4 articles
An overview of Austrian debt law: Inkasso collection fee caps, Exekution enforcement under the EO, and Privatkonkurs personal insolvency, including the 2026 duration change.
How much an Inkassoinstitut can legally charge in Austria, the Inkasso-VO fee caps, which charges are excessive, and how to dispute a debt collection claim.
How Austrian debt enforcement (Exekution) works under the Exekutionsordnung: Fahrnisexekution, wage garnishment, forced sale, and the Existenzminimum wage protection.
How Privatkonkurs works under the Austrian IO, including the 17 July 2026 change that moves consumers from a three year Tilgungsplan to a five year Abschöpfungsplan.