Marlboro-Chesterfield Settlement: Claim Window Closed, Oct 12

At a glance

Status

Pending final approval

Defendant

Marlboro-Chesterfield Pathology, P.C.

Settlement fund

Not publicly disclosed

Claim deadline

August 21, 2026

No-proof cash option

Yes — $10 alternative cash payment (pro-rata), or up to $1,000 documented losses from fraud or identity theft

Max documented payout

$1,000

Administrator

Kroll Settlement Administration LLC

Official site

m-cpsettlement.com

Court

Superior Court of North Carolina, Moore County

Case number

25CV001289-620

Last verified September 9, 2026

Key dates

Milestone	Date	What it means
Claim deadline	August 21, 2026(passed)	Last day to file for a payment
Opt-out (exclusion) deadline	August 21, 2026(passed)	Last day to leave the settlement and keep the right to sue
Objection deadline	August 21, 2026(passed)	Last day to object to the terms
Final approval hearing	October 12, 2026	When the judge decides whether to approve the settlement
Expected payout	Not yet scheduled	Payments are not sent until after final approval and any appeals

Where to file

Marlboro-Chesterfield Pathology Data Breach Settlement is administered by Kroll Settlement Administration LLC. The only place to file is the official settlement website:

Verify on the official site

m-cpsettlement.com

Filing is free. No legitimate settlement charges a fee to file a claim.

You cannot file on RecordingLaw.com. We are an independent publisher, not the settlement administrator, and we are not affiliated with any court, agency, or defendant.

What the Marlboro-Chesterfield Pathology settlement covers

Marlboro-Chesterfield Pathology, P.C., a pathology laboratory, announced a data breach on or around May 22, 2025. A proposed class action, styled Cox v. Marlboro-Chesterfield Pathology, followed in North Carolina and a settlement is now before the court for final approval.

If you never dealt with this lab directly, that is normal. Pathology labs process specimens sent by a doctor, hospital, or outpatient clinic; most patients never set foot in the building or sign anything with the lab's name on it. Your records ended up there because a provider you saw sent a sample out for testing, and the lab's systems held your personal and protected health information as part of that process.

Where the case stands right now

As of September 9, 2026, the settlement has preliminary approval but has not been finally approved by the court. The final approval hearing is scheduled for October 12, 2026, in Moore County Superior Court in North Carolina (case number 25CV001289-620), and the official settlement site notes that date may change. Until the judge signs off, no payments go out, and there is no set payout date. The claim window closed on August 21, 2026, so no new claim can be filed; for anyone who filed on time, the money moves only after the hearing clears and any appeal period passes.

Who is in the class

The class covers roughly 235,000 individuals whose personal information, protected health information, or both were compromised in the breach the lab announced on or around May 22, 2025. If you received a written notice from Marlboro-Chesterfield Pathology about this incident, or if a doctor's office told you your test results went through this lab around that time, you are likely a class member. The settlement notice mailed or emailed to class members is the most reliable way to confirm your status; the official site also has a way to check.

How much you can realistically expect

There are two payment paths, and you pick one, not both. The first is a flat $10 cash payment that requires no proof of loss. It is a pro-rata share of the fund, meaning the actual amount could move up or down depending on how many people file and what the court approves for fees and costs, but $10 is the stated figure for this no-documentation option.

The second path is reimbursement for documented losses tied to fraud or identity theft, capped at $1,000. That cap is lower than the $5,000 documented-loss ceiling common in many other breach settlements, so do not assume this one works the same way. If your actual, provable losses from this breach were higher than $1,000, this settlement will not make you whole for the difference.

Separately from either cash option, the settlement includes one year of three-bureau credit monitoring with at least $1,000,000 in identity-theft fraud protection. This is a real, no-cost benefit built into the settlement itself; it is not the same thing as a paid identity-theft product a company is trying to upsell you.

What proof you need

For the $10 payment, you generally just need to submit a claim confirming your information was involved. No receipts or records are required.

For the up-to-$1,000 documented-loss payment, you need records that tie a specific financial loss to this breach: things like bank or credit card statements showing fraudulent charges, records of time spent resolving fraud, or documentation of identity-theft related expenses. The stronger and more specific your paper trail, the more of that $1,000 ceiling you can realistically claim.

How to file

Claims were submitted through the official settlement website, which is still where to check the status of a claim already filed. The deadline to file a claim, to exclude yourself from the class (opt out), or to object to the settlement was the same date, August 21, 2026, and all three have passed.

Those were three different choices with different consequences. Filing a claim kept you in the class and in line for a payment. Opting out removed you from the class entirely; you gave up any payment from this fund, but you kept the right to sue Marlboro-Chesterfield Pathology on your own over this breach. Objecting meant staying in the class and remaining eligible for a payment if the settlement is approved, while telling the judge in writing that you think some part of the deal is unfair before the October 12, 2026 hearing.

Watch for medical identity theft, not just financial fraud

Because this breach involved a pathology lab, the risk profile is a little different from a typical breach involving only names and card numbers. When protected health information is exposed, one thing to watch for is medical identity theft: someone using your information to obtain care, prescriptions, or medical equipment billed under your name. A standard credit freeze does not catch this, because it is not a credit transaction.

The way to catch it is to actually read the explanation of benefits (EOB) statements your health insurer sends you, and to request a copy of your health record or an accounting of disclosures from your providers if something in an EOB looks unfamiliar. If you see a visit, test, or service you never received, that is worth flagging to your insurer and provider directly.

If you missed the deadline, or there is nothing to file yet

That deadline has now passed. If you did not file in time, or if you are looking at a different breach involving a company that has not reached a settlement, the same baseline steps apply. Place a free credit freeze with all three major credit bureaus (Equifax, Experian, and TransUnion); a freeze is free and blocks most new-account fraud. Given the medical nature of this particular breach, also keep an eye on insurance statements as described above. Start a recovery plan at IdentityTheft.gov if you find anything suspicious, and keep monitoring your accounts and statements for the next several months, since stolen health data can surface in fraud well after the original breach.