, the Tort $5,000 deductible, and disputing a claim at the AIAC.
Suing After a Car Accident in Ontario: The Threshold, the Deductible, and the 2026 Dollar Figures
Ontario's verbal threshold to sue after a car accident, how the non-pecuniary deductible works, the current 2026 dollar figures, and a worked illustrative example.