Canada
Unclaimed Money in New Brunswick: How FundsFinderNB Works
New Brunswick has the newest unclaimed-property program of any province in Canada. Its Unclaimed Property Act was proclaimed on January 1, 2022, and the province now runs a free public registry, FundsFinderNB, through the Financial and Consumer Services Commission.
This article covers New Brunswick's Unclaimed Property Act and the FundsFinderNB registry. For unclaimed bank balances at federally regulated banks, which apply regardless of province, see unclaimed money in Canada.
New Brunswick's Program Is the Newest in Canada
New Brunswick's Unclaimed Property Act was proclaimed on January 1, 2022, years after British Columbia (1999), Alberta (2008), and Quebec's current-form program (2011). The Financial and Consumer Services Commission, New Brunswick's financial and consumer regulator, administers the resulting program and runs its public registry, FundsFinderNB.
Holders of property covered by the Act are required to report it annually to FCNB and to take reasonable steps to locate the rightful owner before remitting the property to the program. Property that reaches FCNB unclaimed vests with the Commission's unclaimed-property program.
What It Covers and Dormancy Periods
New Brunswick's own general description covers money or monetary property abandoned or forgotten by its owner. Cross-Canada summaries of the program describe credit union accounts, cheques, and security deposits as covered, though the exact statutory schedule of covered property was not itemized on FCNB's own overview page as fetched for this article, so treat that list as indicative rather than exhaustive.
Reporting on the Act describes a general dormancy period of 3 years before property must be reported, with a longer 10-year period specifically for credit union accounts. The credit-union figure in particular was drawn from secondary coverage of the Act rather than confirmed directly against its text, so a reader with a specific credit union balance in question should confirm the current period with FCNB.
How to Search and Claim
FundsFinderNB, at fundsfindernb.ca, is New Brunswick's free public search tool. The site itself states directly: “It is free to search for and claim your funds.” As with British Columbia and Alberta, there is no cost to look your name up or to file a claim once you find a match.
FundsFinderNB covers property that a business or institution has already reported to FCNB. It does not cover an estate with no will and no locatable heir, which in New Brunswick, as in every other province, falls instead to the Public Guardian and Trustee under separate estates law rather than the unclaimed-property program.
Current Total
New Brunswick's program holds approximately $42 million per FundsFinderNB’s own live figure as of mid-August 2026, confirmed directly against the registry rather than media coverage from an FCNB statistics page for this article. That is the smallest total of the four active provincial programs in this cluster, unsurprising given how recently the program began, next to Alberta's roughly $168 million, British Columbia's roughly $222 million, and Quebec's $706 million register. For the federal layer and the other provincial programs, see unclaimed money in Canada and unclaimed money in British Columbia.
Disclaimer
This article provides general information about New Brunswick's Unclaimed Property Act and the FundsFinderNB registry. It is not legal, financial, or tax advice. Program rules, dormancy periods, fees, and headline totals change, and the figures above were last checked against each program's own published pages on August 14, 2026. Confirm current details directly with the relevant registry or a lawyer or licensed professional before relying on them.
Frequently Asked Questions
When did New Brunswick get an unclaimed property program?
New Brunswick's Unclaimed Property Act was proclaimed on January 1, 2022, making it the newest of the four active provincial unclaimed-property programs in Canada, after British Columbia, Alberta, and Quebec.
Is FundsFinderNB free to use?
Yes. The site states directly that it is free to search for and claim your funds, with no fee at any stage.
How long does property have to be dormant before New Brunswick reports it as unclaimed?
General reporting on the Act describes a 3-year dormancy period for most property, with a longer 10-year period for credit union accounts, though the credit-union figure comes from secondary coverage rather than a direct pull of the Act's text.
Who administers New Brunswick's unclaimed property program?
The Financial and Consumer Services Commission (FCNB), New Brunswick's financial and consumer regulator, administers the program and runs the FundsFinderNB search registry.
How much unclaimed money does New Brunswick currently hold?
FundsFinderNB’s own site shows about 42 million dollars as of mid-August 2026, the smallest total among the four active provincial programs, consistent with the program having only started in 2022.
Updates
Independently fact-checked against the cited primary sources
Sources and References
- Bank of Canada - Unclaimed Balances search tool and program information (federal registry, all provinces)(unclaimedproperties.bankofcanada.ca).gov
- FundsFinderNB - Financial and Consumer Services Commission of New Brunswick's free unclaimed-property registry(fundsfindernb.ca).gov
- BC Unclaimed Property Society - free public search of unclaimed property held in British Columbia(bcunclaimed.ca).gov
- Government of Alberta - Unclaimed Property program overview, dormancy periods, and the 10% regulated finder-fee cap(alberta.ca).gov