UK Consumer Rights
APP Fraud Reimbursement UK: Get Your Money Back From Your Bank
Scammed into a UK bank transfer? Under PSR rules from 7 October 2024, banks must usually refund APP fraud up to £85,000. Limits, time limits, how to claim.
11 min read
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UK Data Privacy
Identity Fraud UK: What to Do, How to Report, Protect Credit
Identity stolen? Call your bank, report to Report Fraud (formerly Action Fraud) or Police Scotland, check Equifax, Experian and TransUnion, fix wrong entries.
10 min read
UK Everyday Law
Council Tax Bands: England, Wales and Scotland Explained
Council tax bands A to H in England and Scotland and A to I in Wales: valuation dates, how each band compares to Band D, and how to check or challenge yours.
15 min read
UK Criminal Law
UK Drug Laws: Class A, B and C Drugs and Penalties
UK drug classes A, B and C explained: possession and supply maximums, nitrous oxide and nitazene changes, cannabis, CBD, psychoactive substances and Scotland.
16 min read
UK Criminal Law
Fraud Offences UK: Fraud Act 2006, Penalties and Reporting
Fraud offences in the UK: the Fraud Act 2006 and its three ways of committing fraud, maximum sentences, failure to prevent fraud, sentencing and how to report.
16 min read
UK Criminal Law
Revenge Porn and Intimate Image Abuse Laws in the UK
Sharing or threatening to share intimate images without consent is a crime across the UK. Deepfake and cyberflashing offences, sentences and how to report.
20 min read
UK Criminal Law
Public Order Offences UK: Affray, Section 4, 4A and 5
Public order offences explained: affray, violent disorder and sections 4, 4A and 5 of the Public Order Act 1986, with maximum sentences, Scotland and NI law.
14 min read
UK Criminal Law
Theft and Shoplifting Law UK: Theft Act 1968 Explained
Theft and shoplifting law in the UK: the Theft Act 1968 test, the 7-year maximum, the £200 low-value shoplifting rule, penalty notices, Scotland and NI.
11 min read
UK Driving Laws
Careless and Dangerous Driving UK: Penalties and Points
Careless and dangerous driving in the UK: legal tests, fines, points and bans, the £100 fixed penalty, death by dangerous driving, failing to stop and NI rules.
13 min read
Business Law
EIN Number: What It Is, How to Get One and Find One
What an EIN is, who needs one, how to get one free from the IRS, when you need a new EIN, and how to find a lost EIN or another company's EIN.
12 min read
Business Law
CP 575 Notice: What It Is and What to Do If You Lost It
What the IRS CP 575 EIN notice is, why the original cannot be reissued, and how to get a digital CP575 or Letter 147C if you lost yours.
5 min read
Business Law
Letter 147C: How to Get an EIN Verification Letter
How to request IRS Letter 147C (EIN Previously Assigned), who can get it, and the digital CP575 and entity transcript alternatives banks accept.
6 min read