Louisiana Gym and Subscription Cancellation Letter
Cancel a gym membership or an auto-renewing subscription in Louisiana with a letter that builds in Louisiana law, including Physical Fitness Services Act (La. R.S. 51:1575 to 51:1582). It runs in your browser; nothing you type is stored or sent.
Louisiana rules checked against primary sources on October 21, 2026.
Everything you type stays in your browser. Nothing is sent, saved, or added to the page address.
Only the reasons Louisiana law addresses for this kind of contract are listed.
Louisiana gym membership rules
The law: Physical Fitness Services Act (La. R.S. 51:1575 to 51:1582). Read the law
Who it covers: The contract rules apply to prepaid or credit contracts of more than one month with for-profit fitness centers, including health clubs, studios, spas, weight control centers, figure salons, tanning centers and athletic clubs, but not licensed physical therapy or physician services.
- Cooling-off period: You may cancel by notice hand delivered or sent by registered mail before midnight of the third business day after you sign; the center must return payments and any note within fifteen days and may charge only a reasonable fee for days you actually used it. Source: La. R.S. 51:1577(A)(7)
- How the club must let you cancel: The three-day notice must be hand delivered to the center or sent by registered mail to the contract address; a contract may give you more liberal cancellation rights. Source: La. R.S. 51:1577(A)(7), (B)
- Club closes or moves: The contract must be cancelled at your option if the center goes out of business, moves your outlet more than ten driving miles without providing an equal outlet within ten driving miles within thirty days at no extra cost, does not finish construction within a year, or materially changes the listed services. Source: La. R.S. 51:1577(A)(6)
- Military service: A person called to uniformed service who receives orders to relocate for at least 90 days to a place that does not support the contract may suspend or terminate an athletic club or gym membership by written or electronic notice with a copy of the orders, with no termination fee or penalty. Source: La. R.S. 29:418.2
- Refund timing: After a three-day cancellation, the center must return payments and any note you signed within fifteen days of receiving the notice. Source: La. R.S. 51:1577(A)(7)
If a business will not process a cancellation, you can complain to: Louisiana Attorney General, Consumer Protection (Complaints)
Leave blank to cancel immediately.
Check before you send:
- Add the member name exactly as it appears on the account.
- Add the business name.
- Add the business mailing address (from your contract or the business website).
Your letter
[Member name]
[Your address]
October 26, 2026
[Business name]
[Business address]
Re: Cancellation of membership
To whom it may concern:
I am writing to cancel my membership, effective immediately.
Please stop all further charges to my payment method, refund any amount paid for a period after the cancellation takes effect, and confirm the cancellation in writing, including the date it took effect.
Please keep this letter with the account records. I am keeping a copy, with proof of the date it was sent.
Sincerely,
[Member name]
Before you send (not part of the letter)
- Louisiana: The three-day notice must be hand delivered to the center or sent by registered mail to the contract address; a contract may give you more liberal cancellation rights. (La. R.S. 51:1577(A)(7), (B))
- Refund timing in Louisiana: After a three-day cancellation, the center must return payments and any note you signed within fifteen days of receiving the notice. (La. R.S. 51:1577(A)(7))
- Send it in a way you can prove: a method your contract or state law names, and keep a copy. Certified mail with a return receipt gives you a dated record.
- If charges continue after the cancellation takes effect, you can dispute them with your card issuer or bank (see the timing rules on this page).
- Complaints: Louisiana Attorney General, Consumer Protection (Complaints), https://www.ag.state.la.us/Complaints
- This letter is a starting point you edit and send yourself. It does not cancel anything by itself, and it is not legal advice.
Louisiana gym membership cancellation law
Louisiana regulates these contracts through Physical Fitness Services Act (La. R.S. 51:1575 to 51:1582) (La. R.S. 51:1575 to 51:1582, La. R.S. 29:418.2). The rules below come from the statute text; each links to its source, and the first line says which contracts the law covers.
Louisiana gym membership rules
The law: Physical Fitness Services Act (La. R.S. 51:1575 to 51:1582). Read the law
Who it covers: The contract rules apply to prepaid or credit contracts of more than one month with for-profit fitness centers, including health clubs, studios, spas, weight control centers, figure salons, tanning centers and athletic clubs, but not licensed physical therapy or physician services.
- Cooling-off period: You may cancel by notice hand delivered or sent by registered mail before midnight of the third business day after you sign; the center must return payments and any note within fifteen days and may charge only a reasonable fee for days you actually used it. Source: La. R.S. 51:1577(A)(7)
- How the club must let you cancel: The three-day notice must be hand delivered to the center or sent by registered mail to the contract address; a contract may give you more liberal cancellation rights. Source: La. R.S. 51:1577(A)(7), (B)
- Club closes or moves: The contract must be cancelled at your option if the center goes out of business, moves your outlet more than ten driving miles without providing an equal outlet within ten driving miles within thirty days at no extra cost, does not finish construction within a year, or materially changes the listed services. Source: La. R.S. 51:1577(A)(6)
- Military service: A person called to uniformed service who receives orders to relocate for at least 90 days to a place that does not support the contract may suspend or terminate an athletic club or gym membership by written or electronic notice with a copy of the orders, with no termination fee or penalty. Source: La. R.S. 29:418.2
- Refund timing: After a three-day cancellation, the center must return payments and any note you signed within fifteen days of receiving the notice. Source: La. R.S. 51:1577(A)(7)
If a business will not process a cancellation, you can complain to: Louisiana Attorney General, Consumer Protection (Complaints)
Louisiana subscription and automatic renewal law
Louisiana has a general automatic renewal law that applies to consumer subscriptions.
Louisiana subscription and auto-renewal rules
The law: La. R.S. 9:2716. Read the law
Who it covers: Louisiana's current law covers consumer contracts for products or services that renew automatically unless cancelled, but not rental-purchase agreements, banks and other financial institutions, licensed insurers, contracts from before 2011, or contracts the consumer can cancel by written notice within 30 days or one month after the initial period.
- Required ways to cancel: The business must clearly disclose how to cancel in the initial contract, offer, or with delivery, but current Louisiana law sets no particular cancellation method. Source: La. R.S. 9:2716(B)
- If the business breaks the law: A contract automatically renewed in violation of the disclosure rules reverts to a 30-day renewal on the same terms, unless the business shows written compliance procedures, an error, and a full refund or credit. Source: La. R.S. 9:2716(C), (E)
- Effective January 1, 2027: From January 1, 2027, businesses with at least 50 employees and at least $5 million in annual gross revenue (counting parents, subsidiaries and affiliates) must give Louisiana consumers a cost-effective, timely and easy-to-use cancellation mechanism, online or by email, phone or another commonly used method, that is not unreasonably burdensome or designed to deter cancellation and stops future charges; the Attorney General may impose civil penalties of up to $500 per violation after a 30-day cure period (willful or repeated violations excepted). Source: La. R.S. 51:3303(A)(7), (D); 51:3304; 51:3305 (as enacted by Act 830 of 2026)
If a business will not process a cancellation, you can complain to: Louisiana Attorney General, Consumer Protection (Complaints)
Federal rules that still apply
No. The Federal Trade Commission finalized a "click to cancel" rule in 2024, but on July 8, 2025 the U.S. Court of Appeals for the Eighth Circuit vacated it because the agency skipped a preliminary regulatory analysis the FTC Act requires (Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)). The vacatur brought back the original 1973 rule, which covers only "prenotification" plans such as product-of-the-month clubs, not gym memberships or most subscriptions.
In March 2026 the FTC asked for public comment on a new negative option rule. An advance notice is an early step: it does not create any new obligation for businesses. (FTC press release, March 11, 2026)
Federal law still reaches subscriptions sold online. For subscriptions sold online with automatic charges, federal law (ROSCA) requires clear disclosure of the terms, the consumer's express informed consent, and simple mechanisms to stop the recurring charges. (15 U.S.C. 8403). For gym memberships signed in person, the cancellation rules come from state law and your contract.
If they keep charging you
If a business keeps charging you after a cancellation took effect, you can dispute the charge with the company that issued your card or holds your account. For a credit card, a written billing-error notice must reach the card issuer, at the address it gives for billing errors, within 60 days after it sent the first statement showing the charge. (12 CFR 1026.13(b)) For a debit card or bank transfer, an oral or written error notice must reach the bank within 60 days after it sent the statement that first shows the charge. (12 CFR 1005.11(b)(1)(i))
For automatic debits from a bank account, you can also stop future payments. You can tell your bank to stop a preauthorized electronic payment from your account, orally or in writing, at least three business days before the payment is scheduled. If you call, the bank may require written confirmation within 14 days, and an unconfirmed oral stop order then lapses. (12 CFR 1005.10(c)(1)-(2))
Your copy of the cancellation letter and your proof of the date you sent it are the evidence for a dispute. The regulations define which errors these procedures cover and the card issuer or bank investigates, so send the dispute promptly and in writing.
You can also report a business that will not let you cancel to your state attorney general (each state page lists its complaint office), to the Federal Trade Commission, or, for a problem with a card or bank dispute, to the Consumer Financial Protection Bureau.
What this tool does not do
- It does not cancel anything for you or contact the business. You send the letter yourself.
- It cannot read your contract. A statute may exempt your club or plan (for example by price, length, or type of business), and your contract may give you more rights than the statute.
- It does not tell you whether you owe a fee, a buyout, or the rest of a contract term. Those depend on your contract and the facts.
- It covers state statutes and the main federal rules only. City rules and court decisions can add to them.
- It is legal information, not legal advice.
Frequently Asked Questions
Is there a cooling-off period for gym memberships in Louisiana?
You may cancel by notice hand delivered or sent by registered mail before midnight of the third business day after you sign; the center must return payments and any note within fifteen days and may charge only a reasonable fee for days you actually used it. (La. R.S. 51:1577(A)(7))
Can I cancel my gym membership in Louisiana if I move?
We found no Louisiana statute that lets a gym member cancel because of a move. Your contract may allow it; read its cancellation section.
How do I cancel a gym membership in Louisiana?
The three-day notice must be hand delivered to the center or sent by registered mail to the contract address; a contract may give you more liberal cancellation rights. (La. R.S. 51:1577(A)(7), (B))
Does Louisiana have a click-to-cancel law?
From January 1, 2027, businesses with at least 50 employees and at least $5 million in annual gross revenue (counting parents, subsidiaries and affiliates) must give Louisiana consumers a cost-effective, timely and easy-to-use cancellation mechanism, online or by email, phone or another commonly used method, that is not unreasonably burdensome or designed to deter cancellation and stops future charges; the Attorney General may impose civil penalties of up to $500 per violation after a 30-day cure period (willful or repeated violations excepted). (La. R.S. 51:3303(A)(7), (D); 51:3304; 51:3305 (as enacted by Act 830 of 2026), effective January 1, 2027)
Sources
- La. R.S. 51:1575 to 51:1582, La. R.S. 29:418.2
- La. R.S. 9:2716
- La. R.S. 51:3303(A)(7), (D); 51:3304; 51:3305 (as enacted by Act 830 of 2026)
- Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)
- FTC, Negative Option Rule ANPRM (2026)
- FTC press release, March 11, 2026
- 15 U.S.C. 8403
- 12 CFR 1026.13(b)
- 12 CFR 1005.11(b)(1)(i)
Louisiana rules checked against official sources on October 21, 2026.
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