Mississippi Demand Letter Generator

Mississippi rules for demand letters

Small claims court in Mississippi

The general small claims limit in Mississippi is $3,500. The Mississippi small claims sources we checked do not require a demand before filing, but a written demand is still useful evidence. A civil case starts by filing a complaint; the justice court rules do not require a demand before filing.

The small claims court finder shows the filing fee for your amount, where to file and how to serve; our Mississippi small claims guide walks through the whole case.

Security deposits in Mississippi

According to the Mississippi Attorney General's consumer guide, which reproduces the statute as amended through 2018, any remaining deposit must be returned no later than 45 days after the tenancy ends, possession is delivered and the tenant demands it, and a landlord who claims any of it must itemize the amounts in a written notice. A landlord who keeps the deposit in violation of the law and without good faith can owe damages of up to $200 on top of actual damages. The Legislature's bill history for this section shows no amendment enacted in the 2022 to 2026 sessions; 2019 to 2021 were not checked. Miss. Code § 89-8-21(3)

The 45-day clock runs only after you demand the deposit. Make the demand in writing (this letter can serve) promptly after you move out and return possession.

Consumer protection notice in Mississippi

Before suing under the Mississippi Consumer Protection Act, you must first make a reasonable attempt to resolve the claim through an informal dispute settlement program approved by the Attorney General. A demand letter alone may not satisfy this step, so contact the Attorney General's Consumer Protection Division. This is the present-law text of Miss. Code § 75-24-15(2) as shown in a 2026 bill on the Legislature's site.

What a demand letter should say

A demand letter is a short, factual request for payment. It names who owes whom, how much, and why; it sets a date to pay; and it says what you will do next if you are not paid. Keep it to what you could prove to a judge: the agreement, the dates, the amount, and any payments already made.

• Your name and mailing address, the date, and the other side's name and address.
• The amount you are asking for and how you got to it.
• A short account of what was agreed and what went wrong.
• A clear deadline and how to pay.
• Your next step if you are not paid, such as filing in small claims court.

Send it in a way you can prove, such as certified mail with a return receipt, and keep a copy for the court file.

What this tool does not do

• It does not send the letter, store it, or put anything you type in the web address. Everything stays in your browser.
• It does not calculate interest, judge whether your claim is strong, or say what a court would award.
• It does not check your statute of limitations. Use the statute of limitations calculator.
• It is general information and a template, not legal advice.