Georgia Gym and Subscription Cancellation Letter

Cancel a gym membership or an auto-renewing subscription in Georgia with a letter that builds in Georgia law, including Fair Business Practices Act, requirements for health spas (O.C.G.A. 10-1-393.2). It runs in your browser; nothing you type is stored or sent.

Georgia rules checked against primary sources on October 21, 2026.

Everything you type stays in your browser. Nothing is sent, saved, or added to the page address.

Only the reasons Georgia law addresses for this kind of contract are listed.

Georgia gym membership rules

The law: Fair Business Practices Act, requirements for health spas (O.C.G.A. 10-1-393.2). Read the law

Who it covers: The law covers businesses whose primary purposes include helping patrons improve physical condition or appearance through exercise, weight control or dieting (gyms, health clubs, health studios, reducing salons), but not nonprofit organizations, physician-owned medical practices, or facilities run by hospitals, nursing or other health care facilities.

  • Cooling-off period: You may cancel within seven business days after signing by mailing (postmarked by midnight) or hand delivering written notice with your contract forms and membership cards; the spa may keep at most $100 for services actually received. Source: O.C.G.A. 10-1-393.2(e)
  • How the club must let you cancel: For the seven-business-day cancellation, mail or hand deliver a written notice, enclosing your contract forms, membership cards and other membership documents; the statute's required contract notice recommends registered or certified mail or overnight delivery with return receipt, or a signed acknowledgment if you hand deliver. Source: O.C.G.A. 10-1-393.2(e)
  • Disability or illness: The contract must let you cancel if you become totally and permanently disabled, meaning a condition lasting or expected to last more than 45 days that keeps you from using the spa as before; the spa may keep a reasonable predetermined fee plus the months already used and may require reasonable evidence. Source: O.C.G.A. 10-1-393.2 (disability clause)
  • Death of the member: If the member dies during the term or a renewal, the estate may cancel; the spa may keep a reasonable predetermined fee plus the months already expired and may ask for reasonable proof of death. Source: O.C.G.A. 10-1-393.2 (death clause)
  • Club closes or moves: No further payments are due to anyone if your spa closes and offers no substantially similar location within ten miles; you also have 30 days to cancel with a prorated refund after you learn of a substantial change, such as losing a service or a switch between coed and single-sex. Source: O.C.G.A. 10-1-393.2 (closure clause and substantial-change rule)
  • Military service: A service member on ordered duty of 90 days or more who receives orders to relocate for at least 90 days to a place that does not support the contract may end a health spa membership by written or electronic notice with a copy of the orders or a commanding officer's verification (contracts on or after July 1, 2019). Source: O.C.G.A. 13-1-16(b)-(d)
  • Refund timing: Money due on any cancellation under the section must be refunded within 30 days after the spa receives the notice; missing membership documents can delay it up to 30 days if the spa asks for them in writing. Source: O.C.G.A. 10-1-393.2 (refund clause)

If a business will not process a cancellation, you can complain to: Georgia Attorney General, Consumer Protection Division (File a Complaint)

Your details
The business

Use the cancellation address in your contract if it gives one; for a franchise gym, that is often your home club.

Leave blank to cancel immediately.

Check before you send:

  • Add the member name exactly as it appears on the account.
  • Add the business name.
  • Add the business mailing address (from your contract or the business website).

Your letter

[Member name]

[Your address]

October 26, 2026

[Business name]

[Business address]

Re: Cancellation of membership

To whom it may concern:

I am writing to cancel my membership, effective immediately.

Please stop all further charges to my payment method, refund any amount paid for a period after the cancellation takes effect, and confirm the cancellation in writing, including the date it took effect.

Please keep this letter with the account records. I am keeping a copy, with proof of the date it was sent.

Sincerely,

[Member name]

Before you send (not part of the letter)

  • Georgia: For the seven-business-day cancellation, mail or hand deliver a written notice, enclosing your contract forms, membership cards and other membership documents; the statute's required contract notice recommends registered or certified mail or overnight delivery with return receipt, or a signed acknowledgment if you hand deliver. (O.C.G.A. 10-1-393.2(e))
  • Refund timing in Georgia: Money due on any cancellation under the section must be refunded within 30 days after the spa receives the notice; missing membership documents can delay it up to 30 days if the spa asks for them in writing. (O.C.G.A. 10-1-393.2 (refund clause))
  • Send it in a way you can prove: a method your contract or state law names, and keep a copy. Certified mail with a return receipt gives you a dated record.
  • If charges continue after the cancellation takes effect, you can dispute them with your card issuer or bank (see the timing rules on this page).
  • Complaints: Georgia Attorney General, Consumer Protection Division (File a Complaint), https://consumer.georgia.gov/resolve-your-dispute/how-do-i-file-complaint
  • This letter is a starting point you edit and send yourself. It does not cancel anything by itself, and it is not legal advice.

Georgia gym membership cancellation law

Georgia regulates these contracts through Fair Business Practices Act, requirements for health spas (O.C.G.A. 10-1-393.2) (O.C.G.A. 10-1-393.2, O.C.G.A. 10-1-392(16), O.C.G.A. 13-1-16). The rules below come from the statute text; each links to its source, and the first line says which contracts the law covers.

Georgia gym membership rules

The law: Fair Business Practices Act, requirements for health spas (O.C.G.A. 10-1-393.2). Read the law

Who it covers: The law covers businesses whose primary purposes include helping patrons improve physical condition or appearance through exercise, weight control or dieting (gyms, health clubs, health studios, reducing salons), but not nonprofit organizations, physician-owned medical practices, or facilities run by hospitals, nursing or other health care facilities.

  • Cooling-off period: You may cancel within seven business days after signing by mailing (postmarked by midnight) or hand delivering written notice with your contract forms and membership cards; the spa may keep at most $100 for services actually received. Source: O.C.G.A. 10-1-393.2(e)
  • How the club must let you cancel: For the seven-business-day cancellation, mail or hand deliver a written notice, enclosing your contract forms, membership cards and other membership documents; the statute's required contract notice recommends registered or certified mail or overnight delivery with return receipt, or a signed acknowledgment if you hand deliver. Source: O.C.G.A. 10-1-393.2(e)
  • Disability or illness: The contract must let you cancel if you become totally and permanently disabled, meaning a condition lasting or expected to last more than 45 days that keeps you from using the spa as before; the spa may keep a reasonable predetermined fee plus the months already used and may require reasonable evidence. Source: O.C.G.A. 10-1-393.2 (disability clause)
  • Death of the member: If the member dies during the term or a renewal, the estate may cancel; the spa may keep a reasonable predetermined fee plus the months already expired and may ask for reasonable proof of death. Source: O.C.G.A. 10-1-393.2 (death clause)
  • Club closes or moves: No further payments are due to anyone if your spa closes and offers no substantially similar location within ten miles; you also have 30 days to cancel with a prorated refund after you learn of a substantial change, such as losing a service or a switch between coed and single-sex. Source: O.C.G.A. 10-1-393.2 (closure clause and substantial-change rule)
  • Military service: A service member on ordered duty of 90 days or more who receives orders to relocate for at least 90 days to a place that does not support the contract may end a health spa membership by written or electronic notice with a copy of the orders or a commanding officer's verification (contracts on or after July 1, 2019). Source: O.C.G.A. 13-1-16(b)-(d)
  • Refund timing: Money due on any cancellation under the section must be refunded within 30 days after the spa receives the notice; missing membership documents can delay it up to 30 days if the spa asks for them in writing. Source: O.C.G.A. 10-1-393.2 (refund clause)

If a business will not process a cancellation, you can complain to: Georgia Attorney General, Consumer Protection Division (File a Complaint)

Georgia subscription and automatic renewal law

Georgia has a general automatic renewal law that applies to consumer subscriptions.

Georgia subscription and auto-renewal rules

The law: O.C.G.A. 10-1-439.5 to 10-1-439.13 (Georgia Online Automatic Renewal Transparency Act, HB 528 of 2023), O.C.G.A. 13-12-1 to 13-12-5 (automatic renewal of service contracts). Read the law

Who it covers: Georgia's online act covers subscriptions accepted online by Georgia residents for personal, family, or household purposes with terms of more than 31 days renewing for more than 31 days, except franchised, PSC, Agriculture Department, FCC or FERC regulated services, insurers and banks; a separate older law covers written service contracts that renew for more than a month and run past six months. The online act applies only to automatic renewal or continuous service plans entered into on or after January 1, 2024, and only the Attorney General enforces it (there is no private lawsuit).

  • Cancelling online: A business that lets a consumer accept an automatic renewal or continuous service offer online must let the consumer cancel online, for example through a clear link or a ready-made cancellation email, and may require account login but must still allow offline cancellation for someone who cannot log in. Source: O.C.G.A. 10-1-439.8(a), (b)
  • Required ways to cancel: A business selling subscriptions online must also provide a toll-free number, email address, postal address if it bills directly, or another easy cancellation mechanism, described in the acknowledgment. Source: O.C.G.A. 10-1-439.8(c); 13-12-3(a)(2)
  • Renewal reminders: Online subscription sellers must send a notice before or within three days after each charge (unless the consumer opted out), and sellers of service contracts of 12 months or more that renew for over a month must send notice 30 to 60 days before the cancellation deadline, with renewals over 24 months needing the consumer's acknowledgment and affirmative response to be enforceable. Source: O.C.G.A. 10-1-439.9(b); 13-12-3(a), (b)
  • If the business breaks the law: Under the online act, goods sent without consent are an unconditional gift and only the Attorney General may sue (no private right of action, good-faith safe harbor); under the service-contract chapter, a violation makes the automatic renewal provision void and unenforceable. Source: O.C.G.A. 10-1-439.10; 10-1-439.13; 13-12-5

If a business will not process a cancellation, you can complain to: Georgia Attorney General, Consumer Protection Division (File a Complaint)

Federal rules that still apply

No. The Federal Trade Commission finalized a "click to cancel" rule in 2024, but on July 8, 2025 the U.S. Court of Appeals for the Eighth Circuit vacated it because the agency skipped a preliminary regulatory analysis the FTC Act requires (Custom Communications, Inc. v. FTC, No. 24-3137 (8th Cir. 2025)). The vacatur brought back the original 1973 rule, which covers only "prenotification" plans such as product-of-the-month clubs, not gym memberships or most subscriptions.

In March 2026 the FTC asked for public comment on a new negative option rule. An advance notice is an early step: it does not create any new obligation for businesses. (FTC press release, March 11, 2026)

Federal law still reaches subscriptions sold online. For subscriptions sold online with automatic charges, federal law (ROSCA) requires clear disclosure of the terms, the consumer's express informed consent, and simple mechanisms to stop the recurring charges. (15 U.S.C. 8403). For gym memberships signed in person, the cancellation rules come from state law and your contract.

If they keep charging you

If a business keeps charging you after a cancellation took effect, you can dispute the charge with the company that issued your card or holds your account. For a credit card, a written billing-error notice must reach the card issuer, at the address it gives for billing errors, within 60 days after it sent the first statement showing the charge. (12 CFR 1026.13(b)) For a debit card or bank transfer, an oral or written error notice must reach the bank within 60 days after it sent the statement that first shows the charge. (12 CFR 1005.11(b)(1)(i))

For automatic debits from a bank account, you can also stop future payments. You can tell your bank to stop a preauthorized electronic payment from your account, orally or in writing, at least three business days before the payment is scheduled. If you call, the bank may require written confirmation within 14 days, and an unconfirmed oral stop order then lapses. (12 CFR 1005.10(c)(1)-(2))

Your copy of the cancellation letter and your proof of the date you sent it are the evidence for a dispute. The regulations define which errors these procedures cover and the card issuer or bank investigates, so send the dispute promptly and in writing.

You can also report a business that will not let you cancel to your state attorney general (each state page lists its complaint office), to the Federal Trade Commission, or, for a problem with a card or bank dispute, to the Consumer Financial Protection Bureau.

What this tool does not do

  • It does not cancel anything for you or contact the business. You send the letter yourself.
  • It cannot read your contract. A statute may exempt your club or plan (for example by price, length, or type of business), and your contract may give you more rights than the statute.
  • It does not tell you whether you owe a fee, a buyout, or the rest of a contract term. Those depend on your contract and the facts.
  • It covers state statutes and the main federal rules only. City rules and court decisions can add to them.
  • It is legal information, not legal advice.

Frequently Asked Questions

Is there a cooling-off period for gym memberships in Georgia?

You may cancel within seven business days after signing by mailing (postmarked by midnight) or hand delivering written notice with your contract forms and membership cards; the spa may keep at most $100 for services actually received. (O.C.G.A. 10-1-393.2(e))

Can I cancel my gym membership in Georgia if I move?

We found no Georgia statute that lets a gym member cancel because of a move. Your contract may allow it; read its cancellation section.

How do I cancel a gym membership in Georgia?

For the seven-business-day cancellation, mail or hand deliver a written notice, enclosing your contract forms, membership cards and other membership documents; the statute's required contract notice recommends registered or certified mail or overnight delivery with return receipt, or a signed acknowledgment if you hand deliver. (O.C.G.A. 10-1-393.2(e))

Does Georgia have a click-to-cancel law?

A business that lets a consumer accept an automatic renewal or continuous service offer online must let the consumer cancel online, for example through a clear link or a ready-made cancellation email, and may require account login but must still allow offline cancellation for someone who cannot log in. (O.C.G.A. 10-1-439.8(a), (b))

Sources

Georgia rules checked against official sources on October 21, 2026.

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