Marlboro-Chesterfield Pathology Data Breach Settlement
At a glance
- Status
- Pending final approval
- Defendant
- Marlboro-Chesterfield Pathology, P.C.
- Settlement fund
- Not publicly disclosed
- Claim deadline
- August 21, 2026
- No-proof cash option
- Yes — $10 alternative cash payment (pro-rata), or up to $1,000 documented losses from fraud or identity theft
- Max documented payout
- $1,000
- Administrator
- Kroll Settlement Administration LLC
- Official site
- m-cpsettlement.com
- Court
- Superior Court of North Carolina, Moore County
- Case number
- 25CV001289-620
Last verified July 16, 2026
Key dates
| Milestone | Date | What it means |
|---|---|---|
| Claim deadline | August 21, 2026 | Last day to file for a payment |
| Opt-out (exclusion) deadline | August 21, 2026 | Last day to leave the settlement and keep the right to sue |
| Objection deadline | None listed | Last day to object to the terms |
| Final approval hearing | October 12, 2026 | When the judge decides whether to approve the settlement |
| Expected payout | Not yet scheduled | Payments are not sent until after final approval and any appeals |
Where to file
Marlboro-Chesterfield Pathology Data Breach Settlement is administered by Kroll Settlement Administration LLC. The only place to file is the official settlement website:
Verify on the official sitem-cpsettlement.com
Filing is free. No legitimate settlement charges a fee to file a claim.
You cannot file on RecordingLaw.com. We are an independent publisher, not the settlement administrator, and we are not affiliated with any court, agency, or defendant.
What the Marlboro-Chesterfield Pathology settlement covers
Marlboro-Chesterfield Pathology, P.C., a pathology laboratory, announced a data breach on or around May 22, 2025. A proposed class action, styled Cox v. Marlboro-Chesterfield Pathology, followed in North Carolina and a settlement is now before the court for final approval.
If you never dealt with this lab directly, that is normal. Pathology labs process specimens sent by a doctor, hospital, or outpatient clinic; most patients never set foot in the building or sign anything with the lab's name on it. Your records ended up there because a provider you saw sent a sample out for testing, and the lab's systems held your personal and protected health information as part of that process.
Where the case stands right now
As of July 2026, the settlement has preliminary approval but has not been finally approved by the court. The final approval hearing is scheduled for October 12, 2026, in Moore County Superior Court in North Carolina (case number 25CV001289-620). Until the judge signs off, no payments go out, and there is no set payout date. If you file a claim now, you are getting in line; the money moves only after the hearing clears and any appeal period passes.
Who is in the class
The class covers roughly 235,000 individuals whose personal information, protected health information, or both were compromised in the breach the lab announced on or around May 22, 2025. If you received a written notice from Marlboro-Chesterfield Pathology about this incident, or if a doctor's office told you your test results went through this lab around that time, you are likely a class member. The settlement notice mailed or emailed to class members is the most reliable way to confirm your status; the official site also has a way to check.
How much you can realistically expect
There are two payment paths, and you pick one, not both. The first is a flat $10 cash payment that requires no proof of loss. It is a pro-rata share of the fund, meaning the actual amount could move up or down depending on how many people file and what the court approves for fees and costs, but $10 is the stated figure for this no-documentation option.
The second path is reimbursement for documented losses tied to fraud or identity theft, capped at $1,000. That cap is lower than the $5,000 documented-loss ceiling common in many other breach settlements, so do not assume this one works the same way. If your actual, provable losses from this breach were higher than $1,000, this settlement will not make you whole for the difference.
Separately from either cash option, the settlement includes one year of three-bureau credit monitoring with at least $1,000,000 in identity-theft fraud protection. This is a real, no-cost benefit built into the settlement itself; it is not the same thing as a paid identity-theft product a company is trying to upsell you.
What proof you need
For the $10 payment, you generally just need to submit a claim confirming your information was involved. No receipts or records are required.
For the up-to-$1,000 documented-loss payment, you need records that tie a specific financial loss to this breach: things like bank or credit card statements showing fraudulent charges, records of time spent resolving fraud, or documentation of identity-theft related expenses. The stronger and more specific your paper trail, the more of that $1,000 ceiling you can realistically claim.
How to file
Claims are submitted through the official settlement website. You will need information from your settlement notice to complete a claim. The deadline to file a claim, to exclude yourself from the class (opt out), or to object to the settlement is the same date: August 21, 2026.
These are three different choices with different consequences. Filing a claim keeps you in the class and gets you a payment. Opting out removes you from the class entirely; you give up any payment from this fund, but you keep the right to sue Marlboro-Chesterfield Pathology on your own over this breach. Objecting means you stay in the class and get a payment if the settlement is approved, but you are telling the judge in writing that you think some part of the deal is unfair before the October 12, 2026 hearing.
Watch for medical identity theft, not just financial fraud
Because this breach involved a pathology lab, the risk profile is a little different from a typical breach involving only names and card numbers. When protected health information is exposed, one thing to watch for is medical identity theft: someone using your information to obtain care, prescriptions, or medical equipment billed under your name. A standard credit freeze does not catch this, because it is not a credit transaction.
The way to catch it is to actually read the explanation of benefits (EOB) statements your health insurer sends you, and to request a copy of your health record or an accounting of disclosures from your providers if something in an EOB looks unfamiliar. If you see a visit, test, or service you never received, that is worth flagging to your insurer and provider directly.
If you missed the deadline, or there is nothing to file yet
If this deadline has already passed by the time you are reading this, or if you are looking at a different breach involving a company that has not reached a settlement, the same baseline steps apply. Place a free credit freeze with all three major credit bureaus (Equifax, Experian, and TransUnion); a freeze is free and blocks most new-account fraud. Given the medical nature of this particular breach, also keep an eye on insurance statements as described above. Start a recovery plan at IdentityTheft.gov if you find anything suspicious, and keep monitoring your accounts and statements for the next several months, since stolen health data can surface in fraud well after the original breach.
Frequently Asked Questions
What happened in the Marlboro-Chesterfield Pathology data breach?
Marlboro-Chesterfield Pathology, P.C. announced a data breach on or around May 22, 2025, that compromised the personal and protected health information of an estimated 235,000 individuals, mostly patients whose specimens the lab tested on behalf of another provider.
How much money will I get from the Marlboro-Chesterfield Pathology settlement?
You can choose a flat $10 cash payment with no proof required, or file for up to $1,000 in documented losses tied to fraud or identity theft from this breach. As of July 2026, both amounts are estimates from a common fund and may be adjusted pro rata.
Do I need to prove I was harmed to get a payment?
No, not for the $10 option. That payment requires no documentation. Proof is only required if you are seeking the higher, up-to-$1,000 documented-loss payment.
Does the settlement include credit monitoring?
Yes. The Marlboro-Chesterfield Pathology settlement includes one year of three-bureau credit monitoring with at least $1,000,000 in fraud protection, separate from either cash payment option.
When is the deadline to file a claim?
The deadline to submit a claim, opt out, or object is August 21, 2026. As of July 2026, that deadline has not yet passed.
When will payments actually be sent?
No payout date has been set. The settlement still needs final court approval at a hearing scheduled for October 12, 2026, in Moore County Superior Court, North Carolina, before any payments can go out.
What is the difference between opting out and objecting?
Opting out removes you from the class entirely, so you give up a settlement payment but keep the right to sue on your own. Objecting keeps you in the class and eligible for payment while you tell the court in writing that you disagree with some part of the deal.
Is this settlement taxable?
It depends on what the payment is meant to replace, such as reimbursing a financial loss versus compensating for something else, and the rules can differ by claim type. Consult a tax professional and see IRS guidance on settlement taxability for specifics.
Where do I file a claim, and is RecordingLaw the settlement administrator?
No. RecordingLaw is an independent publisher and is not the court, the administrator, or a filing venue. Claims for the Marlboro-Chesterfield Pathology settlement are filed only through the official settlement website run by Kroll Settlement Administration LLC.
How to tell a settlement notice is real
Check the case name, case number, and court against the official settlement site. Go to that site directly instead of clicking a link in an email or text. Nobody legitimate will call, text, or email out of the blue asking for your Social Security number, bank account, or card details, and nobody will charge you to file. Report anyone who does at ReportFraud.ftc.gov.
Informational only. Not legal, tax, or financial advice, and not affiliated with any settlement.
RecordingLaw.com is an independent legal-information publisher. We are not a law firm, not a settlement administrator, and not affiliated with, endorsed by, or acting on behalf of any court, government agency, defendant, or claims administrator described on this page. Reading this page does not create an attorney-client relationship.
We do not process claims and we never collect your claim information. You cannot file a claim on RecordingLaw.com. To file, opt out, object, or check your status, use only the official settlement administrator identified above. We link to it for your convenience.
Filing a legitimate claim is free. No legitimate settlement or administrator will charge you a fee to file, or ask for your Social Security number, bank, or card details by unsolicited call, text, or email. If someone does, it is likely a scam. Report it at ReportFraud.ftc.gov.
Deadlines, amounts, and approval status change and are set by the court. We verify against the official administrator and court records, but confirm the current details on the official site before acting. Nothing here guarantees eligibility, a payment, or any amount. Settlement payments may be taxable. See IRS Publication 4345. and consult a tax professional. For advice about your specific situation, consult a licensed attorney in your state. Affiliate disclosure.
Sources and References
- Cox v. Marlboro-Chesterfield Pathology, P.C., official settlement website (Kroll Settlement Administration)(m-cpsettlement.com)
- HHS Office for Civil Rights Breach Portal (breaches affecting 500+ individuals)(ocrportal.hhs.gov).gov
- North Carolina Department of Justice, Identity Theft and Data Breach Guidance(ncdoj.gov).gov
- IdentityTheft.gov, Federal Trade Commission recovery plan tool(identitytheft.gov).gov
- FTC Consumer Advice, Credit Freezes and Fraud Alerts(consumer.ftc.gov).gov
- IRS Publication 4345, Settlements: Taxability(irs.gov).gov