19 articles
What property is exempt from seizure in a Canadian bankruptcy or consumer proposal by province, plus how long an insolvency stays on your credit report.
How personal bankruptcy works in Canada: automatic discharge timelines, 2026 surplus income thresholds, debts that survive, RRSP rules, and secured creditor rights under the BIA.
CAMVAP is free, binding arbitration for Canadian vehicle owners with a manufacturing defect or warranty dispute. Learn eligibility, process, and remedies.
Canada has no lemon law, but defective vehicle buyers can use warranty claims, implied warranty law, CAMVAP arbitration, and small claims court.
Ontario-specific rules for a consumer proposal or bankruptcy: what property the Execution Act lets you keep, how long it affects your credit report, and the garnishment stay.
How a consumer proposal works under the federal Bankruptcy and Insolvency Act: the $250,000 ceiling, the 5 year term, the stay of proceedings, and what happens if you miss a payment.
A sourced side by side comparison of consumer proposals and personal bankruptcy in Canada: eligibility, cost, asset effect, discharge timing, and credit report treatment.
Canada has no lemon law. Learn the real toolkit: CAMVAP arbitration, warranties, debt-collection and wage-garnishment rules, and limitation periods by province.
How debt collection is regulated across Canada: written notice, calling hours, contact limits, and what collectors cannot do, by province.
Canada has no lemon law like the US, but Quebec now has one. Here is what Canadians have instead: CAMVAP arbitration, warranties, and Quebec's new rules.
What a Licensed Insolvency Trustee is under Canada's Bankruptcy and Insolvency Act, current fees, mandatory counselling, unlicensed debt consultant warning signs, and how to complain to the OSB.
Ontario's Reg. 74 sets exact rules for debt collectors: 6-day notice, calling hours, cease-contact routes, penalties, and licensing under the CDSSA.
Quebec's legal warranty, anti-lemon rules, and vice cache protections for vehicle defects, plus why Quebec drivers rarely need CAMVAP.
How long you have to sue in Canada, by province: basic and ultimate limitation periods, the discoverability rule, and key exceptions.
Debt limitation periods across Canada run 2 to 6 years, and a single small payment can restart the clock in most provinces. See the province by province table.
How Ontario's Consumer Protection Act works: cooling-off and cancellation rights, unfair practices, contract rules, and the status of the 2023 update.
How wage garnishment works in Canada: the judgment requirement, provincial exemption limits from Ontario to Quebec, and requesting a hardship variance.
Ontario's Wages Act s. 7 exempts 80% of wages, but FRO support orders, CRA, and bank garnishment work differently. The full procedure and exemption stack.
Manufacturer warranty, dealer implied warranty, or CAMVAP arbitration: a plain-language guide to which one applies to your Canadian vehicle problem.