
Motor Accident Compensation in Australia: CTP Schemes State by State
How Australia's 8 CTP and motor accident compensation schemes compare: fault rules, claim deadlines and common-law access in every state and territory.
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9 articles

How Australia's 8 CTP and motor accident compensation schemes compare: fault rules, claim deadlines and common-law access in every state and territory.

How NSW CTP works under the Motor Accident Injuries Act 2017: who is covered, claim deadlines, statutory benefits, the two common law gates, and Lifetime Care.

How Queensland's fault-based CTP scheme works under the Motor Accident Insurance Act 1994: claim deadlines, NIISQ, ISV general damages and dispute options.

How CTP works in South Australia: the 5-insurer competitive model, the Injury Scale Value threshold for damages, the Lifetime Support Scheme, and claim time limits.

How MAIB works in Tasmania: no-fault scheduled benefits, common law damages with no impairment threshold, claim time limits and interstate cover.

How the ACT's hybrid MAI Scheme under the Motor Accident Injuries Act 2019 works: no-fault benefits, the 10% WPI gate to common law, and the two claim deadlines.

How the Northern Territory's no-fault MAC Scheme under the Motor Accidents (Compensation) Act 1979 works, who is covered, claim deadlines and why common law claims are barred.

How Victoria's TAC scheme works under the Transport Accident Act 1986: who is covered, the 12-month claim deadline, statutory benefits and the serious injury test.

How Western Australia's fault-based CTP scheme works under the Motor Vehicle (Third Party Insurance) Act 1943: ICWA claims, time limits, CISS and damages.