Attachment of Earnings & Wage Arrestment UK Explained
Wage garnishment is a US term. UK equivalents: attachment of earnings orders (England & Wales), earnings arrestment (Scotland), and EJO orders (NI).
10 min read
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UK Debt and Money
14 articles
Bailiffs' Rights: What They Can and Cannot Do (UK)
Bailiffs' rights explained per nation: England and Wales's new 14-day enforcement notice, Scotland's sheriff officers, and Northern Ireland's EJO.
9 min read
CCJ Removal: How to Cancel or Set Aside a CCJ
How to remove a CCJ in England and Wales: pay within a month to cancel it, or apply to set it aside. Beware firms charging fees for guaranteed CCJ removal.
9 min read
Debt Collection Laws UK: Your Rights Explained
Your rights under UK debt collection law: FCA rules, harassment offences, proving the debt under the CCA 1974, and what collectors cannot do.
9 min read
How a County Court Judgment (CCJ) Happens: England & Wales
How a County Court Judgment (CCJ) is entered in England and Wales, what it does to your credit, and your options if you get one. Free advice signposted
8 min read
Money Claim Online (MCOL): How to Claim Money You're Owed
How Money Claim Online (MCOL) works in England and Wales: eligibility, the letter before action, court fees, the claim process, and default judgment.
10 min read
Small Claims Court UK: Limits, Process and Fees
How the small claims track works in England and Wales: the £10,000 limit, letter before claim, MCOL, court fees, and what happens if you win.
10 min read
Small Claims in Northern Ireland: Limits, Process & EJO
Northern Ireland small claims: the £5,000 limit, excluded claims, applying online or by paper, court fees, and EJO enforcement if you win but are not paid.
8 min read
Small Claims in Scotland: Simple Procedure Explained
How to claim money owed in Scotland under Simple Procedure: Sheriff Court process, the £5,000 limit, decrees, and enforcement by sheriff officers.
9 min read
Statute-Barred Debt Rules: England, Scotland & NI
How long before a debt is statute-barred: 6 years in England and Wales, 5 years in Scotland (extinguished), 6 years in Northern Ireland.
9 min read
UK Debt Solutions Compared: DMP, DRO, IVA & Bankruptcy
Compare UK debt solutions: DMP, DRO, IVA and bankruptcy in England, Wales and NI; DAS, PTD, MAP and sequestration in Scotland. Get free advice first.
11 min read
UK Debt, Money Claims & Small Claims: Your Rights
How money claims, CCJs, statute-barred debt, bailiffs and debt solutions work across the UK, with free-advice signposts and the per-nation differences.
5 min read
What Is a CCJ? County Court Judgments Explained
What a CCJ is, how you get one, how long it stays on the register, and how paying within one month can get it removed entirely.
8 min read
What Is an IVA? Individual Voluntary Arrangements Explained
What an IVA is, how creditor approval works, the pros and cons, and why free debt advice comes before any commercial IVA provider.
8 min read