Tennessee Farmers Mutual Settlement: Awaiting Court Approval

At a glance

Status

Pending final approval

Defendant

Tennessee Farmers Mutual Insurance Company

Settlement fund

$5,850,000

Claim deadline

No claim deadline set yet

No-proof cash option

Yes — Automatic pro-rata cash payment, no claim form required; paid by check by default, or via electronic method (Venmo/Zelle/PayPal etc.) if elected by October 19, 2026

Estimated payout

Automatic pro-rata cash payment, no claim form required; paid by check by default, or via electronic method (Venmo/Zelle/PayPal etc.) if elected by October 19, 2026

Administrator

Kroll Settlement Administration

Official site

autoinsuranceclaimsettlement.com

Court

Circuit Court of Montgomery County, Tennessee, Nineteenth Judicial District

Case number

CC23CV2140 (Weyant v. Tennessee Farmers Mutual Insurance Company), No. CC23CV2140

Last verified September 9, 2026

Key dates

Milestone	Date	What it means
Claim deadline	No claim deadline set yet	Last day to file for a payment
Opt-out (exclusion) deadline	July 22, 2026(passed)	Last day to leave the settlement and keep the right to sue
Objection deadline	July 22, 2026(passed)	Last day to object to the terms
Final approval hearing	August 14, 2026(passed)	When the judge decides whether to approve the settlement
Expected payout	Not yet scheduled	Payments are not sent until after final approval and any appeals

Where to file

Tennessee Farmers Mutual Total-Loss Underpayment Settlement (Weyant v. Tennessee Farmers Mutual) is administered by Kroll Settlement Administration. The only place to file is the official settlement website:

Verify on the official site

autoinsuranceclaimsettlement.com

Filing is free. No legitimate settlement charges a fee to file a claim.

You cannot file on RecordingLaw.com. We are an independent publisher, not the settlement administrator, and we are not affiliated with any court, agency, or defendant.

What the Weyant lawsuit says Tennessee Farmers Mutual did

Weyant v. Tennessee Farmers Mutual Insurance Company is a lawsuit over how the insurer valued totaled vehicles. When you carry auto coverage and your own insurer, not another driver's, pays out on a claim you filed on your own policy, that is called a first-party claim. If the company decides your car is not worth repairing, it declares a total loss and owes you the vehicle's actual cash value (ACV), meaning what the car was worth right before the loss.

The lawsuit alleges that Tennessee Farmers Mutual (TFMIC) settled total-loss claims for less than actual cash value because those claims were valued with an Autosource Report that applied a Typical Negotiation Adjustment to at least one comparable vehicle. That adjustment reduces the prices of the comparable cars the report uses to arrive at your vehicle's value, which lowers the ACV figure. Your total-loss valuation report is where this adjustment would appear. TFMIC has not admitted wrongdoing. The company agreed to resolve the claims by putting money into a settlement fund rather than litigate the underpayment allegations through trial.

Where the case stands right now, and why nothing has been paid

As of September 9, 2026, this settlement is still in the pending final approval phase. The Circuit Court of Montgomery County, Tennessee, Nineteenth Judicial District, case number CC23CV2140, held its final approval hearing on August 14, 2026, and the administrator has not posted a ruling in the weeks since. Until the judge signs off, the settlement is not final and no payments go out. That is normal for a case at this stage; it is not a sign anything has gone wrong.

Because no approval order has been posted, there is no confirmed payment date. Anyone telling you exactly when checks will arrive is guessing ahead of the court.

Who is covered by the settlement class

The class is people who submitted a first-party insurance claim on a vehicle deemed a total loss under a TFMIC policy between September 26, 2017 and April 7, 2026, where the settlement of that claim involved an Autosource Report that applied a Typical Negotiation Adjustment to at least one comparable vehicle.

Both parts matter. A TFMIC total-loss claim inside the date window that was not valued with a negotiation-adjusted Autosource Report is not in the class. If you are unsure which applies to you, check the notice you were mailed or contact the administrator through the official settlement website. The record does not specify a class size.

How much you can realistically expect

TFMIC is putting $5,850,000 into a settlement fund. Payments are automatic pro-rata cash payments, meaning the fund is divided among everyone in the class based on a formula, not a fixed dollar figure per person. The settlement's own terms describe these as estimates that may be adjusted up or down depending on how many valid claims exist and what the court approves in fees and costs. No specific amount is guaranteed to any individual, and the record does not include a confirmed per-person figure, so treat any number you see elsewhere as an estimate at best.

No claim form, and no proof to gather

This is one of the simpler settlements to deal with because there is nothing to file. Payment is automatic once the settlement receives final approval; the record confirms there is no claim form and no proof requirement. You do not need to dig up old repair estimates, appraisals, or claim paperwork to be paid.

How the money actually reaches you

By default, TFMIC will pay by check. If you would rather be paid electronically, through Venmo, Zelle, PayPal, or a similar service, you can elect that option, but only by October 19, 2026. That date is easy to misread as a filing deadline. It is not. It is only the cutoff for choosing electronic payment over a check. If you do nothing, you are not excluded from the settlement and you are not giving up anything; you simply get paid by check instead.

The exclusion deadline has already passed

The deadline to exclude yourself from the class, sometimes called opting out, was July 22, 2026. Opting out means leaving the class, keeping your own right to sue TFMIC separately, and getting nothing from this fund. That window is now closed. If you did not send in an exclusion request by that date, you remain in the class and will be eligible for an automatic pro-rata payment once the settlement is approved. The deadline to file an objection to the settlement's terms, a separate step from excluding yourself, was also July 22, 2026, and that window has closed as well.

A scam risk specific to this settlement

This settlement's design, an automatic payment sent by check or by Venmo, Zelle, or PayPal, plus an official site with a generic name (autoinsuranceclaimsettlement.com), makes it an easy template for a scam text or email to imitate. A legitimate settlement administrator will never ask you to send money, provide a payment app password, or click a link in an unsolicited text to receive your payment. If you want to check on the electronic payment election, go to the official site directly by typing it in yourself or using the notice you were mailed, not a link forwarded to you. If a message like that already got you to send money through Venmo, Zelle, or PayPal, our guide to payment app scams explains how your refund rights turn on who sent the payment and what to do next.

What to do while you wait

There is nothing to file and nothing you need to do right now unless you want to switch to electronic payment before October 19, 2026. Keep an eye on mail from Kroll Settlement Administration, the court-appointed administrator handling this case, and watch for a follow-up notice about the August 14, 2026 final approval hearing, which the administrator had still not reported on as of September 9, 2026. If the deal is approved, that notice should tell you what happens next.

Frequently Asked Questions

Do I need to file a claim for the Tennessee Farmers Mutual settlement?

No. Payments in this settlement are automatic and pro rata, with no claim form required, according to the settlement terms. If you are a class member, you do not need to submit anything to be considered for payment.

What is the Tennessee Farmers Mutual settlement about?

It resolves Weyant v. Tennessee Farmers Mutual Insurance Company, a lawsuit alleging TFMIC underpaid actual cash value on first-party total-loss auto claims submitted between September 26, 2017 and April 7, 2026 by valuing them with Autosource Reports that applied a Typical Negotiation Adjustment to at least one comparable vehicle. Only claims settled that way are in the class.

Has the Tennessee Farmers Mutual settlement been approved?

Not as of September 9, 2026. The final approval hearing was held on August 14, 2026 in the Circuit Court of Montgomery County, Tennessee, and no ruling has been posted since. No payments go out until the judge signs off.

How much will I get from the Tennessee Farmers Mutual settlement?

There is no confirmed per-person amount. Payments come from a $5,850,000 fund split pro rata among class members, and the settlement terms describe the amounts as estimates that may be adjusted based on fees, costs, and the number of valid claims.

What does October 19, 2026 mean for this settlement?

That is not a claim deadline. It is the last day to elect electronic payment, through Venmo, Zelle, PayPal, or a similar service, instead of a paper check. Doing nothing by that date does not remove you from the class; you will simply be paid by check.

Can I still opt out of the Tennessee Farmers Mutual settlement?

No. The exclusion deadline was July 22, 2026, and it has passed. If you did not request exclusion by that date, you remain a class member and cannot opt out now.

What proof do I need to submit for this settlement?

None. The settlement record confirms there is no proof requirement, since payment is automatic based on TFMIC's own claim records rather than documentation you submit.

Who is administering the Tennessee Farmers Mutual settlement?

Kroll Settlement Administration is the court-appointed administrator handling this case, case number CC23CV2140 in the Circuit Court of Montgomery County, Tennessee.

Is a text or email about this settlement asking me to confirm payment details legitimate?

Be cautious. Because this settlement pays through apps like Venmo, Zelle, and PayPal and its official site uses a generic name, it is an easy target for imitation. Reach the official site directly rather than through a link in an unsolicited message.