
Consumer Rights in the Netherlands: Debt, Collection, Withdrawal and Warranty
Dutch consumer and debt law: the kantonrechter forum rule (artikel 93 Rv), plus debt restructuring, incasso, loonbeslag, withdrawal and warranty.
6 articles

Dutch consumer and debt law: the kantonrechter forum rule (artikel 93 Rv), plus debt restructuring, incasso, loonbeslag, withdrawal and warranty.

Dutch debt collection (incasso): the 14-day aanmaning under artikel 6:96 BW and the Besluit BIK staffel, with its EUR 40 minimum and EUR 6,775 cap.

The Dutch 14-day right of withdrawal for online purchases: when it starts, the 12-month extension, the exceptions, and the 14-day refund rule.

Dutch debt restructuring (schuldsanering, WSNP): the 18-month term under artikel 349a Fw, the rechtbank admission test, and the schone lei at the end.

How loonbeslag works in the Netherlands, the 95% beslagvrije voet, the caps from 1 July 2026, and how the protected minimum is calculated.

The Dutch statutory guarantee under artikel 7:17 BW, the one-year burden-of-proof rule, remedies for faulty goods, and how a fabrieksgarantie fits on top.