Am I Owed Money? A State-by-State Checker

How to Use the Checker

The checker takes under a minute and asks for nothing that identifies you. It works in three steps, and every result is a link to an official source or to one of our state pages.

1. Pick your state

Choose a state you live or have lived in. Money can sit with a state you left years ago, so if you have moved, run the checker again for each state.

2. Tick what applies

Two optional boxes add sections: one if you left or lost a job and your last paycheck was late or short, and one if you moved out and did not get a rental deposit back. The unclaimed-property and settlement sections always show.

3. Follow the official link

Each section ends in a link: the state's own unclaimed-property search, our page for a settlement (which links the court-appointed administrator), or the agency that takes wage claims. You search, claim, or file there, for free.

What This Checker Looks At

Unclaimed property. Every state holds dormant bank balances, uncashed paychecks, refunds, deposits and insurance proceeds until the owner claims them. The link for each state goes to the program the state itself runs, verified against the state domain and the national association's list before it appears here (13 states verified so far). Our unclaimed-property pages explain the claim process and the documents each state asks for.

Settlements. The list comes from the same records that drive the settlement tracker. A record appears only if it has a full page, and its status is derived from the court-set deadline at render time, so a closed window cannot show as open. Each entry links to our page, which names the official administrator and links to the official claim form.

Final paycheck. Most states set a deadline for paying final wages after a firing and another after a resignation, and name the agency that takes wage claims. The tool shows the deadline only where it has been checked against the statute text (42 states so far); otherwise it sends you to the state final-paycheck page.

A Worked Example

This example is illustrative. Say you live in California, were laid off last month, and your final paycheck has not arrived. You pick California and tick the paycheck box.

The paycheck section shows California's rule for a firing or layoff, taken from the statute and checked on 2026-09-17: Immediately at time of discharge (Cal. Labor Code §201). If that deadline has passed, the next step is the wage-claim route on the linked California final paycheck page, which also covers the penalties and exceptions.

The unclaimed-property section does not show a direct California link, because the link has not been confirmed. It sends you to our California unclaimed-property page instead, which names the program. In the settlement box, you type the names of companies you have dealt with, such as your bank or a retailer that sent you a breach notice, and see any match with a recorded claim deadline that has not passed.

Searching Unclaimed Property Well

State searches match on names, so a quick search can miss money that is really yours. Search every version of your name you have used, including maiden names, initials and common misspellings, and search each state where you have lived or worked.

Search for relatives who have died, too. The state program explains who may claim property held in a deceased owner's name and what proof it needs. Search a business name if you have owned one.

Be wary of anyone who contacts you offering to recover money for a percentage. The state search is free, and you can file the claim yourself. Our unclaimed-property pages explain each state's claim process.

What It Will Never Do

• It will not ask for your name, Social Security number, date of birth, account number, or any document.
• It will not file, pre-fill, or submit a claim. Filing happens on the official site, for free.
• It will not tell you that you qualify. Eligibility is decided by the administrator, the state, or the agency.
• It will not save what you select. The state and checkboxes live only in your browser tab.
• It will not show a deadline it has not verified. Missing data links to the state page instead.

Disclaimer: General legal information, not legal advice. Deadlines and eligibility rules change; confirm on the official site linked from each result. If an employer, landlord, or company is refusing to pay what a statute requires, a lawyer licensed in your state can tell you whether a claim is worth bringing.

Frequently Asked Questions

Does this tool file a claim for me?

No. It only points you to the official place: the state unclaimed-property program, the court-appointed settlement administrator, or the state wage-claim agency. You file there, for free. We never ask for a name, Social Security number, account number or document, and nothing you select here is saved or sent.

Why does a settlement show as "unconfirmed"?

Because we have not re-verified that record against the official administrator site in the last 35 days. A listed case has a recorded deadline that has not passed, but the claim window may have changed. Check the official site before filing.

How much will I get from a settlement?

Usually a pro-rata share of the fund after claims are counted, which is far below any "up to" ceiling in the notice. The tracker page for each settlement leads with the realistic figure and explains the tiers. No one can promise an amount or a payment date.

Is the unclaimed-property search really free?

Yes. Every state runs its own free search and returns the money without a fee. Companies that offer to "find" money for a percentage are using the same public database. The link here goes to the state program only after it has been verified as the official site.

Why is the security-deposit deadline missing?

Every state has one, but this tool prints a deadline only after it has been re-verified against the statute for every state. The landlord-tenant pages have not been through that pass yet, so the tool links you to the state page instead of stating a number it cannot vouch for.