New Hampshire Gym and Subscription Cancellation Letter
Cancel a gym membership or an auto-renewing subscription in New Hampshire with a letter that builds in New Hampshire law, including Health Clubs (RSA chapter 358-I). It runs in your browser; nothing you type is stored or sent.
New Hampshire rules checked against primary sources on October 21, 2026.
Everything you type stays in your browser. Nothing is sent, saved, or added to the page address.
Only the reasons New Hampshire law addresses for this kind of contract are listed.
New Hampshire gym membership rules
The law: Health Clubs (RSA chapter 358-I). Read the law
Who it covers: The chapter covers health clubs whose primary business is fitness or weight control, but not nonprofit schools, government or nonprofit religious, ethnic, community or service organizations; the 3-day cancellation and the death, disability, relocation and closure refunds apply to prepaid contracts.
- Other rights to end the contract: A month-to-month member can cancel for any reason on 30 days written notice once original obligations are met; and a prepaid buyer whose contracts in force total over $1,000 can get the pro rata cost of unused services back within 15 days on request, less a fee of up to 25 percent capped at $250 if the contract says so. Source: RSA 358-I:5 II; 358-I:6 I(b)
- Cooling-off period: A buyer of a prepaid membership can cancel in writing by midnight of the third business day after purchase and get all money back. Source: RSA 358-I:3 III-IV
- How the club must let you cancel: Cooling-off cancellation is by written notice mailed (certified or registered letter preferred) or delivered in person, with a receipt for in-person delivery; a month-to-month membership can be cancelled for any reason on 30 days written notice once original contract obligations are met. Source: RSA 358-I:3 IV; 358-I:5 II
- Disability or illness: If a disability keeps a prepaid buyer from using the club, the club must refund the pro rata cost of unused services within 15 days of a request and the buyer owes nothing further not yet due; the club may require confirmation by a physician both sides agree on. Source: RSA 358-I:6 I(a)(1), II
- Death of the member: If the buyer dies, the club must refund the pro rata cost of unused prepaid services within 15 days of a request and the estate owes nothing further not yet due. Source: RSA 358-I:6 I(a)(1), II
- Club closes or moves: If the club moves its facility more than 8 miles or materially impairs its services, a prepaid buyer gets the pro rata cost of unused services back within 15 days of a request; if the club ceases operation, the refund is due within 15 days after it closes. Source: RSA 358-I:6 I(a)(2), I(c)
- Refund timing: Buyer's-rights refunds (death, disability, club relocation or impairment, contracts over $1,000, closure) are due within 15 days; the 3-day cancellation refund has no stated day count. Source: RSA 358-I:6 I
If a business will not process a cancellation, you can complain to: New Hampshire Department of Justice, Consumer Protection and Antitrust Bureau
Leave blank to cancel immediately.
Check before you send:
- Add the member name exactly as it appears on the account.
- Add the business name.
- Add the business mailing address (from your contract or the business website).
Your letter
[Member name]
[Your address]
October 26, 2026
[Business name]
[Business address]
Re: Cancellation of membership
To whom it may concern:
I am writing to cancel my membership, effective immediately.
Please stop all further charges to my payment method, refund any amount paid for a period after the cancellation takes effect, and confirm the cancellation in writing, including the date it took effect.
Please keep this letter with the account records. I am keeping a copy, with proof of the date it was sent.
Sincerely,
[Member name]
Before you send (not part of the letter)
- New Hampshire: Cooling-off cancellation is by written notice mailed (certified or registered letter preferred) or delivered in person, with a receipt for in-person delivery; a month-to-month membership can be cancelled for any reason on 30 days written notice once original contract obligations are met. (RSA 358-I:3 IV; 358-I:5 II)
- Refund timing in New Hampshire: Buyer's-rights refunds (death, disability, club relocation or impairment, contracts over $1,000, closure) are due within 15 days; the 3-day cancellation refund has no stated day count. (RSA 358-I:6 I)
- Send it in a way you can prove: a method your contract or state law names, and keep a copy. Certified mail with a return receipt gives you a dated record.
- If charges continue after the cancellation takes effect, you can dispute them with your card issuer or bank (see the timing rules on this page).
- Complaints: New Hampshire Department of Justice, Consumer Protection and Antitrust Bureau, https://www.doj.nh.gov/citizens/consumer-protection-antitrust-bureau/consumer-complaints
- This letter is a starting point you edit and send yourself. It does not cancel anything by itself, and it is not legal advice.
New Hampshire gym membership cancellation law
New Hampshire regulates these contracts through Health Clubs (RSA chapter 358-I) (RSA 358-I:1 to 358-I:10). The rules below come from the statute text; each links to its source, and the first line says which contracts the law covers.
New Hampshire gym membership rules
The law: Health Clubs (RSA chapter 358-I). Read the law
Who it covers: The chapter covers health clubs whose primary business is fitness or weight control, but not nonprofit schools, government or nonprofit religious, ethnic, community or service organizations; the 3-day cancellation and the death, disability, relocation and closure refunds apply to prepaid contracts.
- Other rights to end the contract: A month-to-month member can cancel for any reason on 30 days written notice once original obligations are met; and a prepaid buyer whose contracts in force total over $1,000 can get the pro rata cost of unused services back within 15 days on request, less a fee of up to 25 percent capped at $250 if the contract says so. Source: RSA 358-I:5 II; 358-I:6 I(b)
- Cooling-off period: A buyer of a prepaid membership can cancel in writing by midnight of the third business day after purchase and get all money back. Source: RSA 358-I:3 III-IV
- How the club must let you cancel: Cooling-off cancellation is by written notice mailed (certified or registered letter preferred) or delivered in person, with a receipt for in-person delivery; a month-to-month membership can be cancelled for any reason on 30 days written notice once original contract obligations are met. Source: RSA 358-I:3 IV; 358-I:5 II
- Disability or illness: If a disability keeps a prepaid buyer from using the club, the club must refund the pro rata cost of unused services within 15 days of a request and the buyer owes nothing further not yet due; the club may require confirmation by a physician both sides agree on. Source: RSA 358-I:6 I(a)(1), II
- Death of the member: If the buyer dies, the club must refund the pro rata cost of unused prepaid services within 15 days of a request and the estate owes nothing further not yet due. Source: RSA 358-I:6 I(a)(1), II
- Club closes or moves: If the club moves its facility more than 8 miles or materially impairs its services, a prepaid buyer gets the pro rata cost of unused services back within 15 days of a request; if the club ceases operation, the refund is due within 15 days after it closes. Source: RSA 358-I:6 I(a)(2), I(c)
- Refund timing: Buyer's-rights refunds (death, disability, club relocation or impairment, contracts over $1,000, closure) are due within 15 days; the 3-day cancellation refund has no stated day count. Source: RSA 358-I:6 I
If a business will not process a cancellation, you can complain to: New Hampshire Department of Justice, Consumer Protection and Antitrust Bureau
New Hampshire subscription and automatic renewal law
New Hampshire regulates automatic renewals only for certain kinds of contracts.
New Hampshire subscription and auto-renewal rules
State law covers automatic renewals only for certain contracts: Health clubs: no automatic renewal clause over one month; renewals accepted in writing; month-to-month option cancellable on 30 days written notice (RSA 358-I:5); curated in the gym section, Martial arts schools: renewal must be accepted in writing and is effective only on payment (RSA 358-S:5). Read the law
Who it covers: New Hampshire has no general automatic renewal law; health club contracts may not auto-renew for more than a month at a time, and health club and martial arts school renewals must be accepted in writing and paid.
The statute sets no specific cancellation method or exit for this kind of contract.
If a business will not process a cancellation, you can complain to: New Hampshire Department of Justice, Consumer Protection and Antitrust Bureau
Federal rules that still apply
No. The Federal Trade Commission finalized a "click to cancel" rule in 2024, but on July 8, 2025 the U.S. Court of Appeals for the Eighth Circuit vacated it because the agency skipped a preliminary regulatory analysis the FTC Act requires (Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)). The vacatur brought back the original 1973 rule, which covers only "prenotification" plans such as product-of-the-month clubs, not gym memberships or most subscriptions.
In March 2026 the FTC asked for public comment on a new negative option rule. An advance notice is an early step: it does not create any new obligation for businesses. (FTC press release, March 11, 2026)
Federal law still reaches subscriptions sold online. For subscriptions sold online with automatic charges, federal law (ROSCA) requires clear disclosure of the terms, the consumer's express informed consent, and simple mechanisms to stop the recurring charges. (15 U.S.C. 8403). For gym memberships signed in person, the cancellation rules come from state law and your contract.
If they keep charging you
If a business keeps charging you after a cancellation took effect, you can dispute the charge with the company that issued your card or holds your account. For a credit card, a written billing-error notice must reach the card issuer, at the address it gives for billing errors, within 60 days after it sent the first statement showing the charge. (12 CFR 1026.13(b)) For a debit card or bank transfer, an oral or written error notice must reach the bank within 60 days after it sent the statement that first shows the charge. (12 CFR 1005.11(b)(1)(i))
For automatic debits from a bank account, you can also stop future payments. You can tell your bank to stop a preauthorized electronic payment from your account, orally or in writing, at least three business days before the payment is scheduled. If you call, the bank may require written confirmation within 14 days, and an unconfirmed oral stop order then lapses. (12 CFR 1005.10(c)(1)-(2))
Your copy of the cancellation letter and your proof of the date you sent it are the evidence for a dispute. The regulations define which errors these procedures cover and the card issuer or bank investigates, so send the dispute promptly and in writing.
You can also report a business that will not let you cancel to your state attorney general (each state page lists its complaint office), to the Federal Trade Commission, or, for a problem with a card or bank dispute, to the Consumer Financial Protection Bureau.
What this tool does not do
- It does not cancel anything for you or contact the business. You send the letter yourself.
- It cannot read your contract. A statute may exempt your club or plan (for example by price, length, or type of business), and your contract may give you more rights than the statute.
- It does not tell you whether you owe a fee, a buyout, or the rest of a contract term. Those depend on your contract and the facts.
- It covers state statutes and the main federal rules only. City rules and court decisions can add to them.
- It is legal information, not legal advice.
Frequently Asked Questions
Is there a cooling-off period for gym memberships in New Hampshire?
A buyer of a prepaid membership can cancel in writing by midnight of the third business day after purchase and get all money back. (RSA 358-I:3 III-IV)
Can I cancel my gym membership in New Hampshire if I move?
We found no New Hampshire statute that lets a gym member cancel because of a move. Your contract may allow it; read its cancellation section.
How do I cancel a gym membership in New Hampshire?
Cooling-off cancellation is by written notice mailed (certified or registered letter preferred) or delivered in person, with a receipt for in-person delivery; a month-to-month membership can be cancelled for any reason on 30 days written notice once original contract obligations are met. (RSA 358-I:3 IV; 358-I:5 II)
Does New Hampshire have a click-to-cancel law?
New Hampshire's automatic renewal law does not include an online cancellation requirement, by the text we checked. Federal law (ROSCA) still requires a simple way to stop recurring charges for subscriptions sold online.
Sources
- RSA 358-I:1 to 358-I:10
- RSA 358-I:5, RSA 358-S:5
- Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)
- FTC, Negative Option Rule ANPRM (2026)
- FTC press release, March 11, 2026
- 15 U.S.C. 8403
- 12 CFR 1026.13(b)
- 12 CFR 1005.11(b)(1)(i)
New Hampshire rules checked against official sources on October 21, 2026.
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