Texas Gym and Subscription Cancellation Letter
Cancel a gym membership or an auto-renewing subscription in Texas with a letter that builds in Texas law, including Health Spas (Tex. Occ. Code Chapter 702). It runs in your browser; nothing you type is stored or sent.
Texas rules checked against primary sources on October 21, 2026.
Everything you type stays in your browser. Nothing is sent, saved, or added to the page address.
Only the reasons Texas law addresses for this kind of contract are listed.
Texas gym membership rules
The law: Health Spas (Tex. Occ. Code Chapter 702). Read the law
Who it covers: The chapter covers businesses selling memberships for exercise instruction or facility use, but not 501 tax-exempt organizations, member-owned private clubs, dance-only or aerobics-only studios, rehabilitation providers, state-licensed activities, school activities or government hospitals.
- Cooling-off period: You can cancel for a full refund by sending written notice with proof of payment by certified mail to the spa's home office by midnight of the third business day after the contract date; the refund is due within 30 days. Source: Tex. Occ. Code 702.307
- How the club must let you cancel: Every cancellation under the health spa chapter (Occupations Code chapter 702) is written notice by certified mail to the spa's home office, with proof of payment (a spa receipt counts) for cooling-off and closure cancellations. Source: Tex. Occ. Code 702.307-702.309
- Disability or illness: If you become totally and permanently disabled after signing, you may cancel by certified mail for a refund of unearned payments within 30 days; the spa may require reasonable proof. Source: Tex. Occ. Code 702.308(b)-(d)
- Death of the member: If the member dies, the estate may cancel by certified mail for a refund of unearned payments within 30 days; the spa may require reasonable proof. Source: Tex. Occ. Code 702.308(b)-(c)
- Club closes or moves: You can cancel for a refund of unearned payments if the spa closes without alternative facilities within 10 miles, moves more than 10 miles, or fails to provide advertised services; you may also claim against the spa's security with the Secretary of State within 90 days of the posted closure notice. If you prepaid for a membership before the spa opened, Texas law requires the contract to state that you get a full refund of the money you prepaid if the spa does not open by the 181st day after you prepaid or does not stay open for 30 days; if another spa run by the same operator within 10 miles is open to you, the opening deadline is instead the 361st day after the new spa first sold memberships. Source: Tex. Occ. Code 702.308(a), (c); 702.305
- Military service: A military service member called to active duty may suspend or terminate health spa services by written notice with proof of the orders (at notice or within 90 days), with no penalty or fee; the spa must act on the same or next business day. Source: Tex. Bus. & Com. Code 606.002
- Refund timing: Refunds after a cooling-off, closure, death or disability cancellation are due within 30 days of the spa receiving the notice. Source: Tex. Occ. Code 702.307(b); 702.308(c)
If a business will not process a cancellation, you can complain to: Texas Attorney General, Consumer Protection Division
Leave blank to cancel immediately.
Check before you send:
- Add the member name exactly as it appears on the account.
- Add the business name.
- Add the business mailing address (from your contract or the business website).
Your letter
[Member name]
[Your address]
October 26, 2026
[Business name]
[Business address]
Re: Cancellation of membership
To whom it may concern:
I am writing to cancel my membership, effective immediately.
Please stop all further charges to my payment method, refund any amount paid for a period after the cancellation takes effect, and confirm the cancellation in writing, including the date it took effect.
Please keep this letter with the account records. I am keeping a copy, with proof of the date it was sent.
Sincerely,
[Member name]
Before you send (not part of the letter)
- Texas: Every cancellation under the health spa chapter (Occupations Code chapter 702) is written notice by certified mail to the spa's home office, with proof of payment (a spa receipt counts) for cooling-off and closure cancellations. (Tex. Occ. Code 702.307-702.309)
- Refund timing in Texas: Refunds after a cooling-off, closure, death or disability cancellation are due within 30 days of the spa receiving the notice. (Tex. Occ. Code 702.307(b); 702.308(c))
- Send it in a way you can prove: a method your contract or state law names, and keep a copy. Certified mail with a return receipt gives you a dated record.
- If charges continue after the cancellation takes effect, you can dispute them with your card issuer or bank (see the timing rules on this page).
- Complaints: Texas Attorney General, Consumer Protection Division, https://www.texasattorneygeneral.gov/consumer-protection/file-consumer-complaint
- This letter is a starting point you edit and send yourself. It does not cancel anything by itself, and it is not legal advice.
Texas gym membership cancellation law
Texas regulates these contracts through Health Spas (Tex. Occ. Code Chapter 702) (Tex. Occ. Code 702.003, Tex. Occ. Code 702.303, Tex. Occ. Code 702.304, Tex. Occ. Code 702.305, Tex. Occ. Code 702.307, Tex. Occ. Code 702.308). The rules below come from the statute text; each links to its source, and the first line says which contracts the law covers.
Texas gym membership rules
The law: Health Spas (Tex. Occ. Code Chapter 702). Read the law
Who it covers: The chapter covers businesses selling memberships for exercise instruction or facility use, but not 501 tax-exempt organizations, member-owned private clubs, dance-only or aerobics-only studios, rehabilitation providers, state-licensed activities, school activities or government hospitals.
- Cooling-off period: You can cancel for a full refund by sending written notice with proof of payment by certified mail to the spa's home office by midnight of the third business day after the contract date; the refund is due within 30 days. Source: Tex. Occ. Code 702.307
- How the club must let you cancel: Every cancellation under the health spa chapter (Occupations Code chapter 702) is written notice by certified mail to the spa's home office, with proof of payment (a spa receipt counts) for cooling-off and closure cancellations. Source: Tex. Occ. Code 702.307-702.309
- Disability or illness: If you become totally and permanently disabled after signing, you may cancel by certified mail for a refund of unearned payments within 30 days; the spa may require reasonable proof. Source: Tex. Occ. Code 702.308(b)-(d)
- Death of the member: If the member dies, the estate may cancel by certified mail for a refund of unearned payments within 30 days; the spa may require reasonable proof. Source: Tex. Occ. Code 702.308(b)-(c)
- Club closes or moves: You can cancel for a refund of unearned payments if the spa closes without alternative facilities within 10 miles, moves more than 10 miles, or fails to provide advertised services; you may also claim against the spa's security with the Secretary of State within 90 days of the posted closure notice. If you prepaid for a membership before the spa opened, Texas law requires the contract to state that you get a full refund of the money you prepaid if the spa does not open by the 181st day after you prepaid or does not stay open for 30 days; if another spa run by the same operator within 10 miles is open to you, the opening deadline is instead the 361st day after the new spa first sold memberships. Source: Tex. Occ. Code 702.308(a), (c); 702.305
- Military service: A military service member called to active duty may suspend or terminate health spa services by written notice with proof of the orders (at notice or within 90 days), with no penalty or fee; the spa must act on the same or next business day. Source: Tex. Bus. & Com. Code 606.002
- Refund timing: Refunds after a cooling-off, closure, death or disability cancellation are due within 30 days of the spa receiving the notice. Source: Tex. Occ. Code 702.307(b); 702.308(c)
If a business will not process a cancellation, you can complain to: Texas Attorney General, Consumer Protection Division
Texas subscription and automatic renewal law
Texas has no general automatic renewal law.
Texas subscription and auto-renewal rules
We found no general Texas automatic renewal statute. Your contract terms, federal law for online sign-ups, and general consumer protection law apply.
If a business will not process a cancellation, you can complain to: Texas Attorney General, Consumer Protection Division
Federal rules that still apply
No. The Federal Trade Commission finalized a "click to cancel" rule in 2024, but on July 8, 2025 the U.S. Court of Appeals for the Eighth Circuit vacated it because the agency skipped a preliminary regulatory analysis the FTC Act requires (Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)). The vacatur brought back the original 1973 rule, which covers only "prenotification" plans such as product-of-the-month clubs, not gym memberships or most subscriptions.
In March 2026 the FTC asked for public comment on a new negative option rule. An advance notice is an early step: it does not create any new obligation for businesses. (FTC press release, March 11, 2026)
Federal law still reaches subscriptions sold online. For subscriptions sold online with automatic charges, federal law (ROSCA) requires clear disclosure of the terms, the consumer's express informed consent, and simple mechanisms to stop the recurring charges. (15 U.S.C. 8403). For gym memberships signed in person, the cancellation rules come from state law and your contract.
If they keep charging you
If a business keeps charging you after a cancellation took effect, you can dispute the charge with the company that issued your card or holds your account. For a credit card, a written billing-error notice must reach the card issuer, at the address it gives for billing errors, within 60 days after it sent the first statement showing the charge. (12 CFR 1026.13(b)) For a debit card or bank transfer, an oral or written error notice must reach the bank within 60 days after it sent the statement that first shows the charge. (12 CFR 1005.11(b)(1)(i))
For automatic debits from a bank account, you can also stop future payments. You can tell your bank to stop a preauthorized electronic payment from your account, orally or in writing, at least three business days before the payment is scheduled. If you call, the bank may require written confirmation within 14 days, and an unconfirmed oral stop order then lapses. (12 CFR 1005.10(c)(1)-(2))
Your copy of the cancellation letter and your proof of the date you sent it are the evidence for a dispute. The regulations define which errors these procedures cover and the card issuer or bank investigates, so send the dispute promptly and in writing.
You can also report a business that will not let you cancel to your state attorney general (each state page lists its complaint office), to the Federal Trade Commission, or, for a problem with a card or bank dispute, to the Consumer Financial Protection Bureau.
What this tool does not do
- It does not cancel anything for you or contact the business. You send the letter yourself.
- It cannot read your contract. A statute may exempt your club or plan (for example by price, length, or type of business), and your contract may give you more rights than the statute.
- It does not tell you whether you owe a fee, a buyout, or the rest of a contract term. Those depend on your contract and the facts.
- It covers state statutes and the main federal rules only. City rules and court decisions can add to them.
- It is legal information, not legal advice.
Frequently Asked Questions
Is there a cooling-off period for gym memberships in Texas?
You can cancel for a full refund by sending written notice with proof of payment by certified mail to the spa's home office by midnight of the third business day after the contract date; the refund is due within 30 days. (Tex. Occ. Code 702.307)
Can I cancel my gym membership in Texas if I move?
We found no Texas statute that lets a gym member cancel because of a move. Your contract may allow it; read its cancellation section.
How do I cancel a gym membership in Texas?
Every cancellation under the health spa chapter (Occupations Code chapter 702) is written notice by certified mail to the spa's home office, with proof of payment (a spa receipt counts) for cooling-off and closure cancellations. (Tex. Occ. Code 702.307-702.309)
Does Texas have a click-to-cancel law?
We found no general Texas automatic renewal law. For subscriptions sold online, federal law (ROSCA) requires a simple way to stop recurring charges.
Sources
- Tex. Occ. Code 702.003, Tex. Occ. Code 702.303, Tex. Occ. Code 702.304, Tex. Occ. Code 702.305, Tex. Occ. Code 702.307, Tex. Occ. Code 702.308
- Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)
- FTC, Negative Option Rule ANPRM (2026)
- FTC press release, March 11, 2026
- 15 U.S.C. 8403
- 12 CFR 1026.13(b)
- 12 CFR 1005.11(b)(1)(i)
Texas rules checked against official sources on October 21, 2026.
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