Texas Demand Letter Generator
Write a demand letter for money owed or a security deposit in Texas, with Texas's rules built in: the $20,000 small claims limit, the 30-day deposit deadline, and the 60-day pre-suit rule in the Deceptive Trade Practices-Consumer Protection Act (DTPA). It runs in your browser; nothing you type is stored or sent.
Everything you type stays in this browser. Nothing is sent to us or saved.
The date in the letter is counted from today.
Facts only: what was agreed, what was paid, what went wrong. Each line becomes a paragraph.
Texas rules this letter uses
Small claims court
Limit $20,000. Before you file: Not required by the sources we checked. Find the court, fee and filing steps
Check these before you send
- Add your name.
- Add the name of the person or business that owes you.
- Add the amount you are asking for.
Your letter
[Your name]
October 26, 2026
[Their name]
Re: Demand for payment of [amount]
Dear [Their name],
I am writing about the money I lent you.
This letter is a formal demand that you pay me [amount] by November 9, 2026, which is 14 days from the date of this letter.
Please contact me at the address above to arrange payment.
I would prefer to settle this without going to court. Please respond in writing.
Sincerely,
[Your name]
Before you send
- Keep a copy of this letter and send it in a way you can prove, such as certified mail with a return receipt.
- Stick to the facts and the next step you will take. Do not threaten to report the person to the police or to expose them publicly to get paid.
- Lawsuits have deadlines (statutes of limitations). If the debt or damage is old, check the deadline before you rely on this letter.
- This letter template is general information, not legal advice.
Texas rules for demand letters
Small claims court in Texas
The general small claims limit in Texas is $20,000. The Texas small claims sources we checked do not require a demand before filing, but a written demand is still useful evidence. The petition rules do not require a demand before filing, though some laws (such as consumer protection claims) have their own notice rules.
The small claims court finder shows the filing fee for your amount, where to file and how to serve; our Texas small claims guide walks through the whole case.
Security deposits in Texas
The landlord must refund the deposit on or before the 30th day after the tenant surrenders the premises, with a written description and itemized list of any deductions. The landlord does not have to act until the tenant gives a written forwarding address. A landlord who in bad faith keeps a deposit is liable for $100, three times the amount wrongfully withheld, and the tenant's reasonable attorney fees, and bad faith is presumed in some cases where the deadline is missed. Tex. Prop. Code § 92.103(a)
Give the landlord your forwarding address in writing for the refund. The landlord is not obligated to return the deposit or send the list of deductions until you do. Including it in this letter is one way to provide it.
Consumer protection notice in Texas
Before suing for damages under the DTPA, you must give the business written notice at least 60 days before filing. It must explain in reasonable detail your specific complaint and the amount of economic damages, mental-anguish damages, and expenses (including any attorney fees) you are claiming. The notice is not required in some situations, including when the claim is raised as a counterclaim. A business that did not get notice can ask the court to pause the case until 60 days after notice is served.
Other Texas rules
To recover attorney's fees on a contract, sworn-account or services claim, a claimant represented by an attorney must present the claim to the other side, and the just amount owed must not have been paid within 30 days after presentment. This fee rule does not help a person who represents themselves, but a dated demand letter documents presentment. Tex. Civ. Prac. & Rem. Code § 38.002
What a demand letter should say
A demand letter is a short, factual request for payment. It names who owes whom, how much, and why; it sets a date to pay; and it says what you will do next if you are not paid. Keep it to what you could prove to a judge: the agreement, the dates, the amount, and any payments already made.
- Your name and mailing address, the date, and the other side's name and address.
- The amount you are asking for and how you got to it.
- A short account of what was agreed and what went wrong.
- A clear deadline and how to pay.
- Your next step if you are not paid, such as filing in small claims court.
Send it in a way you can prove, such as certified mail with a return receipt, and keep a copy for the court file.
What this tool does not do
- It does not send the letter, store it, or put anything you type in the web address. Everything stays in your browser.
- It does not calculate interest, judge whether your claim is strong, or say what a court would award.
- It does not check your statute of limitations. Use the statute of limitations calculator.
- It is general information and a template, not legal advice.
Limits of this information
- Some landlords, leases and cities follow different deposit rules; the statute linked above lists exceptions.
- Laws change. These rules were checked against official sources on October 20, 2026.
- This is a template and general information, not legal advice.
Frequently Asked Questions
Do I need to send a demand letter before suing in Texas small claims court?
The Texas small claims sources we checked do not require a demand before filing, but a written demand is still useful evidence.
How much can I sue for in Texas small claims court?
The general limit is $20,000 (Tex. R. Civ. P. 500.1(a)). Pick Texas in the small claims court finder for the fee and filing steps.
How long does a landlord have to return a security deposit in Texas?
The landlord must refund the deposit on or before the 30th day after the tenant surrenders the premises, with a written description and itemized list of any deductions. The landlord does not have to act until the tenant gives a written forwarding address. A landlord who in bad faith keeps a deposit is liable for $100, three times the amount wrongfully withheld, and the tenant's reasonable attorney fees, and bad faith is presumed in some cases where the deadline is missed.
Does Texas require notice before suing a business under its consumer protection law?
Before suing for damages under the DTPA, you must give the business written notice at least 60 days before filing. It must explain in reasonable detail your specific complaint and the amount of economic damages, mental-anguish damages, and expenses (including any attorney fees) you are claiming. The notice is not required in some situations, including when the claim is raised as a counterclaim. A business that did not get notice can ask the court to pause the case until 60 days after notice is served.
Sources
- Tex. R. Civ. P. 500.1(a) (small claims limit)
- Tex. R. Civ. P. 502.2(a) (demand before filing)
- Tex. Prop. Code § 92.103(a) (security deposit)
- Tex. Prop. Code § 92.109(a)
- Tex. Prop. Code § 92.104(c)
- Tex. Prop. Code § 92.107(a)
- Tex. Prop. Code § 92.109(d)
- Tex. Bus. & Com. Code § 17.505(a) (Deceptive Trade Practices-Consumer Protection Act (DTPA))
- Tex. Bus. & Com. Code § 17.505(b)-(d) (Deceptive Trade Practices-Consumer Protection Act (DTPA))
- Tex. Civ. Prac. & Rem. Code § 38.002
Texas rules checked against official sources on October 20, 2026.
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